3 Innovative Ways To Attract Money To You

It's no secret everyone yearns to have more money in their wallet or bank account. Developing a healthy relationship with money is essential if you want to have more of it.

Money is, after all, just another energy. Yet so much emphasis has been placed on it.

We are told as children that money doesn't grow on trees.

We are pushed to 'keep up with the Jones' and over and over we are told 'money is what makes the world go 'round.'

All of this gives money an inordinate amount of power.

If you have an unhealthy relationship with money, you will never create the abundance you wish you had. In order to change your financial world, you need to change your feelings and paradigm about money. You need to change the way you think, feel and act about money.

If you believe you will never have enough money, you will never have enough money. What you focus on the most gives you exactly what you focus on the most.

These fun and practical little tips will magnify your energy and get the Law of Attraction sending more prosperity your way.

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   Learn to pick up coins from the ground: Ask my friends and family how many times I find coins on the ground and it will blow you away. I always pick them up, hold them to my heart (Thanking The Universe) and then put them in my pocket. Even if it's just five cents, make sure you bend down and pick up the money! You'll show the Universe that you are open to collecting abundance. When you feel like you'd be embarrassed or self-conscious about doing this, I want you to re-frame it so that you are looking after the money. You are a conscious custodian of cash making sure that money feels loved. This generates the energy of appreciation.















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   Write Yourself A Check: Do you know the story about Jim Carrey? Jim Carrey was a struggling young comedian trying to make money in Hollywood. He was just about to give up his dream of becoming a professional actor and comedian when he was booed off the stage at an open mic session in an LA nightclub.Jim sat by himself at the top of Mulholand Drive contemplating his success or failure. He then pulled out his check book and wrote himself a big fat check for $10 million dollars and made a note on it: "for acting services rendered."He then carried that check with him in his wallet everywhere he went from that day forward.By 1995, after the success of his blockbuster movies: Ace Ventura: Pet Detective, Dumb and Dumber, and The Mask, his contract price had risen to the price of $20 million dollars.Write yourself a check for a specific amount and place it in your purse or wallet.















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   Learn to love your bills: Sounds crazy right? Hold on as I explain. When bills land in your e-mail inbox or your mail box make sure that you mentally send them love and say thank you to the Universe for the services you have received in exchange for the bill. Draw little hearts on them and use the bills as an affirmation that prosperity flows into your life in many forms in order for you to pay your bills on time. Whatever you do, don't send the bills negative energy. Try and re-frame your perspective. Remember that more than 80% of the world's population survive on less than $10 per day. There's something to think about.

Developing a healthy relationship with money is critical if you are someone who wants to attract more of it. Continuing your unhealthy relationship is a choice and quite honestly a bit of a cop out. Even if you just want enough to survive and occasionally take a little vacation, adopting a healthy relationship with money is imperative to achieve that.

Money Or Excuses - How You Doing?

What is difference between those who make money and those who do not. Its been stated by successful people with certainty and congruence, "People can make money or excuses but they can not make both."

This is the truth. All of us come to this world with choices in our financial life. We have the choice to keep moving forward with perseverance and responsibility for every step we take of the process, or just stop and let everything we did go undo or slow down. Well, I am sure you know what path to take for getting the results you want. Unfortunately, most people stop and never dig deep to their dreams.

Well, when people first strive to go for their dreams about making money, they quickly stop when the going gets tough, and they look for people who will agree with them, so they can stop - and they do. Unfortunately, they never reach the level they had in their dreams which was - work on the Internet from home. Think about it, making money or an excuse is a choice everyone has in life. Which legacy would be the best to leave your kids? We are leaving a legacy behind one way or another.

The Internet has open an awesome opportunity to most of the world. As far as financial means, we can earn money on the net. So I could not create an excuse good enough even if I wanted to. I had to put my head down and ignore the comments many people had for me, since I worked so hard and long without making money on the net.

Going back to that quote, I have found so much more truth on "money or excuses" statement. I mean is not that life? I have the tendency to get lazy and listen to the wrong people and I also feel like quitting. I realize the price successful people went through, and I make it a reminder in my own life, whenever I weakened to the common human level.

My question to you - How are you doing? Are you choosing the good life or are you settling for the common one? Have you ever notice that every time we encounter a difficult challenge, we look around for the wrong people, because we are not looking for strength or direction, but we are looking for sympathy. You need to ask this questions. You might find these questions a way to determine your journey.

Am I focusing on success or failure during my progress?

How am I thinking about my future as I follow my progress with the ups and downs?

Do I believe in the system that I am following or am I looking for a good excuse?

I have two ideas that can help you on your weak moments and stop you from derailing into excuses.

Focus on moving forward-lift your partners and update your goals and your system to reach them.

When you look back, just check your improvements and how else can you improve the past - all about improvement.

The people who succeed are the people who prevail, and make no excuses - because there is NONE !!!

Respectfully,

Efren Maldonado

Resume for Chief Auditor

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Understanding The Real Rate of Return!

There is one indicator more than any other which determines the health of an economy and it is the Real Rate of Return. Furthermore this is the simplest of all indicators to understand because it determines the safety of assets. Next time you hear the TALKING HEADS discussing the nuances of the markets, filter what they say through your own understanding of the Real Rate of Return.

The Real Rate of Return is the one number that determines the safety of principal. It is calculated by taking the current BOND YIELD and subtracting the expected INFLATION rate from it. The result is the REAL return on giaranteed money from the government.

Interest Rates are on the rise as we have been expecting and this pressure has put a tremendous amount of pressure on the stock market. The essential simplicity at work here is very, very basic. If Interest rates on Bonds are yielding 5.14% and inflation is forecasted at 5%. The difference is the REAL RATE of RETURN, (in this instance we are speaking about .14%). The REAL RATE of RETURN is what sparks major rallies and declines on Wall Street.

The reason for this is that the Bond market is the largest financial market in the world. There are literally trillions of dollars invested in debt denominated assets. These investors are primarily interested in the security of their principal and taking as minimal risk as possible. They historically have been thrilled with REAL RATES of RETURNS that would be in the 2% - 5% annually. During the 1970's this indicator went NEGATIVE for a while indicating INFLATION was rising faster than interest rates and BOND INVESTORS actually had substantial negative returns. During this time there was much "screaming and gnashing of teeth."

It has always been my estimation that Federal Reserve Chairman, Alan Greenspan's key task is to keep the REAL RATE of RETURN as high as possible. HE has been extremely successful at doing this. If you read back over any history of the financial markets you would be WISE to view events through this indicator. The economic climate becomes remarkably different and people's opinions change dramatically when the REAL RATE of RETURN on the most SECURE investments is threatened.

A thorough understanding of this simplicity is necessary for success in any kind of investing as IT is the basic building block from which all other analysis is based. Although it is always difficult to forecast what will happen in the future, the one factor you can count on is that when THE REAL RATE OF RETURN is falling there is much SWEAT on the brows of Money Managers who monitor the trillions of dollars entrusted to them.

At this point KEEP YOUR EYES on this indicator and make your own forecast of INFLATION. You'll realize that your ANALYSIS can be better than the Big Boys.

Let's be careful other there!

Dowjonesfully,

-Harald Anderson

http://www.eOptionsTrader.com.

The Top 20 Breakup Mistakes and How To Get Your Ex Back Even If You'Ve Made Every One Of Them

If you're going through a break up right now then your emotions are super charged and heightened and you're just not acting like yourself, am I right? Here's the top 20 breakup mistakes that are not only driving your ex totally nuts but ensuring that you're never going to get back together. I'm going to reveal what they are and then explain to you how you can completely clean the slate and still get them back.

I've compiled my top 20 break up mistakes after months of counselling both men and women in 31 countries going through a very painful break up. I invite you to read every single one and take notes if you need to and keep reading to the very end where I reveal how you can STILL get them back even if you've made every single mistake on this list!

Mistake #1 - Allowing Your Ex To Totally Control Your Life

You and your ex may not even be aware that they are doing this or that you are actually allowing your ex to do this but after your break up you gut reaction is to totally analyse virtually every facet of your relationship and your break up to the verge of driving yourself nuts.

That's not going to achieve anything and will only keep you stuck in the healing process.

Mistake #2 - Staying Friends With Your Ex

Many brokenhearted people stay friends with the ex for one sole reason - in the hope that one day they'll realize that they're really meant to be together.

WRONG. Once you get set in the friend trap it's very hard to get out of and it's not something I recommend.

Mistake #3 - Bombarding Your Ex With Text Messages

Basically you're not leaving your ex alone because you're not wanting them to get on with their life without you.

This is one of the worst things you can do because often all it does is ensure that they've made the right decision not being with you right now.

Mistake #5 -Firing Off Angry Emails To Your Ex

As above, when you make this mistake you are venting on your ex angry at the pain that they've caused you.

THIS IS A NO-NO because all it will do is drive potentially a permanent wedge between you and will ensure your ex moves on real fast.

Mistake #6 -Firing Off Desperate Emails To Your Ex

This mistake is different to the one in #5 because rather than being angry you're being desperate. You're acting pretty wimpy trying to get your ex to understand how much they've broken your heart and how much you need them in your life.

When you behave in this way you're acting high maintenance and also way too desperate and that is NOT going to be attractive to your ex!

Mistake #7 -Ringing Your Ex Around The Clock

Let's face it, you're not ringing them up with good intentions - you're ringing them up because you want to know where they are, are they home, who are they with, is someone at home with them?

This kind of harassing behaviour could end up with you being served with an AVO so hold off, this is not the way to get your ex's attention!

Mistake #8 -Stalking Your Ex Regularly At Places Where They Hang Out

Right, all of a sudden you have this insane desire to just be wherever your ex goes -- because if you aren't there how are they ever going to think about you now that you are no longer together, right??

WRONG! Not only will this not look like a coincidence but it will really put your ex off, it will put your friends off and your ex's friends off and you could end up with a nice little visit from a policeman!

Mistake #9 - Lending Your Ex Money

So you're throwing good money after bad at your ex because you believe this way you'll be able to stay in contact with your ex and they'll "owe you".

WRONG AGAIN. You're setting yourself for not only an emotional fall but a financial fall here....Once your ex knows they can come to you as their automatic ATM they'll be feeding you with lies and crap to make you feel that you're special to them.....but there will always be a BUT!

Mistake #10 -Staying Friends With Your Ex's Family

While there's nothing wrong with being on friendly terms with your ex's family, if you suddenly start hanging out with them in the hope of accidentally bumping into your ex then that's not a good thing.

Mistake #11 -Trying To Make Your Ex Jealous

The key to making someone jealous is NOT making it obvious. However, many people unfortunately aren't very good at this and make it real clear when they have their cousin's best friend from interstate playing their instant love interest when they come into town on a quick visit.

You'll actually have much better luck by moving on with your life and not being afraid to meet new people.

Mistake #12 -Having Sex With Your Ex

Yep, I had a fellow email me recently saying we've just broken up and we're seeing each other tomorrow to have sex, is that okay?

Why would you think that's okay?

I mean, if you want to be your ex's boyfriend or girlfriend you have got to stop acting like their girlfriend or boyfriend when you're no longer in a relationship with them -- otherwise what incentive will they ever have to get back together with you.

Mistake #13 - Constantly Asking Your Ex For A Second Chance

You can't cope without your ex, that's clear, but you don't need to make it constantly obvious to your ex all the time.

While that will certainly stroke their ego it will also drive them probably totally crazy so lay low and you'll achieve much better results.

Mistake #14 -Bad Mouthing Your Ex to Your Family And Friends

Unless you plan on never getting back together with your ex don't talk badly about him or her to everyone close to you. And definitely don't reveal some juicy tidbits that your ex would die if she knew you'd told them.

You've got to think of the big picture here....Your ex will never come back to you unless she's 100 percent comfortable in doing so.

Mistake #15 - Bad Mouthing Your Ex To Their Family And Friends

It applies even more so to the friends and family of your ex. Don't ever think for a moment that they'll keep their conversations with your ex private from them.

If you bad mouth her you're going to not only get your ex's hackles off side but also those of their friends and family!

Mistake #16 -Throwing Pity Parties

Another desperate effort to get back together - making your ex feel so sorry for you....some people even dare to say that they'll kill themselves if they don't get back together with you.

Not only is that blackmail that's totally childish and an unfair kind of pressure to put onto your ex -- and your relationship, even if you got back together, would have low chances of success!

Mistake #17 - Driving Your Friends And Family Insane By Always Talking About Your Ex

Okay this is going to hurt a little but you did have a life before your ex - and guess what -- you managed to actually carry some interesting conversations before you met your ex. So don't drive your friends and family totally nuts and isolate yourselves from people who really care about you.

Mistake #18 - Coming Across As Needy And Clingy To Your Ex

This may be your gut reaction but all this behaviour is going to do is reinforce your ex's desire not to be with you because you're so high maintenance.

Mistake #19 -Giving Threats And Ultimatums

You're desperate and totally acting irrationally and all you want is your pain to go away so you'll do just about anything to get your ex back.

Dishing out threats and ultimatums isn't going to bring you a happy ending so behave with self-dignity instead and you'll be amazed at the difference.

Mistake #20 -Being Vengeful

You're angry and you want them to HURT so you're gonna pay them back, right??

WRONG! You've got to think long term here.....that is going to not only infuriate your ex but everyone they know and could also land you in a lot of trouble with the law!

Hey, I said 20 break up mistakes but I'm going to throw in one more for good measure, okay.

BONUS - Mistake #21 -Making False Promises That You'll Change

Okay, we all have some little things that we could probably improve about ourselves and some of these may be quite realistic....however, others don't even bother.

While it's possible to spruce yourself up a little there's no use pretending to be someone you're not because your armour will come off when you least expect it and you'll be on your own again anyway.

Now that's quite a list, isn't it?

Do you know why these are so common mistakes?

Because your emotions are completely out of control as a result of your break up and you will do JUST ABOUT ANYTHING to make the pain stop -- and to get your ex back.

You and I both know that acting this way isn't the real you, is it?

You're not a stalker, you're not usually clingy, needy, or desperate or even so obsessed as you've been lately!

Let's put the shoe on the other foot for a minute. If your ex was acting the way you have been recently would YOU want them back?

No.

Let's face it -- you're high maintenance, you're highly emotional, you're clingy, you're desperate, your obsessive -- you're NOT the person that your boyfriend/girlfriend, wife/husband fell in love with?

How To Completely Wipe The Slate Clean

What you need to do first of all is accept right at this second that you ARE broken up (but in your mind it's temporary).

Then what you need to do is heal AS QUICKLY AS POSSIBLE so you can unleash the real you under all that emotional turmoil that your ex fell MADLY IN LOVE with.

Join A Syndicate And Learn How To Combine Numbers For Betting Lotto

When one talks about how to combine numbers for betting lotto, it is reasonably they are speaking about the use of lottery wheels which are best used in conjunction with software. Yet playing a full lottery wheel can be extremely expensive. A wheel takes all the numbers you wish to play and comes up with every possible combination. One way around this is by joining forces with other like minded players and forming a syndicate. This is essentially a group of people who pool financial resources and purchase more tickets. This enables them to use sophisticated software to choose more numbers and so increase their chances of winning smaller prizes as well as the jackpot.

Avoiding Repetition

Beside learning how to combine your numbers for betting lotto with a wheel, there are a few other things that syndicate members must know. Do not bother with the computer quick pick as research has shown that manual picks win more than twice as many prizes as a quick pick. Your lottery software will also inform you if your pick matches a previous winning line. The odds of a certain sequence of numbers being picked once are long enough, instances of a six number combination being picked twice in a lottery draw's history are essentially non-existent. Also avoid sentimental picks as these will do nothing for your chances. The balls drawn have no feelings and do not care if 17 was the date of your first kiss!

Good Things In Small Packages

Syndicates will live and die on the amount of smaller prizes it wins. Lottery wheels are an excellent way to win the smaller prizes and such success will keep the syndicate interested. Let's face it, if your group wins nothing for a year, it is more likely to disband than continue throwing money into the lottery. Trust in your lottery software to come up with the statistical analysis and use it when formatting your system. Never deviate from the system due to 'instincts' because the lottery is all about probability, not superstition.

If you do not draft up a formal syndicate agreement, you could be leaving yourself open to problems later down the line in terms of tax and ownership of winning tickets. If you are setting up a syndicate, deal with all the red tape first before choosing the lottery strategy that will set up the entire group for a massive windfall.

Conquer Your Mind With Positive Thinking: Free Yourself From Depression, Worry, Anxiety, And Fear

Negative thoughts reduce energy in you and make you to lose focus The more you give in to your negative thoughts, the stronger they become. Likewise, a small positive thought can have the same effect blossoming into a beautiful outcome. Negative thoughts should be avoided at all cost. When we start to have negative thoughts, it's hard to stop them. And it's much easier said than done to shift your focus to positive thoughts. But it's the only way, especially if you want to avoid going down a path that is painful and unnecessary.

Please find below what I did that help me overcome my negative thoughts

I Exercise for at least 5 minutes early in the morning everyday

Any form of exercise is OK. It took my focus away from my thoughts and brought my attention to my breath. Exercise is very relaxing, which helped ease my mind. You could also practice Yoga. Yoga is one of the best exercises that get rid of negative thoughts in your mind.

I surround myself with positive people and I make friends with them.

When you are feeling depressed, or various negative thoughts just fill your heart, talk to people of integrity to help you. People have a huge impact on your life. "You are the average of the five people you spend the most time with," says American entrepreneur and motivational speaker Jim Rohn. With this in mind, you should think about the people you're spending time with the same way you think about what you eat and how you're exercising. Some people can be parasites. They suck out your happiness, energy and maybe some of your tangible resources as well. Some people will even help you to instinct negative thinking into your mind, so be very careful whom you associate yourself with. Who are good people by the way,

They are people that will inspire you to be a better person, provide you with motivation to achieve your goals, empower you to make the changes you need to succeed and cheer on your success.

In the workplace, good people tend to be productive people. They're organized, create schedules they stick to and don't get easily distracted from the end goal. And all this help you be more productive!

I Smile regularly

Smile regularly preferable every day. Smile prevents negative thoughts, improves your mood, helps reduce stress, and makes you more appropriate.

I change the tone of my thoughts from negative to positive.

For example, instead of thinking negative, I think positive. Always allow positive thinking to occupy your mind. Believe that God, our creator is always there for you, so why thinking negative. "We will face some challenges in our living situation, but we will come up with solutions that we will both be happy with."

I help people in need and in most cases solve their problems. Helping someone will help in removing negative thoughts from your mind, take the focus away from you and do something nice for another person. I decided to make a tray of food and donate it to the Salvation Army. It took my mind off of things and I felt better for helping someone else.

Remember that no one is perfect and let yourself move forward.

It's easy to dwell on your mistakes. I felt terrible that I acted this way and that I wasted our weekend. The only thing I can do now is learn from my mistakes and move forward. I definitely don't want to have a weekend like that again.

I sing especially gospel songs

I don't remember lyrics very well and it's probably the reason that I don't enjoy singing, but every time I do sing I always feel better. When we sing, we show our feelings and this provides an amazing stress relief.

I List five things that I am grateful for right now.

Being grateful helps appreciate what you already have. Here's my list: my children, health, a four-week trip to West African Countries, a new yoga class that I'll be teaching, and for my mom's speedy recovery from illness.

I Read positive quotes.

I like to place Post-It notes with positive quotes on my computer, fridge door, and mirror as reminders to stay positive. Also, I'd like to share with you a quote by an unknown author that was shared in a meditation class that I attended:

Watch your thoughts, they become words.

Watch your words, they become actions.

Watch your actions, they become habits.

Watch your habits, they become your character.

Watch your character, it becomes your destiny.

Prayer Points

O Lord, allow me to promote understanding and peace, and rid me of negative thoughts, in my mind in the name of Jesus Christ.

O Lord, let me understand that ignorance isn't bliss; allow me to be wise and steadfast

O Lord, help me see the good in life, and prevent me from thinking negative thoughts.

O Lord my Father, forgive me for my impure thoughts.

O Lord, turn me away from the darkest thoughts, that I may learn to view things in a different light.

You said to your apostles, "I give you peace, my peace I give you." Grant me peace, Lord Jesus.

O Lord, I pray to you, Lord, to let goodness reign in my heart and good thoughts in my mind.

O Lord, help me see my true calling. That I may discard the thoughts of taking my life because of all the failures I have done.

O Lord, may I learn to control my temper to avoid hurting others in what I may say or do that I could never take back.

With everything that happened in my life, I have become so bitter. I pray to learn to be free of this and live life with happiness in my heart.

I ask you, Heavenly Father, to put my thought processes in order so that faith, hope, and love will be in my main thoughts.

O Lord, help me, Lord, to think of and meditate on things that are pure, noble, true, and praiseworthy. Change my way of thinking, Father, as you mold my life into your ways.

Heal my thoughts, O Lord. Purify them, Lord Jesus.

Grant me peace of mind, so I may do your will, O God.

O Lord, free my mind of evil thoughts, and Cleanse me of negative and impure thoughts.

At times the Devil put negative thoughts into our mind.

Scripture: Isaiah 12:2 "God indeed is my savior; I am confident and unafraid. My strength and courage is the Lord, and he has been my savior"

At times, the devil apparently does put evil thoughts in our head, or even directly incites us to do evil. According to John 13:27, Judas made a secret arrangement to betray Jesus to His enemies. When Judas went to inform them where they could find Jesus, the Bible says that "Satan entered into him". Judas did not really believe John 12:6, the Bible let us know that Jesus was the Savior sent from God to save us from our sins. In fact, the Bible further says that Judas "was a thief; as keeper of the money bag (for the disciples), he used to help himself to what was put into it" The lesson is clear: The farther we are from God, the more vulnerable we will be to Satan's attacks.

Don't be like Judas, but make certain of your commitment to Jesus Christ. If you've never done so, turn to Him and by faith ask Him to come into your heart and life. Then ask Him to fill your mind with His truth and His Spirit every day. The Bible says in James 4:7 "Submit yourself, then, to God. Resist the devil, and he will flee from you"

Not all evil thoughts come directly from Satan, however. Often they come from within - from our own sinful hearts. When they do, ask God to cleanse your mind and fill it with Christ.

Prayer points

I decree and I declare that all negative thoughts from the Devil in my mind is removed right now by the power in the blood of Jesus Christ.

By the power in the blood or Jesus Christ, I bind and rebuke any demon that will try, have tried and succeeded to disturb our peace o mind by polluting mind our soul and body in the name of Jesus Christ.

I command you Evil and Misfortune to live me a lone so that I can get rid of any type of hardship caused by you, nature and circumstances which includes financial hardships, emotional battles, spiritual burdens, frustrations caused by you right now in Jesus name.

O Lord, my Father, I ask for healing, abundance of blessings and miracles to reinstate what I have lost, I regain confidence in God and His people and I live peacefully without the fear of people's evil thoughts, words, deeds and even bad spirits in the name of Jesus Christ.

I bind and rebuke any evil and misfortune that would try to come against my prayer for the goodness of my soul, sound finances, great health, and peaceful living in Jesus name.

I pray and command that anyone or any spirit who causes trouble will never come back to hurt me, to take anything from me, never come back to my life as thieves, blasphemer, and nature's wrath in the name of Jesus Christ.

O Lord my Father, help me to renew my life for your glory and salvation of my soul. Help me to forgive and forget all the evil done against me in Jesus Name.

O Lord, I claim and proclaim the richness of life here on earth as well as in heaven.

O Lord, I claim and proclaim, peace, contentment and true happiness from within.

O Lord, I claim and proclaim, freedom from fear the of the unknown.

O Lord, I claim and proclaim complete confidence and dependence on God. I will be triumphant in life without the evil works, thoughts and doings.

O Lord, I claim and proclaim that I will all live with the abundance of God's provisions and promises as wealthy children of God who inherited His choicest blessings and the salvation of souls.

O Lord, I claim and proclaim that I am accepting Jesus as my Lord and personal Savior and through baptism I became son/daughter of the Father.

I thank You, Heavenly Father for Your Love. I thank You, Holy Spirit for empowering me to be aggressive against Satan and evil spirits. I thank You, Jesus, for setting me free. I thank You, Mary, for interceding for us with the holy angels and the saints.

O Lord Jesus, fill me with charity, compassion, faith, gentleness, hope, security, humility, joy, kindness, light, love, mercy, modesty, patience, peace, purity, tranquility, trust, truth, understanding, and wisdom. Help me to walk in Your Light and Truth, illuminated by the Holy Spirit so that together I may praise, honor, and glorify Our Father in time and in eternity. For You, Lord Jesus, are, "... the way, the truth, and the life" (John 14:6 ), and You "... have come that I might have life and have it more abundantly" (John 10:10 ).

How can your brain stay positive? The following exercises will help.

Be thankful every time, show gratitude,

"Gratitude is the quality of being thankful; readiness to show appreciation for and to return kindness. When you wake up each morning, make it a habit to write down at least three things you're grateful for. It can be anything from family and work to a good night's rest or the morning sunrise - whatever is positive in your life deserves a little thank you note from your soul. If it's difficult to think of something right away, realize that something JUST happened that you can be grateful for... you woke up today. Not everyone gets that opportunity.

Balance your mind with many activities

You can find balance in many activities, such as yoga, meditation, deep breathing, walking in nature or any other activity that puts your mind at rest. When you the mind ceases, the soul is allowed to speak. The calming energy produced from a good centering exercise surrounds the body, bringing about an unshakable spirit that will surely help you stay positive.

How to Free Yourself from Anger

a strong feeling of annoyance, displeasure, or hostility. Anger is often nothing more than an intense emotion caused by an apparent injustice. The destructive outcomes of anger are well known. When even a slight annoyance arises, it is capable of growing quickly and overwhelming your state of mind.

Anger results in (1) a loss of perspective and judgment, (2) impulsive and irrational behavior that is destructive to both yourself and others, and (3) loss of face, compassion, and social credibility.

Anger is often pointless, as the following Buddhist parable will illustrate.

In the New Testament, Ephesians 4:26-27 advise, "In your anger do not sin. Do not let the sun go down while you are still angry, and do not give the devil a foothold."

Free yourself from anger

There is no benefit to anger at all. All anger can beget is negative energy, which can aggravate an already volatile situation. Anger can also impede sound judgement and inhibit your ability to consider the negative consequences of your abrupt reactions.

The next time you're angry, consider the following response:

Stop. Don't respond immediately. Walk away from the situation that has instigated your anger.

Breathe deeply. Become fully aware of your state of mind. Assess what's going on.

Calm down and compose yourself. Invoke mindfulness to appeal to your wisdom. Anger and other emotional arousals often stem from a lack of self-awareness or mindlessness, and can simmer down if you just wait long enough.

Consider the matter from other points of view. Ask if there could be other possible explanations for what happened.

Identify the reasons for your anger by asking three questions:

a. "Is this matter serious enough to get worked up about?"

b. "Is my anger necessary and warranted?"

c. "Will getting angry make a difference?"

Reflect about what response will be most effective. Try to develop a wise and measured course of action.

Idea for Impact: A low-anger life is a happier life

Patience is the definitive antidote to anger and aggression. With patience, you may not always be able to eliminate anger, but you can usually control it. Patience can build and fortify your intellectual and psychological resources.

As Proverbs 19:11 tells in the Hebrew Bible, "A person's wisdom yields patience; it is to one's glory to overlook an offense." Ultimately, developing greater patience enhances your romantic, personal, professional, and casual relationships-as well as that all-important relationship: the one you have with yourself.

How to free yourself from worry

Worry pollute your mind and it can never be positive, But in the last decade I have found several habits that have helped me to greatly decrease my worrying and to more easily handle such thoughts when they pop up.

1. Most of things you worry about have never happened.

I love this quote by Winston Churchill:

"When I look back on all these worries, I remember the story of the old man who said on his deathbed that he had had a lot of trouble in his life, most of which had never happened."

I have found it to be very true in my own life.

So when you feel worries starting to pop up ask yourself this:

How many of the things I feared would happen in my life did actually happen?

If you are anything like me then the answer will be: very few. And the very few ones that actually happened were mostly not as painful or terrible as I had expected.

Worries are most often just monsters you build in your own mind.

I find that asking myself this question regularly and reminding myself of how little of the worries that actually came to life makes easier and easier to stay calm and to stop a worried thought before it becomes a big snowball of negativity.

2. Avoid fears. Be bold, don't be afraid of anything. Believe in God at all times. When fears feel vague in your mind, when you lack clarity then it is very easy to get lost in exaggerated worries and disaster scenarios.

So find clarity in a worry-inducing situation by asking yourself:

Honestly and realistically, what is the worst that could happen?

When I have answered that question then I follow it up with spending a bit of time on figuring out what I can do about it if that pretty unlikely thing happens.

In my experience, the worst that could realistically happens is usually not as scary as what my mind could make up when it is running wild with vague fears.

Spending a few minutes on finding clarity in this way can save you whole lot of time, energy and suffering.

3. Don't try to guess what is on someone's mind.

Trying to read someone's mind usually doesn't work too well at all. Instead, it can very easily lead to creating an exaggerated and even disastrous scenario in your mind.Communicate and ask what you want to ask. By doing so you'll promote openness in your relationship and it will likely be happier as you avoid many unnecessary conflicts and negativity.

4. In a situation you cannot think straight, say stop, don't say anything

From time to time when I am hungry or when I am lying in bed and are about to go to sleep I can become mentally vulnerable. And so worries can more easily start buzzing around in my head.

5. Remember, people don't think about you and what you do as much as you may think. They have their hands full with thinking about what other people think of them. And with thinking about what is closest to their hearts like their children, pets, a partner or the job or school. So don't get lost in worries about what people may think or say if you do something. Don't let such thoughts hold you back in life.

6. Work out.

Few things work so well and consistently as working out to release inner tensions and to move out of a headspace that is extra vulnerable to worries. I also find that working out - especially with free weights - makes me feel more decisive and focused.

7. Share your worry with someone close to you. This is one of my favorites. Because it tends to work so well. By letting someone close to you know about your worry, it becomes a whole lot easier to see the situation or issue for what it really is.

Just venting for a few minutes can make a big difference and after a while you may start to wonder what you were so worried about in the first place.

If you do not have anyone to talk to at the moment about the worry bouncing around in your mind then let it out by writing about it. Just getting it out of your head and reasoning about with yourself either on paper or in a journal on your computer can help you to calm down and find clarity.

8. Spend more time in the present moment.

When you spend too much time reliving the past in your mind then it easy to start feeding your worries about the future. When you spend too much time in the future then is also easy to get swept away by disaster scenarios.So focus on spending more of your time and attention in the present moment.

9. Refocus on the small step you can take to move forward.

To move out the worried headspace I find it really, really helpful to just start moving and taking action to start solving or improving whatever I am concerned about.

Prayer Points

Father, I thank you so much for delivering me from the activities of the kingdom of darkness

Because, Jesus Christ has set me from the law of sin and death I commit to live free from worry in the name of Jesus,

I humble myself under your mighty hand that in due time you may exalt me.

I cast away from myself, my husband, my wife and children, - all my anxieties, all my worries, all my concerns - once and for all in the name of Jesus Christ.

O Lord, take wrong thoughts captive, because you care for me affectionately and care about me watchfully. You sustain me. You will never allow the consistently righteous to be moved - made to slip, fall, or fail!

O Lord, I cast down imaginations (reasoning's) and every high thing that exalts itself against the knowledge of you, and I bring into captivity every thought to the obedience of Christ.

O Lord, I lay aside every weight and the sin of worry. I run with patience the race that is set before me, looking unto Jesus, the Author and Finisher of my faith.

O Lord, help me fix my mind on those things that are true. I thank You Father, that You are able to keep that which I have committed unto You. I thank you for fixing my mind on those things that are true, honest, just, pure, lovely, or good report, virtuous, and deserving of praise. I will not let my heart be troubled.

I abide in Your Word, and Your Word abides in me. Therefore, Father, I do not forget what manner of person I am. I look into the perfect law of liberty and continue therein, being not a forgetful hearer, but a doer of the Word and, thus, blessed in my doing!

The 7 Natural Laws of the Universe

The Law of Perpetual Transmutation-

* Energy moves into physical form.

* The images you hold in your mind most often materialize in results in your life.

The Law of Relativity-

* Nothing is good or bad, big or small... until you RELATE it to something.

* Practice realting your situation to something much worse and yours will always look good.

The Law of Vibration and Attraction-

* Everything vibrates, nothing rests.

* Conscious awareness of vibration is called feeling. Your thoughts control your paradigms and your vibration (which dictates what you attract).

* When you are not feeling good, become aware of what you are thinking, then think of something pleasant.

The Law of Polarity-

* Everything has an opposite: Hot - Cold ... Up - Down ... Good - Bad.

* Constantly look for the good in people and situations. When you find it, tell the person. People love compliments and the positive idea in your mind makes you feel good. Remember, good idea - good vibrations.

The Law of Rhythm-

* The tide goes out ... night follows day ... good times - bad times.

* When you are on a down swing, do not feel bad. Know the swing will change and things will get better. There are good times coming - think of them.

The Law of Cause and Effect-

* Whatever you send into the Universe comes back. Action -- re-action are equal and opposite.

* Say good things to everyone; treat everyone with total respect and it will all come back. Never worry about what you are going to get, just concentrate on what you can give.

The Law of Gender-

* Every seed has a gestation or incubation period. Ideas are spiritual seeds and will move into form or physical results.

* Your goals will manifest when the time is right. KNOW they will.

So ... why am I bringing these up?

Because YOU can utilize these Laws of Our Universe to bring UNTOLD wealth into your life; wealth in health, wealth in relationships (spiritual, family, personal, business), and financial wealth.

Wallace D. Wattles (the author of the book written in 1910 entitled The Science of Getting Rich) states "Getting rich is the result of doing things in a certain way." That is the largest truth I can share with any of my family and friends (this includes You, who are reading this). That statement, and these Laws have already done so much for me with their use value. I've experienced an enlightening, in the sense that I no longer dread debt. I no longer have astranged relationships with my family and friends that at one time I had. I no longer see life as being a "half empty glass" now it's "abundantly full".

I first learned about The Secret through my sister, back in February of this year, and caught a special on Oprah about it on my birthday that month. The show was very uplifting and had me researching the Teachers in the program, and beginning to read their books. After a few months I decided that this was undoubtedly for me. At the time of my learning and research my son and I had a rather strained relationship and we had not been close for over a year and a half; and through the power of Positive Thinking, and applying the Law of Vibration and Attraction to my life, we were able to rediscover and strengthen our relationship. We've now embarked on this journey together.

We are now on Myspace, Facebook and several other social networking sites, meeting like minded people who are either currently applying the Laws of the Universe to their lives, or are interested in learning how I (and my son) are utilizing these Laws in our daily lives. This site has already paid for its worth in gold with the genuine interest and relationships we are building here. We are Attracting people, and letting them Attract us. We are not spammers, we don't want to impose anywhere where we've not been asked. But imagine applying these Laws to your life, and how abundant things can be when approaching the same situations with such a different mindset. This is a truly mind encompassing, re-wiring of sorts, to put all your negative thoughts, emotions and energy to rest, and instead allowing you to control the positive thoughts, emotions and energy out into the world to start Attracting everything your heart desires.

By now most people have heard about The Secret and The Law of Attraction, but very few people KNOW them, and even fewer that are applying them. But I can honestly put out there, that this way of thinking and acting is the way to living the full, happy, abundant, wealthy life we all have undoubtedly dreamed of at some point or another. So ... don't you think it's about time You begin to realize everything You visualize?

Well ... what do I mean by that statement?

I mean that everything that You put out into this Universe, through the power of your thoughts and dreams and actions, can and will come to fruition, if given the time. I am most certainly NOT saying "you'll get rich if you wait for it". But what I am saying is, starting today, RIGHT NOW, start changing your outlook. Visualize sitting on the beach, or in the rain forest, and don't think "oh I don't have the time to take off" or "that takes too much money" instead, visualize and realize that sand can be in between your toes, that ocean can be lapping at your feet, with your eyes closed, and the sound of the waves crashing. Doesn't that just wet your lips? I know it does mine (I personally LOVE the ocean and the beach).

All it takes is the knowledge, and though I can give you a gateway to that knowledge, You have to want it, you have to walk through that doorway, BUT I am here to provide you with that first step. These are my "promises for a sweet life" promising myself that day to day I will reaffirm everything I already know, and continue utilizing these tools, and spreading the word of their use to people of all ages who are willing to listen. I want to offer You a FREE Gift that opened My eyes and has started me on this journey of personal growth and development ... because that's exactly what this is.

To begin learning the Natural Laws of the Universe, including the Law of Vibration and Attraction, click here with this Free Gift of 7 lessons emailed to you, in a non-spam format. Each one of these lessons is HAND crafted to teach you step by step how to go about this mindshift so to speak.

To Your Vast Success,













Marcy

Online Bitcoin Trading: Discover The Keys To Earning A Formidable Income Trading Bitcoin

Step 1 - Understanding Bitcoin And The Block-Chain

Bitcoin is a peer-to-peer payment system, otherwise known as electronic money or virtual currency. It offers a twenty-first century alternative to brick and mortar banking. Exchanges are made via "e wallet software". The bitcoin has actually subverted the traditional banking system, while operating outside of government regulations.

Bitcoin uses state-of-the-art cryptography, which can be issued in any fractional denomination, and has a decentralized distribution system, is in high demand globally and offers several distinct advantages over other treaties such as the US dollar. For one, it can never be garnished or frozen by the bank (s) or a government agency.

Back in 2009, when the bitcoin was worth just ten cents per coin, you would have turned a thousand dollars into millions, if you waited just eight years. The number of bitcoins available to be purchased is limited to 21,000,000. At the time that this article was written, the total bitcoins in circulation was 16,275,288, which means that the percentage of total bitcoins " mined " was 77.5%. at that time. The current value of one bitcoin, at the time that this article was written, was $ 1,214.70 USD.

According to Bill Gates, "Bit coin is exciting and better than currency". Bitcoin is a de-centralizedized form of currency. There is no longer any need to have a " trusted, third-party " involved with any transactions. By taking the banks out of the equation, you are also eliminating the lion's share of each transaction fee. In addition, the amount of time required to move money from point A to point B, is reduced formidably.

The largest transaction to ever take place using bitcoin is one hundred and fifty million dollars. This transaction took place in seconds with minimal fee's. In order to transfer large sums of money using a "trusted third-party", it would take days and cost hundreds if not thousands of dollars. This explains why the banks are violently opposed to people buying, selling, trading, transferring and spending bitcoins.

Only.003% of the worlds (250,000) population is estimated to hold at least one bitcoin. And only 24% of the population know what it is. Bitcoin transactions are entered chronologically in a 'blockchain' just the way bank transactions are. Blocks, meanwhile, are like individual bank statements. In other words, blockchain is a public ledger of all Bitcoin transactions that have ever been executed. It is constantly growing as 'completed' blocks are added to it with a new set of records. To use conventional banking as an analogy, the blockchain is like a full history of banking transactions.

Step 2 - Setting Up Your E Wallet Software Account

As soon as you create your own unique e wallet software account, you will have the ability to transfer funds from your e wallet to a recipients e wallet, in the form of bitcoin. If you would like to use a bitcoin ATM to withdraw funds from your account, essentially you will link your e wallet 'address' to the chosen ATM machines e wallet 'address'. To facilitate the transfer of your funds in bitcoin to and from trading platform, you will simply link your e wallet 'address' to the e wallet 'address' of your chosen trading platform. In actuality, it is much easier than it sounds. The learning curve in relation to using your wallet is very short.

To set up an e wallet, there are a myriad of company's online that offer safe, secure, free and turn-key e-wallet solutions. A simple Google search will help you find the right e wallet software for you, depending upon what your needs are exactly. Many people get started using a "blockchain" account. This is free to set up and very secure. You have the option of setting up a two-tier login protocol, to further enhance the safety and security, in relation to your e wallet account, essentially protecting your account from being hacked into.

There are many options when it comes to setting up your e wallet. A good place to start is with a company called QuadrigaCX. You can find them by doing a Google search. Quadrigacx employs some of the most stringent security protocols that currently exist. Furthermore, Bitcoins that are funded in QuadrigaCX are stored in cold storage, using some of the most secure cryptographic procedures possible. In other words, it is a very safe place for your bitcoin and other digital circles.

In order to withdraw money in your local currency, from your e wallet, you are required to locate a bitcoin ATM, which can often be found in local businesses within most major cities. Bitcoin ATM's can be located by doing a simple Google search.

Step 3 - Purchase Any Fractional Denomination Of Bitcoin

To buy any amount of bitcoin, you are required to deal with a digital currency broker. As with any currency broker, you will have to pay the broker a fee, when you purchase your bitcoin. It is possible to buy.1 of bitcoin or less if that is all that you would like to purchase. The cost is simply based on the current market value of a full bitcoin at any given time.

There are a myriad of bitcoin brokers online. A simple Google search will allow you to easily source out the best one for you. It is always a good idea to compare their rates prior to proceeding with a purchase. You should also confirm the rate of a bitcoin online, prior to making a purchase through a broker, as the rate does tend to fluctuate frequently.

Step 4 - Stay Away From Any Trading Platfrom Promising Unrealistic Returns To Unsuspecting Investors

Finding a reputable bitcoin trading company that offers a high return is paramount to your online success. Earning 1% per day is considered a high return in this industry. Earning 10% per day is impossible. With online bitcoin trading, it is feasible to double your digital currency within ninety days. You must avoid being lured by any company that is offering returns such as 10% per day. This type of a return is not realistic with digital currency trading. There is a company called Coinexpro that was offering 10% per day to bitcoin traders. And it ended up being a ponzi scheme. If it's 10% per day, walk away. The aforementioned trading platform appeared to be very sophisticated and came across as being legitimate. My advice is to focus on trading your bitcoin with a company that offers reasonable returns such as 1% per day. There will be other companies that will attempt to separate you from your bitcoin using unscrupulous methods. Be very cautious when it comes to any company that is offering unrealistic returns. Once you transfer your bitcoin to a recipient, there is literally nothing your can do to get it back. You must ensure that your chosen trading company is fully automated & integrated with blockchain, from receipt to payment. More importantly, it is crucial that you learn to differentiate legitimate trading opportunities from unscrupulous "company's" that experts are when it comes to separating it's clients from their money. The bitcoin and other digital contexts are not the issue. It is the trading platforms that you must exercise caution with, prior to handing over your hard-earned money.

Your ROI should also be upwards of 1% + per day because the trading company that you are lending your bitcoin to, is most likely earning up to 5% + per day, on average. Your ROI must also be automatically transferred into your "e-wallet" at regular intervals, through your contract term. There is only one platform that I feel comfortable using. It pay each bitcoin investor / trader 1.1% per day in interest as well as 1.1% per day in capital. This type of a return is staggering compared to what you would earn with traditional financial markets, however, with crypto currency, it is common. Most banks will payout 2% per year!

If you are required to conduct tedious activities such as logging into your account, sending e mails, clicking on links etc, you definitely need to keep searching for a suitable trading company that offers a set-it-and-forget-it type of platform , as they absolutely exist.

How to Design and Layout a Coffee Shop Or Espresso Bar

If you are planning to open an espresso bar/coffee shop, then developing an efficient store design and layout will be one of the most important factors in positioning your business for success.

Speed of service is critical to the profitability of a coffee business. An efficient ergonomic store design will allow you to maximize your sales by serving as many customers as possible during peak business periods. Even though your business may be open 12 to 16 hours a day, in reality, 80% of your sales will probably occur during 20% of those hours. Coffee is primarily a morning beverage, so your busy times of day (those times when you are most likely to have a line of waiting customers), may be from 6:30AM to 8:30AM, and then again around lunchtime. If you have a poor store layout, that does not provide a logical and efficient flow for customers and employees, then the speed of customer service and product preparation will be impaired.

Think of it like this; if someone pulls open the front door of your store, and they see 5 people are waiting in line to order, there's a good chance they'll come in, wait in line, and make a purchase. But, if they see that 20 people are waiting in line, there is a high probability that they may determine that the wait will be too long, and they will simply get coffee somewhere else. This is money that just escaped your cash register! And, if they come to your store multiple times, and frequently find a long line of waiting customers, they may decide you are not a viable option for coffee, and will probably never return. Poor design slows down the entire service process, resulting in a longer line of waiting customers, and lost sales. So in reality, your daily business income will be dependent upon how many customers you can serve during peak business periods, and good store design will be essential to achieving that objective!

The financial impact of a poor store design can be significant. For the sake of this example, let's say the average customer transaction for your coffee business will be $3.75. If you have a line of waiting customers each morning between 7:00 AM and 8:30 AM, this means you have 90 minutes of crunch time, in which you must drive through as many customers as possible. If you can service a customer every 45 seconds, you will serve 120 customers during this 90 minutes. But, if it takes you 1 minute 15 seconds to service each customer, then you will only be able to serve 72 customers. 120 customers x $3.75 = $450.00 x 30 business days per month = $13,500. 72 customers x $3.75 = $270.00 x 30 business days per month = $8,100. This represents a difference of $5,400 in sales per month ($64,800 per year), coming from just 90-minutes of business activity each day!

So how should you go about designing your coffee bar? First, understand that putting together a good design is like assembling a puzzle. You have to fit all the pieces in the proper relationship to each other to end up with the desired picture. This may require some trial and error to get things right. I've designed hundreds of coffee bar over the past 15 years, and I can truthfully tell you from experience, it still usually takes me a couple of attempts to produce an optimal design.

The design process begins by determining your menu and other desired store features. If you plan to do in-store baking, then obviously you'll need to include in your plan an oven, exhaust hood, sheet pan rack, a large prep table, and perhaps a mixer. If you plan to have a private meeting room for large groups, then an extra 200 sq. ft. or more will need to be designed-in, in addition to the square footage you are already allocating for normal customer seating.

Your intended menu and other business features should also drive decisions about the size of location you select. How many square feet will be required to fit in all the necessary equipment, fixtures, and other features, along with your desired seating capacity?

Typically, just the space required for the front of the house service area, (cash register, brewing & espresso equipment, pastry case, blenders, etc.), back of the house (storage, prep, dishwashing and office areas), and 2-ADA restrooms, will consume about 800 sq. ft. If space for extensive food prep, baking, coffee roasting, or cooking will be required, this square footage may increase to 1,000 to 1,200, or more. What ever is left over within your space after that, will become your seating area.

So, a typical 1,000 sq. ft coffee bar, serving beverages and simple pastries only, will probably allow for the seating of 15 to 20 customers - max! Increase that square footage to 1,200 sq. ft., and seating should increase to 30, or 35. If you plan to prepare sandwiches, salads, and some other food items on site, 1,400 to 1,600 sq. ft. should provide enough space to seat 35 to 50, respectively.

Next, you will have to determine the tasks that will be performed by each employee position, so that the equipment and fixtures necessary to accomplish those tasks can be located in the appropriate places.

Normally, your cashier will operate the cash register, brew and serve drip coffee, and serve pastries and desserts. Your barista will make all your espresso-based beverages, tea, chai, hot chocolate, Italian sodas, as well as all the blender beverages. If you'll be preparing sandwiches, panini, wraps, salads, snacks and appetizers, or will be baking on-site, then a person dedicated to food prep will be necessary. And, if you anticipate high volume, and will be serving in or on ceramics, a bus-person/dishwasher may be a necessity.

After you have determined what you will be serving, the space you will be leasing, and what each employee will be responsible for, you will then be ready to begin your design process. I usually start my design work from the back door of the space and work my way forward. You'll need to design in all of the features that will be necessary to satisfy your bureaucracies and facilitate your menu, before you make plans for the customer seating area.

Your back door will most likely have to serve as an emergency fire exit, so you'll need a hallway connecting it with your dining room. Locating your 2-ADA restrooms off of this hallway would make good sense. And, because delivery of products will also probably occur through your back door, having access to your back of the house storage area would also be convenient.

In the back of the house, at minimum, you will need to include a water heater, water purification system, dry storage area, back-up refrigerator and freezer storage, ice maker, an office, 3-compartment ware washing sink, rack for washed wares, mop bucket sink, and a hand washing sink. Do any food prep, and the addition of a food prep sink and prep table will be necessary. If doing baking, gelato making, full cooking, or coffee roasting, all the equipment necessary for those functions will also need to be added.

After all the features have been designed into the back of the house, you will then be ready to start your design work on the front of the house service and beverage preparation area. This area will probably include a pastry case, cash register(s), drip coffee brewer and grinder(s), espresso machine and grinders, a dipper well, possibly a granita machine, blenders, ice holding bin, blender rinse sink, hand washing sink, under counter refrigeration (under espresso machine and blenders), and a microwave oven.

If serving food beyond simple pastries and desserts, you may need to add a panini toaster grill, a refrigerated sandwich/salad preparation table, soup cooker/warmer, a bread toaster, etc. If you plan to serve pre made, ready to serve sandwiches, wraps, and salads, along with a selection of bottled beverages, an open-front, reach-in merchandising refrigerator should be considered. Serving ice cream or gelato? If the answer is yes, then an ice cream or gelato dipping cabinet will be necessary along with an additional dipper well.

Finally, when all the working areas of the bar have been designed, the customer seating area can be laid out. This will, of course, include your cafe tables and chairs, couches and comfortable upholstered chairs, coffee tables, and perhaps a window or stand-up bar with bar stools. Impulse-buy and retail merchandise shelves should be established, and a condiment bar should be located close to where customers will pick-up their beverages.

A quick word about couches, large upholstered chairs, and coffee tables. Living room type furniture takes up a lot of space. If you plan to be opening evenings, and will perhaps serve beer and wine, and having comfortable seating will be important for creating a relaxing ambiance, then by all means do it. But if you have limited seating space, and are not trying to encourage people to relax and stay for long periods of time, then stick with cafe tables and chairs. The more people you can seat, the greater your income potential!

Features from the front door to the condiment bar should be arranged in a logical, sequential order. As your customers enter the front door, their travel path should take them past your impulse-buy merchandise display, and the pastry case, before they arrive at the point of order (where your cashier, cash register, and menu-board will be located). Exposing customers to your impulse items and pastries, before they order, will greatly increase their sales. Then, after the order and payment has been taken, they should proceed down-line away from the cash register to pick-up their beverage, and finally, the condiment bar should be located beyond that point. Be sure to separate your point of order from the point of product pick-up by at least six feet, otherwise customers waiting for their beverage may begin to intrude into the space of those ordering.

Don't make the mistakes that many inexperienced designers commonly make. They arrange these features in a haphazard way, so that customers have to change direction, and cut back through the line of awaiting customers to proceed to their next destination in the service sequence. Or, wanting to make their espresso machine a focal point to those entering the store, they place it before the cashier along the customer's path of travel. Customers inevitably end up trying to order from the barista before they are informed that they need to proceed to the cashier first. If this happens dozens of times each day, confusion and slowed beverage production will be the result.

On the employee's side of the counter, work and product flow are even more important. Any unnecessary steps or wasted movements that result from a less than optimal design will slow down employee production. All products should flow seamlesly in one direction towards the ultimate point of pick-up. For example, if preparing a particular item is a 3-step process, then placement of equipment should allow for the 3 steps to occur in order, in one linear direction, with the final step occurring closest to the point where customers will be served.

Equipment should be grouped together so that it is in the immediate proximity of the employee(s) who will be using it. Beyond the actual equipment, empty spaces must be left on the counter top to store ingredients and small wares (tools) used in product preparation. Counter top space will also be needed where menu items will actually be assembled. Think of the grouping of equipment for different job functions as stations. Try to keep different stations compact and in close working proximity to each other, but make sure that there is enough space between each so that employee working-paths don't cross, which could contribute to employee collisions.

Creating defined work stations will allow you to put multiple employees behind the counter when needed. When it is busy, you may need to have 2 cashiers, another person just bagging pastries and brewing coffee, 2 baristas behind the espresso machine, a maybe even a dedicated person working the blenders. If you're preparing sandwiches and salads to order, then another person may need to be added to handle that task. Keeping your stations in close proximity to each other will allow one employee to easily access all equipment during very slow periods of business, thus saving you valuable labor dollars.

When you arrange equipment in relationship to each other, keep in mind that most people are right handed. Stepping to the right of the espresso machine to access the espresso grinder will feel more comfortable than having to move to the left. Likewise, place your ice storage bin to the right of your blenders, so when you scoop ice, you can hold the cup or blender pitcher in your left hand, and scoop with your right.

As you create your store layout, the equipment you select should fit your space and the needs of your anticipated business volume. A busy location will most likely require a dual or twin, air pot, drip coffee brewer (one that can brew 2 pots at the same time), as opposed to a single brewer. If you anticipate selling a lot of blended and ice drinks, then an under counter ice maker, one that can only produce 100 pounds of ice or less per day, will not be sufficient. You should instead locate a high-capacity ice maker (one that can make 400 or 500 lbs. per day) in the back of the house, and transport ice to an ice holding bin up front. Plan to bring in frozen desserts and ice cream? Then a 1 door reach-in freezer in the back of he house will probably be inadequate for you storage needs, so you'll need to consider a 2 or 3 door. I always recommend a 3-group espresso machine for any location that may generate 150 drinks per day or more. And, I can tell you from experience, you can never have too much dry or refrigerated storage space!

Make sure that any equipment you select will be acceptable with your local bureaucracy before your purchase and take delivery of it. All equipment will typically need to be NSF & UL approved, or have a similar, acceptable, foreign certification equivalent. Your bureaucracy will most likely want to see manufacturer specification sheets on all equipment to verify this fact, before they'll approve your plans.

ADA (American's with Disabilities Act) compliance will also come into play when you are designing your coffee bar. In some areas of the country, this will only apply to those areas of your store that will be used by customers. However, other bureaucracies may require your entire store to be ADA compliant. Following are some of the basic requirements of compliance with the code:

• All hallways and isle ways must be 5 feet wide (minimum).

• All countertop working heights must be 34 inches high (instead of normal 36 inch height).

• 18 inches of free wall space must be provided on the strike-side of all doors (the side with the door knob).

• All hand-washing sinks must be ADA friendly.

• All bathrooms must be ADA compliant (5 foot space for wheelchair turnaround, handrails at toilet, acceptable clearance around toilet and hand washing sink, etc.).

• No steps allowed, ramps are OK with the proper slope.

• If your space has multiple levels, then no feature may exist on a level where handicapped access has not been provided, if that same feature does not exist on a level where it will be accessible.

You can find the complete regulations for ADA compliance at the following website:

http://www.access-board.gov/adaag/html/adaag.htm

Beyond the basic Equipment Floor Plan, showing new partitions, cabinets, equipment, fixtures, and furnishings, you'll need to produce some additional drawings to guide your contractors and satisfy the bureaucracies.

Electrical Plan

An electrical plan will be necessary to show the location of all outlets needed to operate equipment. Information such as voltage, amperage, phase, hertz, special instructions (like, "requires a dedicated circuit"), and the horizontal and vertical location of each outlet, should all be specified.

A small, basic coffee shop might get away with a 200 amp service, but typically 400 amps will be required if your equipment package will include items like an electric water heater, high-temperature dishwasher, or cooking equipment (ovens, panini grill, etc.).

In addition to the electrical work required for your coffee business-specific equipment, you may need to adjust existing electrical for additional or reconfigured lighting, HVAC, general-purpose convenience outlets, and exterior signs. Also, have your electrician run any needed speaker wires, TV/internet cables, and cash register remote receipt printer cables at the same time they are installing electrical wires. Finally, make sure your electrician makes provisions for lighted exit signs, and a battery-powered emergency evacuation lighting system, if needed.

Plumbing Plan

A plan showing all plumbing features will be necessary. At minimum, this should show stub-in locations for all needed water sources (hot & cold), drains, your water heater, water purifications system, grease interceptor (if required), bathroom fixtures, etc.

While a typical P-trap drain should be acceptable for most fixtures and equipment, some will require an air-gap drain. An air gap drain does not go through the "S"-shaped twists of the P-trap. Instead, the drain line comes straight down from the piece of equipment or fixture, and terminates 2 inches above the rim of a porcelain floor sink drain. This porcelain drain basin is usually installed directly into the floor. The air gap between the drain line from your equipment or fixture, and the bottom of the basin, prevents any bacteria in the sewer pipe from migrating into the equipment or fixture. I drain the following pieces of equipment to a floor sink drain when creating a plumbing plan:

• espresso machine

• dipper wells

• ice maker

• ice holding bin

• food prep sink

• soft drink dispensing equipment

To save on the life of your water filtration system, only your espresso machine and coffee brewer should be supplied by with treated water. Coffee is 98% to 99% water, so good water quality is essential. Your ice maker should only require a simple particle filter on the incoming line (unless your water quality is terrible). There is no need to filter water that will be used for hand and dish washing, cleaning mops, flushing toilets, and washing floors!

Be aware that many bureaucracies are now requiring a grease interceptor on the drain line from your 3-compartment ware washing sinks and automatic dishwasher. A grease interceptor is basically a box containing baffles that traps the grease before it can enter the public sewer system.

Also understand that a typical retail space will not come equipped with a water heater with enough capacity to handle your needs. Unless your space was previously some type of a food service operation, you will probably need to replace it with a larger one.

If cutting trenches in the floor will be necessary to install porcelain floor sinks, a grease interceptor, and run drain lines, then establishing a few general purpose floor drains at this same time behind the counter, and in the back of the house, will prove useful. Floor drains will allow you to squeegee liquids away when spills occur, and when washing floors.

Finally, if you added some new walls during your remodel, you may need to have the fire sprinkler system for your space adjusted or reconfigured.

Cabinet Elevations

Drawing cabinet elevations, (the view you would have if you were standing in front of your cabinets), will be necessary for your cabinet maker to understand all the features they will need to incorporate into your cabinet designs.

These elevations are not meant to be shop fabrication drawings for your cabinetmaker, but merely serve a reference, showing needed features and desired configuration. Where do you want drawers, and under counter storage space; and, where do you want cabinet doors on that under counter storage? Where should open space be left for the placement of under counter refrigeration and trashcans? Will cup dispensers be installed in the cabinet face under the counter top? These elevations will provide your cabinetmaker with a clear understanding of all these features.

While your kitchen base cabinets at home are typically 24 inches deep, for commercial applications they should be 30 inches deep, and 33 inches if an under counter refrigerator is to be inserted. Also, when specifying the size of an open bay to accommodate under counter refrigeration, be sure to allow a couple of inches more than the physical dimensions of the equipment, so that it can be easily inserted and removed for daily cleaning.

Dimensions Plan

You will need to create a floor plan showing all the critical dimensions for new partitions, doors, cabinets, and fixtures. This will, of course, help make sure that everything ends up where it is suppose to be, and will be the right size.

A final thought about design; unless the space you will be designing is a clean vanilla shell (meaning, nothing currently exists in the space, except perhaps one ADA restroom), you will have to make sure that all the features that you are considering keeping, will be acceptable with your local bureaucracy. Many older buildings were not designed to present codes. If the business type remains the same (your space was occupied by a food service establishment before you), then some times any non compliant features will be grandfathered-in, meaning you don't have to bring them up to current requirements. But don't count on this! You need to check with your bureaucracies to make sure. More and more I see bureaucracies requiring new business owners to remodel, so that all features are compliant with codes. This means you may have to rip-out bathrooms and hallways, add fire sprinkler systems, and provide ramps where there are steps. Better you know all these things before you begin your store design!

I always tell my consulting clients, that if I produce a perfect design and layout for them, they will never notice... because everything will be exactly where you would expect it to be. Unfortunately, if you create a less than optimal design for your coffee bar, you probably won't realize it until you start working in it. Changing design mistakes or inadequacies after the fact, can be extremely expensive. Not correcting those mistakes may even cost you more in lost potential sales. For this reason, I strongly suggest using an experienced coffee business space designer to create your layout for you, or at very least, to review the design you have created. Doing so will payoff with dividends.

Telecoms for Business

Any business relies on technology to operate. With fast and reliable internet connections, strong mobile signals and advanced telecoms systems, it is possible to effectively communicate with customers and collectors, suppliers and partners in a variety of ways. Any business that does not have access to the latest technology is put at a disadvantage.

The accelerated rate at which digital technology has grown in recent years and our reliance on it has put great pressure on the capacity of copper based networks. The wide scale deployment of fiber (often referred to as Fiber to the Premises or FTTP) networks is being seen as the only way to address this and equip homes and businesses with what they need.

A recently released 'Building Gigabit Britain Report' compiled by leading UK businesses highlights the importance of a wide spread fiber network to the long term prospects of British business and the wider economy. As the population embracements advances in digital communications, wireless devices, remote working and competition in global markets, the need for fiber is obvious.

The Report highlights a number of ways in which the Government could, and in opinion of the authors should, support the roll out of a new fiber infrastructure. These include investing in a clear strategy that commits to 80% of the population having access to fast fiber broadband by 2026, with near universal coverage by 2030.

In regards to the regulations which currently govern the industry, it is noted that whilst some regulations help to protect customers, others are more of a hindrance to progress. It suggests that some of the financial barriers are removed and that current regulations are reworked in order to encourage both competition and collaboration from telecoms companies. This is seen as vital for innovation in communications and private investment in rolling out the fiber networks.

The report also raises the importance of advertising guidelines being enforced, so that clear and transparent information is available to the public. The success of many local economies could depend on the timely roll out of fiber and how the process is communicated and managed by local councils and telecoms companies.

Fast and Reliable Broadband

So, if fast and reliable broadband and embracing digital technology is so essential to the future of the British economy, how does it affect your business? Did broadband speed influence your decision on where locate your business? Are you reliant on the roll out of fiber in order to realize the goals in your business plan?

Has fast reliable broadband enabled you to make the most of the latest business telecoms systems? If so, your employees could be as easy to contact (by you and your customers) whether they are at their desk, out at a business event, or working remotely. You could be saving time and money by conference calling partners and clients, rather than meeting in person. You can avoid missing that important call with voice mail and printed transcripts of the message.

Many companies have not upgraded their business telecoms in recent years, it simply has not seemed like the top priority, but much like your IT, there can be significant benefits from streamlining procedures, increasing productivity and integrating one system with another.

Business Telecoms Systems

Your company may have to wait several years before fast and reliable fiber systems are in place, but you can give your operations an advantage by investing in the latest business telecoms systems. If your team are finding it increasingly difficult to manage the increasing volume of calls, or seasonal peaks, then this could be a sign that an upgrade is due.

Other indicators include issues with resolving problems with the system and the prohibitive challenges associated with adding new lines or integrating the phones with other technology. Whilst many Company Directors have concerns about the cost of an upgrade, the reality is that the latest business telecoms are often far more cost effective that older systems and can lead to considerable savings in the long term.

Writing Your Affiliate Home Business Plan

Here's a typical scenario: You are deciding to start a home business and suddenly everyone you know has his nose in your business, literally. What do you tell them? And how do you answer your own questions? What should you expect from the company in terms of stability, longevity, vitality, trust, income, and so forth? First the bad news: there are no guarantees. Then the good news: there is plenty of information from which to draw your own conclusions. The internet is huge, and any good company will offer free marketing tools and training.

But back to the WHY of that business plan. You're going to be starting small, slow and boy! is there a lot to learn. What's the point of actually sitting down and writing a business plan? You're not Bill Gates, this is not Microsoft, just you in your home office a few hours a week, slowly building an online business presence, not really understanding what the heck you'll be doing.

Relax and breathe. Unlike Mt. Rushmore, your plan will not be designed to withstand the weathering of the ages. You can expect it will change and bend with the flow of your real experiences, which will be totally yours, not identical to anyone else's.

What writing your plan will do is cause you to pause, think, dream, study and focus. The written document, whether it is one page or twelve, will give your business a framework to work within. The internet is vast and seemingly endless. It is easy to lose focus and drift away on a different whim or idea every day. Understanding where you are today, what tools you have to work with, what your goals are, and how you can best achieve them and measure your success, will help you stay on target and not waste what few hours you may be investing in your business at start-up.

Whenever you feel lost or confused, you can return to what you have written. When you analyze your situation and decide to make a change, rewrite that part of the plan. Understand that it's a living document, intended to grow with you and your business. Your business plan is your friend.

Getting Started with the Business Plan

First you need to study the company and its management. You need to read and learn about the products, the compensation plan and the network structure. See you next month. Just kidding.

Plan on doing SOME reading each and every work day for the next few months, if not indefinitely. Keep up with the company forum entries every day; read something in the training reports every day. Your education will continue. Plan for it.

When you are ready, open up a Notepad window and answer these questions:

What service / products does your business provide and what needs does it fill?

Who are the potential customers for your product or service and why will they purchase it from you?

How will you reach your potential customers?

Where will you get the financial resources to start your business?

Ok. Maybe your company offers many products and services. What do you want to focus on? I suggest that, at first, you focus on one or two products and / or the affiliate opportunity. In other words, keep is simple. Once you get the hang of what you're doing, you will KNOW when it's time to expand. Do only what you are comfortable with, every step of the way. This is YOUR business, it's your right and privilege to decide on your approach.

Internet marketing hinges on building trust. How will you do this?

Reaching customers means marketing. Your decision, once again. And again, the options should be in your company's training materials.

So we're talking developing a reading / study schedule. Here's a possible list, once you've read enough to make your own decisions to answer the above questions, start writing. Your writing can be lists of words and phrases, free-form brainstorming, outlines, mind maps, whatever works for you. Just write it down, and do not forget to save often. If your home office is affiliated by cats or small children, they have the tendency to press on random keyboard keys. Documents do occasionally just disappear. Saving avoids total disaster.

1. Study the products.
2. Read the training materials.
3. Read about decisions, bonuses, etc.
4. Study the marketing aids and strategies
5. Find out what free tools are available.
6. Visit the forums on a regular basis. Read everything about getting started.
7. Ask questions.

Your final written business plan will have at least four parts:

Introduction / background: history of the company and its founder, internet marketing trends, why THIS company and why NOW, and so on.

Goals: I suggest you think of what you would like to be learning in two years, but mainly focus on goals for your first year. Realistic goals can be planned based on info on the company website, in newsletters, searches on the forums, and focused questions to other affiliates.

Marketing plan: based on your answers to the first 3 questions above and your study of marketing aids and tools.

Action plans: the specifics of what you will do on a monthly, weekly, and / or daily basis for the next year.

I can not tell you what your answers should be, because you have to decide how much money you have to invest. Only you can decide how many hours per day, week or month you can invest in your business. What products you feel most comfortable marketing, and who you decide to target as your customer base, are all decisions only you can make. If you get stuck and do not understand a question, do not know where to find information, or do not know how to ASK a question, contact your sponsor or someone in your upline. If they can not help you, they should be able to send you to someonewho can.

You should NEVER feel alone. Work should be FUN! ...

Use the WWW to Make Money

The Internet has opened innumerable opportunities for people, thanks to the growing popularity and success of online jobs. There was a time when making money online appeared to be an unbelievable affair. Today, the scenario is completely different. Do an online search for money making opportunities on the World Wide Web, and you would be bombarded with hundreds of thousands of results in the fraction of a second. Right from data entry jobs to affiliate programs, or even clicking ads, the Internet seems to abound in jobs for everyone- student, homemaker, self-employed and even the elderly.

But then there is another side of this beautiful picture. Spamming has become a global affair. Every now and then, you would come across someone being spammed. Agreed, there are genuine online jobs too. However, you may have lost hundreds of dollars by the time you come across a genuine job. Bet-rich-overnight schemes continue to lure everyone, though most of us know deep inside that such promises are based on unrealistic aspects.

The question remains- how to make money online without being spammed? Online jobs can simplify your life. With an online job, you can say goodbye to debt and financial worries. You can spend more time with your loved ones. Most importantly, you can work from anywhere, and still make a full time income online. However, the income source should be reliable and residual, and not a one-time opportunity to make a few bucks.

A genuine online job that can teach you how to make money online should be more of a step-by-step system that should allow anyone, regardless of their age or location, to make a decent income, month after month, consistently. Some of the popular money making opportunities online involve writing, editing, transcribing, and other affiliate programs. While some companies offer regular writing jobs, and pay on a per-article or per project basis, many others allow you to earn through the income generated through PPC.

Your aim should be learning and mastering a proven system that teaches you how to make money online. Do not spend hundreds of dollars into buying schemes and systems that promise you a six-figure income. Learn to tell a genuine job from a bogus one. You may come across moneymaking websites that show pictures of lavish bungalows, luxurious cars and bundles of money. Remember, there is no way you would be a millionaire doing an online job overnight. A genuine job would help you increase your income gradually. If you want to learn how to make money online, you need to be vigilant. Keep an eye on the latest developments on the Internet. Read about freelancing jobs, and subscribe to blogs that send regular updates about online jobs.