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Friday, March 29, 2019

Painting Solutions - How to Correct Interior Paint Problems

Interior painting of residential homes is a remarkable way to dramatically change the look and feel of your rooms. Doing the paint job yourself is rather labor intensive but when done properly will look like it was done by a professional. If you are not a professional painter, you might make a few mistakes doing the job that will result in problem areas. This is very disheartening when you have invested your time and effort into your project and then end up with problems. To save some disappointments it is best to handle any potential problems before you even begin painting.

Mildew is a big problem in a lot of areas and needs to be handled before applying any paint. If there is already mildew present or to prevent this from happening it is just a matter of using a bleach and water solution to wash the surface. The solution should be a 3 to 1 ratio of three parts water to one part bleach. After applying the solution to the surface to be painted, let it rest for a good fifteen minutes and then rinse it thoroughly. Use a paint that is mildew-proof and use fans to keep the air circulating. The new lower VOC paint products are especially good for the environment and for preventing mildew. Check the labels before you purchase your paint.

Sometimes old paint will begin to blister or form little bubbles and these will need to be scrapped and sanded to smooth the edges before applying new paint. If the blistering has gone all the way to the dry wall or bare wood it means there is a problem with moisture and this needs to be addressed before repainting. To avoid this problem in the future just use a higher grade of paint and primer. Paint that is too thin or if applied too sparingly or if no primer was used on wood, the paint will tend to flake and crack.

Lapping of the painted surface is when a denser and darker color emerges any place two strokes overlap each other. A surface that is really porous must be primed before painting. Problems will arise if the primer coat is not given a chance to dry completely before the topcoat of paint is applied. Try working in one section at a time so that you are not painting over washed paint. Keeping a wet edge while you are painting will eliminate the problem of lapping.

Dull and shiny spots that form on the surface of the painted area can be prevented by using a quality primer before applying the topcoat of paint. These spots happen because there are places on the surface that are more porous than other places or denser affecting the appearance of the painted surface. The primer coat of paint will make the surface to be painted uniform and eliminate this problem.

Finally, one of the most common problems that can happen with the painted surface is the appearance of marks from the paint roller. The paint roller you use for your project should be of a higher quality to avoid this problem and the roller should be dampened slightly before you dip it into the roller pan for the first time. Try painting in the shape of a W and only working on square sections that are about 3 'by 3' at a time. Paint your W and then fill in the area using light strokes that are parallel. This should eliminate the problem with roller strokes appearing on your finished surface.














Wednesday, March 27, 2019

Money is a Mathematical and Sociological Anomaly

There are two kinds of people in this world, wolves and sheep. The Wolves are those that control the fluidity of money, the people that create money and opportunities. Equally, this power also follows a basic law in nature; "Every action has an equal and opposite reaction". Not to continue to sound too pompous ... this basically means those who giveth ... can also taketh away. World leaders, Large corporations and governments all have this power ... but is it their to behold? We are taught from a very early age in a system that is fundamentally bias. We are taught the skills to read, write and spel (yes, that typo is deliberate) ... and equally how to interact in basic social circumstances. But are we taught ... or are we trained? It is my belief as a UK citizen, that we are trained to act and react in a specific way that basically, after 12 years of compulsory education, makes us very good sheep indeed. I am not trying to start a debate on the educational system, because that would pointless ... those who teach were once taught ... and quite frankly, since money was invented as means of control long before you and I ... this debate would be never endless.

So what am I saying?

Money has shaped the world in every aspect of our lives. Money IS our lives, it is vital we have money to live ... but it is not given to us freely. We are victims to that which we desire most, we are stuck in a money driven culture that makes us crave it, long for it and extremely ... there is no easy way to get our hands on it. We have to earn money, which is fundamentally by behaving and working in the controlled ways we are pre-programmed to accept as "life".

Money has one very curious quality. To the best of my knowledge, it is the only entity outside of nature ... that may use itself ... another of its kind, to make more (inflation / interest). I have raised this point many times before and quite frankly, disclosed in the amount of disruption it causes amongst friends. Cruel I know. The ultimate point of frustration is that no matter how hard they try to be clever, it always ends up being a natural event ...

Money was invented. Let me say that again. Money was invented. It was invented around 1500BC by the Phoenicians to regain control of the bartering of goods. It was invented as a means of control, a linear trading platform, a means equaling all transactions of any particular item controlled by one and one only. So in a day and age where "freedom" is on the tongue of every world leader, why are we still governed by a means of control invented 1000's of years ago? Well, because there is no alternative for a start. Because it is all that we know and our entire civilization is based on the ever changing foundation of money. It is ever changing because by concept it is flawed. It is flawed because of the many reasons we have been taught over the years; economic turmoil, crashing prices, lost equity and revenue ... etc ... blah ... etc. These are merely descriptive words used to analyze what is happening around us (might I add, descriptive words invented and taught for the means of such its purpose). As far as I am concerned it is all a waste of breath ... as the people preaching it are the largest sheep of all!

The main flaw in money, is not what it now stands for, what it equates to abroad, it's value, it's ever evasive nature ...

The problem with Money is us. The squidgy organic bit that needs it or will will die. Why are we as a species subject to an apparent 'law of nature' that was created by man? Money is domination. Simple.

I wrote an article recently which talked about similar concepts only it is based in more real life situations due to the recent economic turmoil. What both articles point out, is that money can not belong to any one individual entity or unit ... because in doing so it simply does not work. The concept of money, does not work. But how so and what now? Well, unfortunately ... except you believe you can convince others that this is a viable explanation then there is nothing you can do. The only way in this world you may be really free from money is to not need it, therefore relinquishing the factor of control and necessity it has. You may do this by one of two scenarios. 1) You find a thriving ecological habitat in which you may live without any influence from the outside world (not my personal preference I must admit), or; 2) You become a wolf. Someone so rich no amount of negative events would ever be of significant effect.

In physics the theory of relativity is unshakeable and a proven mathematical certainty. I would like, like to make a minor addition to their law; "Every action, MUST have an equal and opposite reaction". Put simply, if there is no consequence, no reaction, then there is nothing ... you have created something from nothing ... and left nothing in its wake.

Now let's apply this theory to money. For an individual to become 100 units richer, another must become 100 units poorer. There can only be so many units in the world and as such, if we were all to have an equal amount it would be worthless. My point? The basic mathematical, logarithmic, algorithmic, and scientific plain unarguable relativity of the concept of money states;

"For those at the top of the pyramid to be rich by power; the rest of the people MUST be poor by default."

Want to make yourself richer? Or do you want to make the world fairer ...














Tuesday, March 26, 2019

Resume for Chief Auditor

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Why Is My Ex Girlfriend Still Texting Me?

So she dumped you. It hurts, it stings, it's the most crushing feeling in the world. You spend hours upon hours telling her how you love her. How much she means to you, and it only takes her seconds to tell you she's no longer interested. She's finished with the relationship, and she's moving on.

So why in the world is she still text messaging you?

When an ex girlfriend is still texting you after the break up, there's a definite reason behind it. Actually, there are several. Some of them are good, some of them are bad, but all of them can be used as indicators as to where she is mentally and emotionally.

And if you want to get her back? You'll need to know exactly what these texts means, and how each of them should be properly handled.

Reasons Your Ex Girlfriend Still Texts You

Let's get one thing straight: it's always hard to let go. Even if she's the one who broke things off, you and your girlfriend shared time together. You have memories, you share special feelings that still exist. Nothing can change that except TIME.

For this reason, time is certainly of the essence. The longer you wait before acting, the further away your ex girlfriend will go. Mentally, emotionally, she'll drift away if you do not do something to keep her interested, which is why moving quickly and acting properly is so vital to making her want you again.

Back to the texting ... an ex who texts you is still thinking about you. This is undeniable, but do not get excited just yet. There's no guarantee she's interested, or even thinking of wanting you back.

Yet your ex can not bury her feelings so quickly. Those feelings are still there, and there are specific reconnection techniques you can learn to bring those feelings back to the surface. This is one of the later - and most important - of the steps to getting her back.

So yes, it's good that she's texting you. But should you text her back? Well ... that's where things get sticky ...

What To Do When Your Ex Girlfriend Texts

An ex who keeps texting after the break up is leaving on your old relationship for support. She wants you to be "there" (in case she needs you), but not THERE (romantically). This does you absolutely no good, but it benefits her for several reasons:

  • She gets the comfort of still talking to you
  • By answering her texts she feels secure that you're still interested
  • Your ex girlfriend gets to know exactly where you are (ie not going anywhere)

All of these things give her strength. They give her willpower. Worst of all, they give her the confidence to continue with the breakup .

This is the complete opposite of what you want. After a girl breaks up with you, her first priority is to make sure her decision was the right one. She'll attempt to justify that decision to herself, to friends, and sometimes to family. In short, she wants to know she DID THE RIGHT THING.

By seeing how much you¡¯re still into her, and by talking to you through text messages, she's rating that decision . The more you chase her by answering her texts, the easier it is for her to run. Why? Because she knows SHE HAS YOU. She can go out, see other people, and always drift away ... all with the confidence of knowing you're a fallback plan in case something goes wrong.

"But I do not mind being her plan B. I can wait for her ..."

That's what you're thinking, right? This is what you told her?

Well forget that. That type of thinking is lame and desperate, at a critical time when you need to be as strong and Alpha as you possibly can.

Best Thing To Do When Texting Your Ex

Want to know the greatest thing you can do when an ex girlfriend text-messages you? Totally ignore her. Yes, I know you want her back. And yes, I know ignoring that text will probably be the hardest thing you've ever done. But believe me, writing her back is onlyifying her decision to stay broken up.

She's pushed you away, but she wants to keep you at arm's length. She wants the comfort of realizing she can have you back at any time, but with that knowledge comes the authority to go out and give some other guy another try.

There are 12 irreversible mistakes people make when trying to win an ex back. Texting with your ex is one of them. Learn what the rest of them are, because the sooner you can avoid making these errors the faster you can put your girl back in your arms again.














Monday, March 25, 2019

Reasons to Choose Custom Boxes for Your Business

The most important factor that determinates the success of any business is your relationship with your customers. So, the more effort you put into satisficing your customers, the better your growth prospects will be. While the first thing that must have popped in your mind on reading the above lines is, beyond any doubt, the 'product,' there is another - often overlooked- factor, ie the way you deliver your products. Here are four reasons why you should consider packaging and delivering your products in custom boxes:

1. Solution to budgeting problems

As a matter of fact, your way of delivery not only affects your business-customer relationship but can also improve or deter your budget, since your profit and revenue graph; the reason being the freedom and ability to choose the appropriate, or to be more precise, the exact size of the box for each product. Think for yourself- suppose you sell five different kinds of products varying sizes and fragility, and ship them all in the same sized box, would not that cause you to put in more money into providing extra protective sheaths for the smaller, fragile ones to keep it in place and reduce the risk of any damage? However, if you use a custom box of appropriate size, you would use just the right amount of protective layering, like bubble wraps, thereby saving money in the process.

2. Customer magnets

Putting a little bit of thought into the packaging, itself, shows that you care, and it is a well-known fact in the business realm that what your customers feel matters. Think of it from the perspective of the receiver. Would not a good, unique packaging thrill you? Would not it heighten the excitation of getting your chosen product? Moreover, it creates a positive experience for your customers, especially for e-commerce businesses where physical interaction with customers is close to nil, which in turn increases the chance of being recommended. So, custom boxes can be used as an effective marketing technique to score more potential customers.

3. Unique Brand Identity

There are many businesses that are primarily known for their unique packaging boxes. For instance, Amazon or Origami Craft Box or John & Kira's. These boxes infuse a sense of passion and appeal to the customers by making the process of unboxing a little bit more rewarding. Secondly, it makes your business name and logo more identifiable. In fact, the more appealing your custom box's design is, more are the opportunities that your customers will keep it with them. Most people find it hard to toss out boxes that are too beautiful for trash. So, in a way, custom boxes help reflect and polish your brand identity.

Furthermore, if your custom boxes are also durable besides being eye-catchy, you can rest assured that your customers will keep them, and then you get the lifelong worth of continued advertising without any additional investment.

So, what's the wait for? Call in a meeting with your design and marketing team, and build your custom boxes to give your brand a new life.














Friday, March 15, 2019

Features And Advantages Of Frigidaire Refrigerators

When it comes to refrigerators, few brands are as respected and popular as Frigidaire. Starting off in 1918, Frigidaire has become an American symbol. The name Frigidaire itself is a pun on the word 'refrigerator'. The brand has managed to retain its significance and consumer base despite having been around for so long. In the 20th century, it was said that a Frigidaire fridge could be found in every second home. Although this may not be true because of the plethora of other companies, the quality and standard of the brand has not dipped.

Affordable, convenient and highly effective, the Frigidaire refrigerators remain a good choice for households.

There are several hundred models, designs and colors to choose from. It is known as the consumer's brand and holds true to the fact. You can find modern refrigerators like the side by side design or traditional "all refrigerators". There are many features which make a Frigidaire fridge stand apart from the rest.

Freezing

There are options for freezing and not freezing. If you are looking to get something frozen quickly, like ice, the Quick Freeze feature in your Frigidaire fridge will do the job for you. It works much faster than the usual freezer on top of the refrigerator. This way, you can freeze water into ice in a very short time. Frigidaire also offers models without the freezer included. The "all refrigerator" series includes only the fridge and is perfect for people who do not want anything frozen. You can use your Frigidaire fridge to freeze or not freeze any item.

Air Filter

Refrigerants tend to get musty and smelly if they remain closed or shut off for a long period. The air filters tend to get dirty which in turn makes the air inside the refrigerator stale as well. This is not good for the food or beverages you keep inside your fridge. Your Frigidaire fridge will alert you at the moment the air filter is dirty so that you know you have to clean it. This ensures that the air inside your fridge is fresh at all times and that the food you keep inside remains safe.

Water Dispenser

Some models of the Frigidaire refrigerators have a built-in water dispenser. A filtration system is installed to keep the water clean. If you buy a Frigidaire with a water dispensing system, you do not need to keep water bottles or a water cooler in your home. Their will be a dispenser in the door of the fridge which will give you clean and cool water at all times.

Energy Efficiency

Your Frigidaire fridge is an energy efficiency appliance. There is an energy saving mode installed. If you do not use your fridge for more than 24 hours, it will automatically shut down. Moreover, there is an alarm which rings if the door is left open or the fridge is getting too cold on the inside. Your Frigidaire fridge has been built to look after itself.

These features and many others make Frigidaire one of the best brands in the world of refrigerators. If you want to buy one for yourself, a Frigidaire fridge would make a good choice.














HEPA Vs. HEGA Filters - What's the Difference?

Many of us retreat to our homes for security and relaxation, only to find that our senses are constantly being attacked by a variety of asthma and allergy-related culprits.

The EPA has repeatedly warned the public of the dangers of poor indoor air quality, and unfortunately, even the most immaculate home can be teeming with pollutants. Virtually every home is affected by indoor particulates, and this is especially true if your home was built in the last 20 years or so, as energy-conservation efforts enacted in the 1970s required homes to be built especially air-tight. Common sources of indoor air pollutants can include dust, carpet, furnishings, household cleaning products, pets, and cigarette smoke. Unfortunately, exposure to these contaminants can result in a range of health problems such as asthma, allergies, respiratory disorders, and even cancer.

One way to combat these airborne irritants is to use a high-quality air purifier to clear the air. Air purifiers can also help remove vapors from carpets and textiles, cleaning products, and other pollution particulates that can jeopardize your health.

Studies have shown that clean air helps you sleep better and breathe easier, and looking for an air purifier may seem confusing at first. One of the most effective ways at controlling particulates is through the use of a high-efficient particulate filter, but finding the right kind of filter can even be difficult. Two popular types of air filters are HEPA and HEGA, and while these two terms may seem interchangeable, they are also quite different, as they are used to filter out different types of pollutants.

HEPA technology has been around since the 1930s and is essentially a type of filter media that allows air to pass through. This type of filter is highly efficient at particle abatement, and is 99.97% effective in capturing particles 0.3 microns or larger (including common pollutants such as dust, hair, dander, and pollen). HEPA technology was originally developed by the Atomic Energy Commission to create clean and safe environments for troops, researchers, and scientists.

Because of a HEPA filter's ability to remove particles from the air, it is the most common method of air purification. When purchasing an air purifier with HEPA filtration, look for True HEPA filters, as these must pass independent tests and perform at a certain standard to receive the distinction of a True HEPA filter. Also, when deciding on a HEPA air purifier, pay close attention to the filter's construction. Warm-roled HEPA filters are best, as these are not prone to cracking, and air purifiers utilizing warm-rolled and pleated HEPA filters also increase filtration efficiency.

On the other hand, HEGA filters serve a different purpose. HEGA stands for High Efficiency Gas Absorption, and this type of filter was developed about a decade ago by the British Army as a defense against chemical warfare. HEGA filters are composed of a carbon cloth and are considered to be many times more efficient than granulated activated carbon at adsorption of gaseous pollutants, chemicals, and odors. Because of their efficiency, light weight, and easy workability, air purifiers with HEGA filters are now becoming more popular, especially in air purifiers geared towards allergy, chemical, gas, and odor control. In fact, some air purifiers even use HEGA filters in combination with HEPA filters to provide complete air purification.

Therefore, by choosing a HEPA or HEGA air purifier, you can rest assured that you will get the same purification technology used by the government and have complete and thorough filtration of particulates, gases, and VOCs.














Monday, March 4, 2019

The Gold IRA Rollover: Learn How to Invest Like a Billionaire

It's been said that imitation is not only a great form of flattery, it's also the best way of learning and modeling on the success of others. If it's financial success you're looking for, what better role model could there be than a billionaire?

What Billionaires Know

Though their world views may have little in common, billionaires like George Soros, John Paulson, and Carlos Slim have all admitted to holding a part of their wealth in gold. Even Warren Buffet, who personally prefers what he calls "productive investments," admits that gold has served investors well especially during times of inflation.

Do you remember those dark, dark days of 2008 when the stock market's near crash caused retirement accounts to lose $ 2 trillion in a mere 15 months? Guess where your money could've been at that very same time gaining in value instead of losing it?

That's right, gold.

Had you purchased gold in 2001, by 2011 you'd have seen your investment grow by 700%. Let's say that again: a growth of 700%. This same decade was also one of the rockiest economic periods in human history. As the stock market fell, gold thrived. Why? Because when the stock market tumbles and big money investors look for other safer places for their money, precious metals is often where they go.

Could this all happen again? Well, today we're inside the largest stock market bubble in history. Many experts believe it's only a matter of time before that bubble bursts again. If you do not want to again see your retirement accounts lose their value because of another collapse of the economy, the time to change your investment process is now.

Why the Billionaires Own Gold

Gold is nature's hard asset. Gold has been civilization's store of value for thousands of years because gold is a tangible and finite resource with high intrinsic value. Gold is an alternate form of money all over the world. (It was mentioned in the Bible 417 times.) Gold is not subject to the sections of dilution and devaluations of other paper investments like stocks, bonds, and mutual funds. Neither is the value of gold at the mercy of governments or financial institutions. It can not be printed like money, and unlike stocks, it will not ever merge or split. Gold historically moves against the direction of the stock market. Billionaires know that gold is an excellent way to reduce the volatility and vulnerability in their capitals.

If you want to protect and preserve your wealth, there's no better place than gold.

When Is the Best Time to Buy Gold?

Many market oracles believe, at the time I'm writing this, that gold is in the final stage of a bear market. Some experts believe that at current prices gold is still undervalued by as much as 50%. This may be the epic rise that gold experts have been overing over the years.

But even if it does not experience an epic rise in value, gold is still a necessary means to protect the value and diversify the portfolio you've got.

The best time to buy gold may be now.

How to Bring Gold into your IRA

If you have a self-directed IRA , you can direct some of your IRA funds to be invested into gold. The only requirement is that the gold meets certain purity and refinement standards. The easiest way to invest in gold is through a self-directed IRA.

A self-directed IRA investment is like a regular IRA except that you the investor get to choose how your IRA funds will be invested instead of the trustees or custodian. This gives you flexibility to invest your money in whatever way you feel comfortable. It can also ensure that you are always aware of where your money is and how it is being invested.

In this IRA the gold does not get delivered to you once you purchase it. The reason for this is that delivery of the gold would be considered a disbursement of your IRA and you would probably be obligated to pay penalties. Therefore, once you've decided to put your money towards gold, you will then have that gold delivered and held for you at a designated depository. You will be informed when your gold reaches the depository and you will never have to worry about your gold ever being taken out of the depository or used by anyone but you.

Learn What the Billionaires Know

Billionaires may not have to worry about retirement 401 (k) s and IRAs, but the rest of us do. Now you can learn to invest like a billionaire by downloading our new FREE mini-course entitled "Essential Guide to Successful Gold & Silver Investing." This powerful course was designed to offer tips and expert advice appropriate for both the savvy investor and the beginner and could save you thousands of dollars in your own investing decisions. While you may not be able to live like a billionaire, at least today you can learn to invest like one.














Option Trading Basics

Options trading can increase the profits you make when trading Stocks if you understand how to use them and know what you are doing. Options can be a very useful tool that the average investor can use to enhance their returns.

This article - Options Trading Basics, looks at what options are and discusses some of the options trading strategies traders can use with these versatile instruments.

Options - An Overview

Options give the buyer the right, but not the obligation, to buy (a call option) or sell (a put option) the underlying Stock or futures contract at a specified price up until a specified date.

In other words, options are like tradable insurance contracts.

An investor can purchase a Put option as insurance against a decline in the Stock price or a Call option in case the Stock rises. Buying an option gives the purchaser time to decide whether they will buy or sell the underlying Stock. The price is locked in until the expiration date, which in the case of LEAPS can be years into the future.

Options trading has several advantages that every Stock Market investor should be aware of, such as high leverage, lower overall risk than owning the physical security, more versatility and the ability to generate extra income from a current Stock portfolio.

An option of value fluctuates in direct relationship to the underlying security. The price of the option is only a fraction of the price of the security and therefore provides higher leakage and lower risk - the most an option buyer can lose is the premium, or deposit, they paid on entering into the contract.

By purchasing the undering Stock of Futures contract itself, a much larger loss is possible if the price moves against the buyers position.

An option is described by its symbol, whether it's a put or a call, an expiration month and a strike price.

A Call option is a bullish contract, giving the buyer the right, but not the obligation, to buy the underlying security at a certain price on or before a certain date.

A Put option is a bearish contract, giving the buyer the right, but not the obligation, to sell the underlying security at a certain price on or before a certain date.

The expiration month is the month the option contract expires.

The strike price is the price that the buyer can either buy call) or sell (put) the underlying security by the expiration date.

The premium is the price that is paid for the option.

The intrinsic value is the difference between the current price of the underlying security and the strike price of the option.

The time value is the difference between current premium of the option and the intrinsic value. The time value is also influenced by the volatility of the underlying security.

Up to 90% of all out of the money options expire worthless and their time value primarily Declines until their expiration date.

This clue offers traders a very good hint as to which side of an options contract they should be on ... professional options traders who make consistent profits usually sell far more options than they buy.

The option contracts that they do buy are usually only to hedge their physical Stock Portfolios - that this is a powerful distinction between the punters and small traders who consistently buy low priced, out of the money and close to expire puts and calls, hoping for a big payoff (illegally) and the guys who really make the money out of the options market every month, by consistently selling these options to them - please read the rest of this article.

The seller of the option contract is obliged to satisfy the contract if the buyer decides to exercise the option.

Therefore, if he has sold Copped Call options over his Shares, and the Stock price is above the option strike price at expiration, the option is said to be in-the money, and the seller must sell his shares to the option buyer at the strike price if he is exercised.

Sometimes an in-the-money option will not be exercised, but it is very rare. The option seller (or writer) has to be prepared to sell the Stock at the strike price if exercised.

He can always buy back the option prior to expiration if he chooses to and write one at a higher strike price if the stock price has rallied, but this results in a capital loss as he will usually have to pay more to buy the option back than the premium he received when he originally sold it.

Many option writers simply get exercised out of the Stock and then immediately re-buy more of the same or another stock and simply write more call options against them.

The buyer of an option has no obligations at all - either either sells his option later at a profit or a loss, or exercises it if the stock price is in-the-money at expiry and he can make a profit.

The vast majority of options are held until expiration and simply decay in price until there is no point in the hapless buyer selling them. Very few options are actually exercised by the buyer. The vast major expend worthless.

Having said all this, lets look at an example of how to use options to gain leverage to a Stock price movement when the trend does go in our favor ...

For this example we will use MSFT as the underlying security. Let's assum MSFT is trading for $ 24.50 a share and it is early January. We are bullish on this Stock and based on our technical analysis we think that it will go to $ 27.50 within two months.

In this example, we will ignore Brokerage costs, but they do have an effect on the percentage returns. The prices and price moves of the Stock and the options are hypothetical - they are intended as a guide only.

Buying 1000 physical shares will cost $ 24,500 and if we sell our position at $ 27.50 a share, we will make a profit of $ 3,000 or a 12% return on our capital. We will have $ 24,500 at risk if we take this position for a potential of 12% or $ 3,000 profit.

Instead of using cash to buy the physical Stock, we can buy 10 call options with an expiration that is at least three months into the future and a strike price that is close to current price of the underlying security.

10 contracts represent 1000 shares of the stock, a call option is bullish, three months until expire gives us some time for a quick move, and buying an option with a strike price that is close to the current price of MSFT allows us to get the full potential of the intrinsic value.

We buy 10 MSFT $ 22.50 April Call options. These options are currently selling for $ 2.80 and they are in the money.

$ 24.50 (the current price of the Stock) minus $ 22.50 (the strike price) is $ 2.00, which is our Intrinsic value. $ 2.80 (the option premium) minus $ 2.00 (the Intrinsic value) gives us $ 0.80, which is the Time value.

If the price rallies to $ 27.50, as we believe it will, the intrinsic value of these same options at that point will be $ 5.00 ($ 27.50 - $ 22.50). That means that if the Stock gets to $ 27.50 a share, our option premium would be at least $ 5.00 plus a small amount of time value, depending on the remaining time until expiration.

Ten option contracts will cost us $ 2,800 ($ 280 times 100) and if MSFT goes to $ 27,500, we could sell our option contracts for at least $ 5,000 ($ 500 by 10 contracts), maybe more.

We will have $ 2,800 at risk if we take this position, rather than the full price of the Stock ($ 24,500) for a potential of 80% or $ 2,200 profit, plus whatever time value is left in the option, probably another $ 100.

Our options buying strategy cave us a much larger percentage profit with a much smaller potential risk. Do not forget that, for us as the buyer, these options will expire worthless if not sold or exercised by the expiration date.

The option seller or writer simply has to sit back and wait until expiry to see if he is going to be exercised. If the Stock price is below the strike price at expiration, it keeps the premium and can write another option over the same Stock.

If the Stock price is above the strike price, he will most likely be exercised and will have to sell his shares if he does not exit the position by buying his options back on the open market (quite often at a higher price than he originally sold them for).

The downside of buying the option over the physical Stock is that if you bought the Stock itself, even if the price had not moved, you would still own it, but by buying the option, if the price does not move in the desired direction , you lose part of your trading capital.

To make options trading work, the undering security must move fairly quickly in the direction you expect, or you will lose money at an ever increasing rate as the expiration date draws nearer.

As you can see, options strategies can offer much higher percentage returns with less risk for the same trade. The majority of your cash is still safely in your trading account rather than being exposed to the market.

This is just one example of using options trading to increase your Stock Market returns. There are many more strategies and ways to use options and I encourage you to explore them further.

All options expire worthless if they are not in-the-money at expiration, so the buyer must close out or exercise his position on or before the expiration date or he will lose the entire premium.

The time value portion of the option premium decreases periodically until expiration date. The closer to expire, the faster the time value decreases, as there is less time for the option to move in the desired direction for the buyer.

For buyers, top traders advise never to hold an option with less than 30 days to expire due to the exponential rise in time decay during this period.

For sellers, it is usually most profitable to write options that have 30 days or less to expire, due to this same time dece effect ... the buyer of these options has the odds stacked against them and will require a large price movement in his desired direction to make a profit - remember, the vast majority of options expire worthless - so this is the side of these instruments the wealthually find themselves on - just a thought ...

There are many other intricacies of options trading that investors and traders should be aware of. This article is only an introduction to options trading and there is a lot more information for you to learn.

For a more in-depth look at the various Options strategies available, visit AcornTrader.com.

This page has a series of articles on options trading and outlines some of the strategies merchants can use to profit from these extremely flexible vehicles.

We encourage you to study these instruments carefully if you decide to trade them. Then use the trend trading strategies outlined in these stories and articles to position yourself on the right side of the market - whether as a buyer or a seller.

To Your Trading Success,














Friday, March 1, 2019

Three Things You Can Do With Gold Bullion Coins

Those who acquire gold bullion coins will be faced with a dilemma when they finally arrive at their house: what on earth are they to do with them? There is so much you can do with gold bullion coins that it can be difficult to know what use to put them to first.

If you are stuck for ideas on what to do with your gold bullion coins (GBC), then here are a few suggestions. The great thing about gold bullion coins is that they can be put to an infinite amount of uses. This list is by no means definitive!

1. Collect them

The number one use for these coins is for collection purposes. Some people collect stamps, some people collect football trading cards, some people collect gold bullion coins.

If you are a collector then the first thing you will want to do is view them in-line with the rest of your collection. Your collection may be stored in your safe, or at the local bank. A GBC collection is never really complete, but it sure does feel satisfying the more you add to it.

2. Use them as currency

Some gold bullion coins can actually be used as currency in their respective countries. The Gold Panda, for example, is legal tender in the People's Republic of China, which is why they are issued in the condemnation of Yuan.

There's no better feeling than taking your coins to your local store and using them to pay for everyday items, such as bread and milk. Be aware though, some stores will not accept them as currency, so if you are desperate to cash them, you'll have to take them to a bank or specialist trader.

3. A paper weight

One unconventional function for GBC is as a paper weight. Paper plays as bigger role in our lives now than ever before. Even with the growth of the internet, paper is still the cornerstone of any good office.

GBCs make a great paper weight. They are dense and heavy; which helps them make sure the paper they are weighing down stands no chance of going anywhere. They also look great on your desk and are sure to grab the attention of any visitors or passers-by.

These are the three main uses of this product. As we state though, this list is not Gospel! Try asking around your friends if you run out of ideas for uses for your GBCs.














Hire Web Developer - 10 Important Points to Ponder Upon

Nowadays it is almost an outdated thought to run a business without online presence! Besides that people know that online presence increases or just double the Return on Investment for all the businesses! Also institutions or organization do also keep their presence online to establish or spread themselves to the world. And to make the effort of building a website there are lots of web development companies who offer the customer or the clients to hire web developer. In this way the website building process has become easy and affordable too!

But there are some aspects in website development. One of those factors is to hire web developer who is or is really helpful or worthy to be hired. This is the reason I am trying to put down just 10 important points that always come in consideration at the time of hiring web developers. Let's have a look on the points:

  1. Before you decide to hire web developer, just assess your requirements. It is very important to know what kind of development you are looking for. Do you need a simple static website or e-commerce site. Depending on these you have to search for the web developers.
  2. Are you looking for open source development or the hard code? It may be the case that your projects can be best done in open source or vice-versa. So before you go to hire web developer make sure that you have determined the technologies / programming languages. It is essential because there are developers who are expert and specialist at open source or the hard code. You need to choose your ones.
  3. You need to find out the expert and experienced people for your projects. You should never hire web developers who are having little experience in the kind of development you are looking for. Why not check out the portfolio of works? It will let you decide the quality of people you are choosing.
  4. Try to assess the knowledge base and the professionalism of the developers you are considering to hire. You should clear the queries about the project you are thinking to offer to the developers. Again the work ethics or the process of work (stonestone deliverables, project documentation etc) will let you know the developers. So when you hire web developer never forget to take interview.
  5. When you are thinking to build a website you should find the market trend to know if the project can be given to a local developer or it is best to think of outsourcing. These days it is best to hire web developer from offshore companies. Not only the cost but also the growing competition has facilitated the availability of best services from anywhere in the world.
  6. You may hire web developer as dedicated to your projects or may go time-based hiring as you require. Both are good. But dedicated hiring is the best ploy as in this case your headache is less to complete the project. Even the flow of project is smooth and time of development becomes less.
  7. You may hire web developer from a company or a freelancer. If you hire from a company you will get many types of developers or the specialist altogether and the development process becomes smooth. But in the matter of freelancers you have to be very much choosy and careful to know the professionalism or the quality of work of the particular developers. Sometimes multiple hiring of personnel becomes essential in the case of freelancers.
  8. It is very much important to know that you hire web developer from somewhere that has proper infrastructure to complete your project. It is particularly essential as many a time it is found that you go for hiring a freelancer who does not have access to latest technologies and tools or the true setup to finish the projects. So proper search and confirmation of the infrastructure has become mandatory (also for companies).
  9. Try to find out how is the reputation of the developer in providing support to the project both through the project completion and afterward maintenance. Never hire web developer with poor record in support or do not forget to judge the communication level of them. Otherwise total investment in the project may go in vain.
  10. When you decide to hire web developer, do not go behind affordability always, care for the legal issues too. It is fact that affordable web development is now very possible. But it is not all the companies provide best service at affordable cost. Find out the reputed companies who do not only provide affordable service but also clears legal dealings, say money back guarantee issues, copyright, document & resource transfer and all.

Hope after going through the above points, you will understand how important it is to be careful in the process of hiring developers for getting the best development of the website you are thinking to build. Always remember the responsibility of best website development never only rest on the developers. It is also your discretion to hire single web developer from multiple companies or team of developer from one company. However, never feel helpless if you find the things little lengthy. You may take help of directories and tactfully choose the request a quote process for searching and getting best developers. Never hurry but be steady in the website building initiative - you will be successful.














Tuesday, February 19, 2019

Good Morning America Inbox Dollars - Scam?

Recently, Good Morning America featured an online company named "Inbox Dollars". It was not such a surprise that this company is completely internet based, but the surprising part of it, was that this company deals with online paid surveys. If you have ever looked into paid surveys, then you will know exactly why this is so surprising (so many of these companies scam people by making consumers pay to get access to their surveys).

Now, on Good Morning America, Inbox Dollars explained that people can earn money in several different ways through their website:

* Reading Email

* Shopping Online

* Trying Brand Name Products

* Taking Surveys Online

* Playing Games

So this is not just an online survey site at all. There is much more to it. Now the way Inbox Dollars works is complicated, yet very simple to the end user. People may wonder how Inbox Dollars can just pay people for reading emails, playing games, or trying products. Well, to put it simply, on the email part, you will get about 2-3 emails per day to read. These emails will be advertisements and you get paid just for viewing the advertisement. You will also get paid if you take advantage of the advertisement, some may be free trials and others may be reduced prices. Either way, you get paid for reading the email. The rest is optional. But Inbox Dollars can pay you just for reading the email because they get paid by the advertiser for showing you the ad. So for the games and brand name products, it is presented to you in a very similar fashion.

In regards to the online surveys, it works in the same way. If a company has a survey questionnaire that they need filled in, they look for survey companies, like inbox dollars to have these completed. The survey company pays inbox dollars and inbox dollars pays you a portion for you to complete the survey. The problem with other online survey companies is that they never pay you. But with Inbox Dollars, they have over 3.5 million members and have been in this business for years. They know the value of their members and in order to keep them, they must pay them.

Last but not least, Inbox Dollars is 100% free to join. No fee for membership, EVER. Some survey sites will actually charge you to get access to their surveys or survey sites. Most, if not all of those sites are scamming you in one way or another. In most cases, the surveys they give you access to are just surveys from some other free site you could have found on your own. They are basically just charging you a fee to take your money and feeding you surveys that they found for free on Google themselves. In addition, most of these sites are not the actual survey owners, so it is not their responsibility for paying people for the surveys, so you never know if you will actually get paid for the surveys they give you.

I hope you have found this information useful and helpful in your search for legitimate online companies for making money. If you would like to see our top 3 online paid survey companies, please visit the website below.














Sunday, February 17, 2019

How to Choose the Best Wedding Catering Company

The ability of a wedding caterer to work with certain locations is an important thing to be aware of. Many caterers will work with areas in churches, major meeting halls and even some outdoor areas around the London or midlands areas. However some wedding catering companies will have limits with regards to how many people they can support for different catering needs. It will be best to see if a good amount of versatility is involved when it comes to getting a wedding caterer ready.

It helps to see how far a wedding caterer can be from the site of the wedding. There are a number of different caterers around the London and midlands areas along with other parts of the UK. There are also plenty of wedding facilities around the London and midlands areas too. Therefore it will help to see who is relatively close to a facility that a wedding will be taking place at.

This is an important consideration to be aware of in that many wedding caterers will charge extra for travel from one area to another. This is an important thing to see in that the costs that are involved for travel and gasoline can vary in accordance with each UK caterer. After all, traveling from London all the way to the midlands can be something expensive for a caterer to be able to handle.

Another thing to see is that in some areas a facility that can handle a wedding reception will work with its own catering company. It will help to take a look at what that facility has when it comes to getting foods prepared for a wedding. If the services that are being offered by that company are not good enough then it would be best to hold the wedding reception in some other area so that another caterer can be used.

All wedding catering companies can work with a variety of different types of foods. A good thing to do is to check out all of the options that can be made available with regards to foods that are available for serving to people at a wedding. Cuisine options can include tapas, salads and soups, main entrees, side dishes and desserts. Each caterer will work with all sorts of options for every palate so it helps to take these factors in mind.

The alcohol policies that different caterers can work with should also be considered. A caterer should be one that can offer a good drink list that includes not only non-alcoholic drinks but also plenty of alcoholic options. Some will offer wines that can come from large wine lists while others can offer different types of beer and even some specialty drinks.

Be sure to take a look at how the alcohol can be sold. Sometimes a company will offer a cash bar where people have to pay extra money for certain alcoholic drinks. In other cases a company will include the drinks with the rest of the catering materials.

An important thing to see deals with how well the caterer can adjust to the dietary needs guests can have. There are many cases where some people who are attending a wedding could have to avoid certain foods due to health reasons. In many cases people might avoid certain foods because of personal reasons. Whether a person is a vegetarian, is allergic to certain ingredients or is supposedly to avoid certain types of foods it will help to be sure that a wedding cater can be found that can adjust its cuisine and cooking habits in accordance with different people in mind.

The last thing to check out with regards to the foods at the wedding deals with, of course, the wedding cake. Many wedding catering companies can work with in-house bakeries that can help to get cakes prepared. A variety of cake designs can be made available by a catering company so it will help to take a look at what options are available. These include cakes that can come in multiple tiers. Do not forget to also watch to see that the cake that is being prepared is one that is large enough to where it can be enjoyed by everyone at the wedding.

Be sure to think about how early in advance a catering service should be planned. In order to get the most beautiful foods ready for any palate it will be important for a caterer to have plenty of time to prepare. In most cases a caterer will require a customer in the UK to book services in London or the midlands about a month or earlier in advance. Therefore it will help to take a look at how soon a client needs to get reservations ready.

Do not forget about the costs that are going to be involved. Some wedding catering companies will charge clients by the head or by the amount of food that is going to be handled. All companies offer different billing rates so it helps to take these options in mind when getting a catering company to work for one's needs.

It is great to take a look at all of these things when looking around for wedding catering companies around the UK. There are many London and midlands wedding catering companies to choose from and when looking around for different companies like these will help to take some things in mind to make sure that a caterer is one that can work with one's wedding event needs in mind. This is so a good wedding reception can be enjoyed by all and that there will be no problems involved with the entire event.














Monday, February 11, 2019

Are You Buying Sports Seats For Your Car?

Purchasing sports seats for your car is considered as one of the ways of sprucing up and upgrading your vehicle. In fact, it is one of the not so used ways to customize a vehicle. You see, for most people, the common ways of upgrading a vehicle would be to change wheels, wheel covers, car seat covers, carpets, bumpers, and grilles.

Changing your car's seats to sports seats may not be so popular, there are some matters to take into consideration when you have decided that sports seats may be the best thing that could happen to your vehicle. After all, overlooked as they may seem, sports seats actually do not just provide your car with a sporty and aesthetic appeal but they also give you and your passengers comfort through long or short drives.

Before doing anything else, you should ask yourself how much are you willing to spend and how much could you really afford. By answering this first question, you would be able to check and ask around as per any sports seats that would fall within your budget range. Remember that sports seats come in a variety of options - each more sophisticated than the next. In fact, there are even sports seats that come with electronic adjustments of the lumbar support.

If you have no idea whatever as per the kind of sports seats that you would like for your car, you can check out automotive magazines. Or you can also visit automated websites. If you choose to do so, you can also try contacting manufacturers to get the names of dealers of sports seats in your locality.

Upon visiting an auto parts store that offers sports seats, make sure that you ask the store's personnel to show you their collection of these. That way, you can personally inspect the seats so you could choose which ones to purchase. Consider the seats' safety features. Make sure that you choose those that has a high and close back rest which has the capacity to support and protect your back. Also make sure that it supports not only your back but your whole body as well.














Thursday, February 7, 2019

How To Save Money With Office Accessories

An office needs to have all types of desk and cubicle accessories to make it complete and organized. However, buying these office accessories eat up an inordinate amount of money from your budget. Different accessories like copy paper, printer ink, copier cartridges, staplers, note pads, pen and pencils, etc. make a deep cut from your monthly budget. In order to control your budget, you can opt for companies which offers discount office supplies. Beside this, you can do certain other things as well.

There should be a central store for dispensing all office supplies:

If your office supplies and equipments are in accounted for, you can save some money. It will prevent your office employees to take the office items for their personal use. Moreover, an office manager can keep a track of inventory and place the order as and when required.

There should be one single person to order all office supplies:

If a single individual will control the office supply inventory, it will be easier to track the usage. There will be clear line of accountability. In addition to this, the company can have an ongoing relationship with the company providing discount office supplies.

Having an ongoing relationship with one supplier and customer service rep:

If it's your first time, you should shop around to find the best regular supplier. However, when once you have made your mind, you should try to establish an ongoing relationship with the supplier. This way, the supplier will be able to offer you loyalty discounts and will also offer many other benefits. For example, if there is a product which your company purchases regularly, a customer service rep may alert you for any special discounts available on the product. In this way, you will be saved from paying full price for supplies.

Verify with discount office supplier while making larger purchases:

Being a regular customer can pay off your large benefits. Sometimes, being an ongoing customer makes you eligible for discounts on different storage cabinets and furnitures. Some discount office supplies provider offers automatic ordering. You can very well take advantage of it. This way you can avoid any unexpected running out of any item at the office.

The huge collection of office accessories keeps on modifying with time. A large number of innovative and useful modern office accessories are added every day. When you have a regular supplier, he will always make you acquainted with any additions in the market. This way you can be aware of modern and advance product without actually doing any research.

Keeping your office well equipped with all types of useful and advance accessories will motivate your team to work in a better way. You can also put various things for comfort like bean bags to take a rest, decorative items to make the cubicle attractive and colorful trash bins to avoid any kind of dirtiness.

So, be innovative and make your dull office a lively place to work in.














Tuesday, February 5, 2019

Run Your Car on Hydrogen Gas With an HHO Conversion Kit

As gas prices continue to rise, people will continue to look for alternate sources of fuel to run their cars. Do not let fuel costs continue to burn a hole in your wallet. Run your car on hydrogen with the help of an HHO Conversion Kit. Soon, we will all be driving some kind of Hydrogen Fuel Cars. Why not be the first one on your street to reap the benefits?

But what is a HHO Conversion Kit? Is it Safe? Where Can you buy them? These are all important questions. The answers are actually quite simple.

What is an HHO Conversion Kit:
Hydrogen gas, or HHO, is a flammable gas and can be used for fuel. When properly utilized, HHO can be used in your car to improve your gas mileage. HHO Conversion Kits are devices that when assembled and installed in your car, create a hydrogen generator that can be used to supplement typical gasoline fuel in your car. Hydrogen generators are an effective means to run your car on hydrogen. You'll still need to get typical unleaded fuel from your neighborhood gas station, but you'll cut the consumption of this fuel in half, if not more. HHO Conversion Kits are inexpensive to build and install. Even a novice handyman can do it. Hydrogen Conversion Kit manuals and / or ebooks tell you how to create a hydrogen generator from basic materials available at any hardware store.

How can you generate hydrogen gas from materials at a hardware store? Is not it more complicated? Not really. Hydrogen can be created by a chemical process called electrolysis. Basically, you only need electricity and water. Your car battery can supply plenty of electricity, and water is just about free from the tap inside your home. You will not need to create anything that sparks to burn the hydrogen gas. As hydrogen gas is created, it gets routed into the air intake of your car. From then on, your car's engine does the rest with no additional changes to the parts of your car. That's all you'll need to run your car on hydrogen fuel. The unit is compact and it takes very little room under the hood of your car.

When you run your car on Hydrogen you'll see many benefits:
- Improve your gas mileage up to 67%
- Reduce harmful CO2 emissions from your exhaust
- Smoother running engine
- Faster acceleration
- IRS tax benefits!

Is it safe?
When you run your car on hydrogen from a HHO generator, you face very little additional risk. Yes, you are creating a flammable gas, but this gas is sent directly into the engine. You car carries around a tank full of flammable gas all the time! The HHO generator creates the fuel on-demand, so there is no excess fuel to act as a hazard.

Where can you buy them?
Costs of the HHO Generator vary. Some ebooks say it can be built for $ 60, others for $ 150. At $ 60, to build an generator to run your car on hydrogen is equal to the cost of one tank of gas! That is an immediate return on your investment and time. If you are afraid of the manual labor to build the HHO generator, you can buy them for upwards of $ 5,000.

HHO Generators are an immediate solution to high gas prices. One can be built in just a few hours, and the savings begin immediately.














Sunday, February 3, 2019

Online Backup Services 101

In today's highly interconnected world which revolves around our interactions, communications and transactions over the Internet, safety and security of data has become an imperative and hence the need and demand for online file backup services. With online data backup services offering remote backups and ease of access to the data stored, this is a perfect solution to the problems like physical and online data security, which are faced by both home and business users alike.With various service providers in the market offering exciting deals and innovative features, the time is ripe to make a move and secure your data before it's too late.

Need for Backup

The need for online data backup arises from the fact that the traditional methods of data storage are not the most reliable. There are a lot of external factors to be taken into account. Home users mostly store their photos, tax and financial information and collection of their movies and songs on their storage devices like hard disks, CD's or other external storage devices. Their need for data is personal, emotional and financial.

While for business users, need for data backup is purely financial and involves high amount of sensitive information which leads to a high degree of risks. Business users mostly store their financial and tax information, client information etc. on their onsite storage devices.

Factors which can lead both home and business users explore safer options are the possibility of theft, accidents like fire, flood, power surge, corruption of files and other similar hazards.

Key features

There are a lot of different features that makes these services extremely attractive. All the major online file backup services are extremely secure and offer features like SSL / TSL encryption, password protection, folder permissions and 24/7 file encryption at the server end.

Other features like sharing of files and folders and custom links, gives an added advantage to the consumer. Restoring deleted files and storing multiple file versions are some of the handy features which are offered by the best online file backup services. The drag and drop feature of data backup is very handy and makes it very easy for the user to share files

The most important aspect of the online data back services is the backup itself. The beauty of this feature lies in the fact that the backup is done automatically as per scheduled beforehand and is incremental in nature ie whenever there are changes made to the files in the backed up folders, an automatic backing up is initiated.

Advantages of backup services

The benefits derived from the advantages offered by various secure online file backup services far exceeded the value of money spent on them. In this information age, protection of data has become a priority for everyone.

Automatic backup provided by various providers may be ubiquitous but is a highly essential function when it comes to backing up the data. Prescheduled backups give an option to the users wherein data backup is done without any supervision and takes out the mechanical element involved. Moreover these backups are incremental and consequential revision to data is done automatically.

Accidentally deleted files could also be restored when using online backup services and gives a cushion to the user and thus ensuring an error free environment. Online storage also reduces or eliminates the physical aspect of data storing by storing all the data of the client at off-site locations which are more secure.

Mobility and security

We can not be near our computer all the time and hence there is the need for mobile access to your online data. Most of the online file backup services provide various features to accommodate the users while away from the main computer. By using mobile apps one can access the saved files from any place as long as internet connection is available. Mobile syncing of files is also allowed where you can sync, update or change a file. The desktop apps allow users to access files from any computer and it support multiple computers and various file types.

The security aspect of storing files online is extremely important and to aid that, the providers use various security features while storing or transferring files. SSL / TSL encryption prevents other people to access your account or files. Even when the files are not transferred, they remain encrypted and it is called at-rest encryption and uses an encryption method called advanced encryption standard, which encrypts data arriving in and decrypts data going out.

Analyzing your needs

Before you opt for an online data storage option you have to make sure that you analyze all your needs. It is an important part of the process as it gives you an option to review your requirements. These requirements vary for both home and business users.

Most of the providers have different plans for home and business users. But depending on the following, a particular company or plan can be short listed

· Cost : While some might not consider spending a lot on data storage a big deal, but most people are cost conscious and look for a good deal. Among the best and most reliable data storage companies, the lowest plan starts from $ 5 per month to an upward of $ 100 per year. Some providers also provide 15 day free trials to try their product.

· Storage space : While free storage of 1-2 GB's come with a few plans or providers, it's always a better option to buy a plan because it promises more storage space and better customer support. Some also offer free cloud storage like Dropbox etc.

· Reliability : The quality of service is paramount to selecting a provider. No disruption in service and 24/7 support should be guaranteed.

· Value for money : This is again an important factor when deciding upon a provider. Your money should provide the best possible value for it when considerations are given to factors like pricing, overall features, storage space and reputation of the provider.

Data backup never comes at a high price because when you will realize this only then you can begin to understand the true importance backing up your data.If you want your data to remain secure for a longer periods of time and want an added advantage of better security while storing and transferring the data you must opt ​​for online file backup services.














Saturday, February 2, 2019

Benefits Of A Tree Removal Service

Having some trees around the house may make people's house look more appealing. They may place more than just a single kind of trees to add even more aesthetic to the visual of their house. However, unfortunately, there will usually be times when these people have no other choice but to completely remove the trees they have been taking care of for quite a long period of time. This may take place due to quite a few factors. There are times when trees may get rotten. There are also times when trees are going to die. Thus, when all these things take place, it is not quite likely for people to let the trees remain where they are which is around their house. This is when tree removal service comes in very handy.

Yet, some people may assume that it is fine for them to remove their trees by themselves. Those are their trees after all. Unfortunately, this is not a correct assumption at all. Attempting to remove trees may prove to be extremely dangerous, especially for those who do not have adequate experiences in doing so. The risks get even bigger if the trees are the big trees.

Fortunately, with the help of a tree removal service, people will not have to worry anymore about all those issues. This tree removal service is usually able to carry out tree pruning, tree trimming, partial tree cutting, removal of parts cut off tree and also tree felling.

This tree removal service is also beneficial in that it usually offers cleaning up as well. This is very handy taking into consideration what kind of messes that can show up after a tree has been cut off. And if people need some firewood to prepare, they can make use of the service offered by this particular kind of services as well.

However, it is necessary for people to make sure in advance that they are asking for services from those who are indeed trained professionals in the field. In order to put their mind in peace in this case, it is recommended that these people request to see the license that is possessed by each of the tree service members. Also, they need to carry out a background check with regards to which tree removal company this service may have come from, whether or not they are really the company's staffs and if their licenses are actually valid.

If everything goes fine, the next thing that those people may need to worry about is how much money they have in their budget. This plays a very important role in obtaining the best tree removal service professionals. Fortunately, thanks to the internet, people can now try making a comparison first regarding the tree companies in existence and the rates they offer.

Then, once they have found the one they consider to be the best deal, they can start calling the service and rest assured, all they have to do is to enjoy the benefits this service can offer.














Sunday, January 27, 2019

Getting Your Interior Design and Decorating Started Right

Principles Are Principles Forever

Interior design and decorating is one of the oldest of all the arts . Properly understood, it can be very exciting and rewarding to engage in. All you have to do is apply the correct and appropriate formulas, then adapt them to your budget.

It is very important and necessary to find out what you really need and want. Follow a few age-old foundational principles in order to acquire the success that you're driving for. A few easily understood principles will enable you to work out combinations and arrangements that will be appropriate and therefore satisfying to you, no matter what type of room you are planning.

Make It Easy On Yourself

When designing or decorating a room or a whole house, you can help yourself a great deal if you make a careful analysis of yourself and your family before you begin. Take time to consider, reflect, and examine specifics of what you like, what you want, what you do, what you hope to do someday, etc.

Write everything down on paper. Be guided by this analysis in your choice of furniture, arrangements, color schemes, and accessories. Describe in words not only what you want it to look like, but what you want it to feel like as well. For me, a "look" without the appropriate feeling and ambiance is nothing.

Make The Right Decisions The First Time

The best way to do it right, once, the first time, is to have a plan. We begin our plan by making a diagram or sketch of the space, including the windows, doors, and archways, paying careful attention that it's all drawn to scale. It is critical that your room has a floor plan drawn to scale. Usually this means that 1/4 inch will equal 1 foot. If you want it larger, then draw it so 1/2 inch equals 1 foot. This means that 1/4 inch or 1/2 inch will represent an actual 12 inches or 1 foot of real space. You must do the same thing with your furniture, plants, and sculptures - anything that takes up square space space on your floor. If you choose to skip past this initial step, you'll definitely have a wrong perception of reality! Once all of your pieces are sketched to scale, carefully cut each one out, making sure each one is clearly labeled.

You must do everything to scale with your sketches. These paper depictions enable you to move representations of your furniture and other items around effortlessly within your environment on top of the floor plan. As you do so, keep in mind where and how the traffic will flow through the space, accommodating for this functional necessity. With patience and some time, you'll reveal various solutions that will come to your mind that you would never have thought of otherwise. Pre-planning allows you to have much more fun and freedom of expression.

Doing floor plans is the professional way to start. Amateurs skip this. Even if they call themselves decorators or designers, this is one of many fundamental reasons that they are amateurs. If you fail to plan, then you plan to fail ... whether you know it or not.

Eliminating "Paralysis of Analysis"

The preliminary analysis of your home interior design and decorating problems should include answers to several definite questions. Think of this as the Sherlock Holmes phase. You want to ask yourself the right questions, to get the right answers. That way, you can get the right results. Your answers to the right questions will have a determination impact on the various phases of your plan. Thinking things through will save you time, money, and energy, as well as preventing possible and probable disappointments with your results.

Some Words of Caution

Do not decorate or design in haste, and then later repent at leisure! Even if you have the money to carry out your whole design and decorating program, do not be rushed into buying anything which will compromise the effect you want.

Do not be discouraged if you have to operate on a budget. Decide what you can comfortably spend in the beginning, and put most of it into basic pieces that will be a permanent investment in your satisfaction and comfort. Then, spread the rest of it out over "pickshifts" which will do until they can be replaced. These pieces will be temporary until you can afford something better. Sometimes they turn out to be so charming and so useful that you will not want to give them up. You can allocate them to other areas of your environment.

As you work your plan, you may find that parts of it need altering as you go because you've found that they can be improved. However, make sure the contemplated improvements fit into the original plan or concept. Remember, it's not only about the look. It's the look and the feel, or ambiance, that you are after.

Do not be tempted for the sake of a bargain, or any other reason, to spend time or money on a single piece or article which will not add to the effectiveness of your preconceived design or decorative scheme, as you have outlined it from the beginning. Also, remember: Proper, prior planning prevents poor performance!

It's vital that you realize that you can spend a great deal of money or a comparatively smaller, realistic sum, and get very pleased results if you have a plan and knowledge.

An Important Closing Comment

Once you work things out on paper, be sure that you have included your floor plans and the written documentation of both your questions and your answers. The rest of the steps must continue to translate that information into action. Always look at the colors and designs in the environment where they are going to be used, and under the lighting conditions there, both natural and artificial. Color is how you light it! Therefore, never guess how textures, colors, designs, or fabrics, etc., will go with each other. Always make your final decisions within the final environment they will be staying in.














Saturday, January 26, 2019

Summary Of Mine Boy Chapters 1-6

OVERVIEW OF THE STORY
The story sets in South Africa. In this story, Peter Abraham portraits apartheid through following the life of Xuma, a villager in search of a better life. Xuma first lived in Malay camp where he was offered accommodation by Leah on his first night in the city. After getting a job, he moves to his own house in Vrededorp.

Leah earned her living through selling illicit brew. There was also Dladla who was bitter about Leah controlling him and betrays her to the police. Leah found out about it but before she could deal with Dladla, he was found dead in the bush stabbed in the back. Johannes, a strong well built miner, was a timid person who became bold and loud only when drunk.

Daddy was never sober and died after being hit by a car. Xuma falls in love with Eliza. He constantly rejects Maisy who loves him.

However, in the end he accepts her and promises to marry her as soon as he gets out of jail as Eliza left him.

Leah gets sent to jail after being caught red handed with the illicit brew by the crafty policeman nicknamed the Fox who had been trying to catch her for a long time. She had managed to escape the police dragnet by bribing some policemen who kept her informed.

Johannes and his white boss Chris died under the mine as they tried to prevent it from collapsing. Paddy, Xuma's boss sides with the blacks and is arrested when a riot breaks out in the mine. Xuma flees but later surrenders himself at the police station.

CHAPTER BY CHAPTER SUMMARY OF THE BOOK

CHAPTER ONE

It was three o'clock in the morning when a man arrives in a town on a narrow street. The whole town was in darkness. He surprised where he was. Suddenly, he saw a woman at a door standing in the darkness.

He moved closer and asked her if he could get a place to rest and have a drink.

The woman asked him if he had but the man said he had none. She further enquired to know his name. The man identified himself as Xuma, form the north. After speaking for once the woman left to bring light. She returned without him noticing.

From the door, a beam of powerful torch stuck on Xuma with a voice calling him to come. He followed the beam of light and the woman into a room where he met three men and an old woman. The woman introduced Xuma to the people and asked Ma Plank to give him food. Xuma got to know Dladla, a man fond of playing with knife. Xuma saw a knife in Dladla's hand. Xuma however carefully placed his bundle on the table and went round a long bench.

Dladla raised his knife and showed his teeth. Leah commanded Dladla to give her the knife but he refused with a plea in his voice. He later lowered his eyes andave her the knife.

Daddy showed displeasure towards Leah. Xuma's food was brought to him by Ma Plank.

Whilst Dladla and Ma Plank went out, the man who had remained silent expressed his suspicion and asked "How do we know if he's not from the police?" Leah was always optimistic about Xuma's identity.

She identified the man as her man's brother. Leah's man was in jail for killing a man who tried to kiss her.

There was no work at the north. This was what brought Xuma into the town, to work. He however expressed interest in working in the mines.

Leah took her time to tell him about the dangers involved in working in the mines and tried to convince him to work with her but Xuma refused.
Xuma was finally given a place to sleep but he found it hard to sleep because he was tired.

CHAPTER 2
When Xuma woke up the next day, he met the house empty. However he found himself among a crowd forming a ring outside, and Daddy hopping and shouting at the top of his voice. Two women, Lena and Drunk Liz, were also on the ground engaged in a fight.

Xuma pushed his way through the roaring crowd wanting to get away. But he heard a voice shout "stop it". He turned and it was Leah. When she arrived at the scene, Lena (the thin dark woman) was on top of

Drunk Liz who was fat and pale. Leah walked through the crowd and picked up the thin woman and flung her away from the fat one. The crowd grumbled yet no one was able to speak to her hearing. Leah challenged the crowd to fight but they broke up in silence and walked away.

Leah picked up the thin woman, who was woefully injured, into the yard. She was followed by Xuma and Daddy. Upon entering the house, Daddy bought a sack and spread it in the shade for Leah to place the woman on.

Leah prepared food and they ate. She saw Daddy in the yard and called him to come and tell Xuma about the custom the city. Daddy spoke drunkenly about the custom and the city. After he had finished, he picked a sack and spread it a little distance away, stretched himself and slept. Soon it began to rain. Xuma went into the yard and watched the three sleeping people.

In the house, Leah sang a guy song full of happiness and laughter. Xuma went back into the house and saw Joseph, the brother of Leah's man. Leah asked Joseph to take Xuma to see the market. At the market, Joseph and Xuma saw many people on the street. One street was crowded as another. The people were in their colorful clothes with a lot of money to spend. The big men among them wear singlet and sometimes cooked among them to determine who is the strongest.

Joseph and Xuma stopped on a corner and watched the crowd across. A little further up the road, they saw two colored men fighting. Still further, there were two "swankies" on their way down the road. A crowd of cheering and laughing people followed them.

Suddenly, a pick-up van swerved round a corner. Policemen jumped out and run down the street. The crowd scattered except the colored people who claimed they have done nothing. However, Joseph warned them that the police would not ask them.

A policeman who was ten yards away came straight ahead to Xuma. But Xuma waited because he had done nothing. The policeman came nearer, raised his stick but it missed Xuma's head and stuck his left shoulder. Xuma whispered and stuck the policeman in the face repeatedly till the policeman collapsed.

Xuma looked around and saw the police van still a distance away but two policemen were closing in on him so he decided to ran.

The two colored men stepped into the road. Xuma felt afraid, to run and knock two men at the same time was impossible. But an unbelievable thing happened, the second colored man knocked the first one down and ran down the street traveling to Xuma to follow him. Xuma followed him into a house. The colored man locked the door and flopped down into a chair breathing heavily.

The man's woman came into the room and Xuma noted with surprise that she was black. She expressed her disappointment at Xuma for striking the policeman.

Finally, when Xuma asked to leave, the man's woman cautioned that it was not safe he left.

CHAPTER 3
Xuma came out and found the street free of trouble but it was difficult for him to find his house. He saw the fat Drunk Liz and touched her shoulder to ask her for direction to Leah's house. The woman looked at him with bleary eyes and looked her head barely refusing to help him.

Xuma met Daddy who thought he was in jail. Daddy was drunk but he agreed to take Xuma to the Leah's house if only he (Xuma) would buy him a drink again. At the house, old Ma Plank sat over a huge vat in the yard and in the kitchen was Joseph who was busy. Joseph was happy to see Xuma. Leah entered the house; she grabbed Xuma and hugged him.

They stand on the corner and waited. Leah kept looking up the street that cut across the one where they stand. After ten minutes a black policeman on a cycle came down and stopped. Leah smiled and counted five pound notes from her leather bag andave them to the policeman.

Leah led the way through the yard to the door at the far end of the yard. She introduced Xuma to a girl they met in the house. Xuma asked the girl's name, who said she was called Eliza.

Eliza asked Xuma to help her lift a machine. Xuma jumped up and grabbed the sewing machine but he felt a sharp pain stab in his shoulder. Eliza found a bottle of ointment and rubbed it on where Xuma's pain was.

She saved him a cigarette and looked at his face and laughed. Xuma turned and saw huge towering shapes almost in the sky. He pointed and asked what they were. Eliza replied and said "those are the mine-dumps". Xuma shifted his eyes from the mine-dump to Eliza and longed for her.

All that night people drank at Leah's place. Xuma and Eliza returned and saw more people crowed at Leah's place.

Dladla attacked Xuma with a knife accusing him of stealing his woman and brave him a cut on his face. Eliza took Xuma into a room and washed his bloody face. They returned and found a doctor who fixed Xuma's face.

CHAPTER 4

The streets were empty after being crowded on Saturday. Xuma and Johannes walked up and down the empty street. They left Johannesburg behind them and in front of them were the towering peaks of the min-damp. They ever found themselves at the mines.

For Xuma, the day was strange. Stranger than any day he had ever known. There was the rumbling noise and the shouting and explosions and the trembling of the earth. Xuma was scaredened.

When the whistle blew for the workers to stop work for food, one of the men called Nana asked Xuma to eat with him. He divined his food and wave Xuma half. When they had finished Nana stretched himself full-length on the ground and slept.

The men who had gone underground that morning came up. Xuma watched them coming and shading their eyes against the light. Xuma asked Nana if it is dark underground. But Nana laughed at Xuma.
Xuma looked up quickly when he hear Johannes voice. Johannes had a confrontation with one of the white men. He called Xuma who flung his spade and followed him. Johannes took Xuma to the shed of the mine doctor.

Xuma stripped and lay on the long table. The doctor examined him while Chris and Paddy watched. Johannes led the way to the washing place for the mine boys. He pushed a few men out of the way and the men made place for them.

They went in and washed and set off for Malay Camp.

CHAPTER 5
When they got to Leah's place, a group of women were just leaving and Leah was at the gate watching them go. Leah welcomed them. Johannes went inside the house leaving Xuma and Leah outside to talk.
Leah told Xuma about life in the city. She said "to live in the city you must be hard. And money must be your friend.

There was a long silence between them. Rosita who lived across the way had turned on her gramophone and came on her veranda. She called Leah from across.

Leah and Xuma got startled. They got up and went inside the house.

Xuma was offered food, finished eating and left the room. He felt dissatisfied and unhappy. He went on the veranda and watched the street. Maisy came out and joined him. On the corner of the street, under the light of the lamp, a group of men and women formed a ring. And in the center of the ring a couple danced and made signs to each other as they mimed.

Xuma and Maisy joined the ring. When they got home, Xuma sat on his bed and held his hands. He thought about Eliza for a while. He blew out the candle and sat in the dark. As soon as he lit his cigarette, there was a knock at the door. He responded and it was Eliza's voice.

CHAPTER 6

Xuma had left Leah's place and lived in a room in Malay Camp for three months now. Eliza is now like a devil in Xuma's blood and he did not want to go to Leah's place again to see Leah for the fear that he should meet Eliza. As he sat alone he longed to see all the people he left at Leah's place but for the fear of Eliza he would not go.

It was Saturday night and in spite of the cold the streets were crowded. But it was not as it had been that first Saturday when he had gone walking with Joseph. He went up the street and walked in the direction of the heart of Johannesburg. He near the heart of Johannesburg and the people grew fewer. There were more white people now and they were different. They were not his people so he did not give attention to what they did or said.

Xuma saw some cakes in a window and stopped to look at them. He felt a tap on his shoulder and when he turned it was a policeman. Without a word Xuma gave his pass to the policeman for inspection. As the policeman goes, Xuma traveled on up the street. The crowd on the street was thick that it was difficult for Xuma to move among them. The only place that Xuma could be free was underground in the mines. There he was a master and knew the way.

Xuma met his white man, Paddy, who was with a woman. Paddy led Xuma a little way down the street and showed him where he lived. Xuma looked around Paddy's house. He had never seen a place like that before. Paddy and Xuma sat down while the woman came in with three glasses. They raised their glasses and cheered Xuma. However, Xuma kept on thinking about Paddy's woman.

The atmosphere at Paddy's house made Xuma thought he knows what Eliza wants. Paddy came in with food and when they had finished eating they drank more wine. Xuma and Paddy talked about the mines. Paddy took the things away. And Xuma forgot that they were white and even spoke to the woman.

On his return, Paddy asked his woman what she thinks about Xuma. The woman replied "he is just a mine boy". The man and his woman arguably extensively about Xuma as the woman spoke favourably about Xuma. Paddy looked at her. His face clouded. And Di got up and went into the kitchen but the argument continued.
Xuma was glad to be away from the two white people. It had been uncomfortable there. Only when he had been with the woman had he felt all right. He crossed the street and went his way back to Malay Camp.

Gradually he left the heart of the city behind him.

He turned down Jeppe Street where he came across people standing at the lower down the street. A man being chased by the police has climbed a rooftop. The roof sloped steeply. One wrong move and the man would be plunged down, either to death or a broken body. Fear rose from the crowd. The man had lost his hold and was slowly sliding down. For a minute the man was in space. Then with a dull thud, he fell to the ground. But the doctor was there to administrator help.

The doctor tried to lift the man up but could not. Xuma however stepped forward but the policeman tightened his grip on his club and washed it from side to side. Xuma lifted the man. The first policeman prodded Xuma with his club. Xuma got up. His body trembled and bunched his fist into hard ball.

Xuma picked up the wounded man to the doctor's car. The doctor pleaded with Xuma to go with him to help him.

At the other end of Malay Camp the doctor folded up. Between them they carried the man into a house. A colored woman met them at the door. They carried the man into the surgery where the doctor worked on the man. Xuma sat on a little chair and watched.

The wounded man was revived. The man expressed fear that the police would arrest him.

The doctor and Xuma left him behind as they went for some tea. The two men entered a room where Xuma felt as he had felt in the place of the Red One.

Emily reported that the wounded man had escaped through the window. The doctor got up and went to the surgery while the others followed. The doctor spoke harshly to Xuma. This made Xuma felt hurt. He was angry but more the anger he felt hurt. He turned abruptly and walked to the door.