Ways Young People Can Win With Money

Learning about money while you are still young is an awesome idea. Let me give you a few ideas that young people can use to really win in their financial lives.

Being realistic is key. And winning with money is realistic! This means you should use common sense, investigate investments, the markets, and the opportunities you are interested in. Read the fine print. If you were to take on debt, ask yourself if it would be worth it, or if the debt would be like an anchor. Again, be realistic. Look at the real consequences of the actions you could take. Good actions should be turned into habits.

Consider entrepreneurship. Write down business ideas. Learn the skills you need to succeed. See if your business idea is feasible by testing your product or service. If it is, type up a business plan, and get to work. Make the phone calls and do the web searches necessary to find the information you need.

Join a club or society for young entrepreneurs. Earn a business degree. The more you can learn about business, the better off you are. Being around and networking with other goal oriented, ambitious entrepreneurial types is a boon to your success. Being around the total risk averse and the complacent is not a boon to success.

Work hard at your job and / or at your business. Make a good name for yourself. If a job does not work out, do not trash your goal of being rich. Just keep plugging away and learn from your mistakes. Sales or customer service would be a good starting point if your first job is not running your own business.

While (and if) you live with your parents, sock away as much money as you can. W. Clement Stone once said, "If you can not save money, the seeds of greatness are not in you."

Learn about investments, by taking an investments class at your high school or college (taking a few more classes is better). Economics is good thing to study too. Finance and economics are tough courses but are very worthwhile. Read extracurricular books and read about your interests.

Winning with money is not always easy. Self discipline, sacrifice, frugality, hard work, managing risk, reading books, and holding on to your long term vision are essential to your success.

Managing the Manager

Your organization has decided to outsource a project to an external firm. In some cases, the organization may allow your team to manage the project, but more often than not, the organization may want full return and to manage the engagement themselves. What does this mean to the project manager from the client organization? Depending on your company's project management philosophy (ie do they see project management as a scheduling function, or someone that truly manages the project and risk), this type of agreement may be more challenging than you first think. While it may be helpful to have the outside assistance, it may require a change in your normal approach and project management function in order to provide, effective, external team support and oversight.

I've been in situations where I was the contractor that has had customers instruct me on the process they would like to use and others that have allowed me to use my organization's expertise to deliver the best result. I've also been in situations where my organization is the customer who has outsourced a project and was responsible for truly managing the external resources and other situations where requested to allow the contractor to exert full control over the management, using their own approach and practices .

While the specific approach needed should be tailor to your specific situation and organization, I fine one of the more unequally challenging situations is when you outsource an engagement, including the management / oversight and project approach. While there are always opportunities for learning and growth, the last scenario can be difficult and even confusing for a strong project manager. The level of authority and your role will depend very much on your organization's perspective on project management. If you are put in this type of situation, my suggestions are:

1. Clearly Understand Roles & Responsibilities : Regardless of the scenario, clear role definition is an essential first step. You'll need to understand specific role expectations from both your organization as well as your contractor. Defining what the contractor is responsible for all the way down to communication with your organization is also important.

2. Be Prepared to Be a Passenger : Not being responsible for running the project can be tough for strong project managers who are asked to interface with the external consulting organization, especially where there are deviations from your recommended approach or where you identify areas for improvement and their process is set in stone. Understanding the roles and responsibilities of all involved will help you understand where you can provide value and where you can intervene. You may also need to prepare yourself for having more of an administrative role than an orchestration or technical role. Understanding who does what will help reduce the push and pull between organizations.

3. Ensure There is a Sound Escalation Path : While you may not have direct authority, you will want to understand what types of items can be escalated and when. You'll also need to ensure you have the proper support within your organization. The lack of direct and indirect authority, plus no support does not make for a prosperous environment.

4. Utilize Lessons Learned : Reviewing prior projects, especially those with many of the same variables is useful for educating the organization and can even assist your contractor. Continue to collect intelligence on what works well and what does not work well, even if you do not have direct control over changing the immediate situation. This information can be useful for not only the current situation, but future endeavors.

5. Educate Your Organization on the Value of Project Management : Even though you may not have direct control over the project or even the support you need, never give up on educating the organization and vendors on project management value and best practices. Hopefully the contractor will apply the same project management rigor you would, but if not, there is always a positive takeaway for you personally and hopefully professionally for your organization. Help educate your organization on your discoveries, the impact of these discoveries and the lessons you have learned through prior experience. Project management is not for the fault of heart, but requires tireless perseverance. Show your organization why you are in your role and the tremendous value this function can provide your organization.

There is always something to be gained and learned from each situation. While outsourcing to an organization that owns the management of the project may not directly utilize all of your project management skills, it will certainly help develop new ones.

Free Massage Education

Many people wonder how they can get a reliable and effective massage education. Some would like to be able to massage their partner, or just massage friends they know. Others would like to be able to massage their husband or wife. Others still would like to be massage therapist, or as massage therapists learn more about massage and its different modalities! How can I learn massage the inexpensive way?

Well, as a massage therapist we have to pass a twenty four hour course every two years to keep out massage license. These classes can be in any modality we choose, deep tissue, myofascial trigger point release, reflexology, ayurveda massage, thai massage, tuina, amma, californian massage, esalen massage, medical massage, craniosacral. Some courses are live hands-on and really you get the most training this way and learn the most as you can practice the new skills you are learning on real people. But I also found that many LMT's (licensed massage therapists) order videos to watch at home to practice and then they can pass a test online where you are asked a series of questions and need a certain number of correct answers to pass and get your certification in whatever modality you are taking!

The videos usually go with a books which is most of the times about 30 pages long and ends with a test where you can test your learning, then when you are ready, after having practiced the exercises on a live person, a friend of yours, or family member, you can go online to their website and pass the real test, where you are required to have at least 60 percent right answers. If you fail you are able to pass again and pay a repass fee; Some of these courses are very expensive 300-400 dollars if you order the videos and the texts. The state of Florida require 24 hours of CEU's every two years.

Money is a Mathematical and Sociological Anomaly

There are two kinds of people in this world, wolves and sheep. The Wolves are those that control the fluidity of money, the people that create money and opportunities. Equally, this power also follows a basic law in nature; "Every action has an equal and opposite reaction". Not to continue to sound too pompous ... this basically means those who giveth ... can also taketh away. World leaders, Large corporations and governments all have this power ... but is it their to behold? We are taught from a very early age in a system that is fundamentally bias. We are taught the skills to read, write and spel (yes, that typo is deliberate) ... and equally how to interact in basic social circumstances. But are we taught ... or are we trained? It is my belief as a UK citizen, that we are trained to act and react in a specific way that basically, after 12 years of compulsory education, makes us very good sheep indeed. I am not trying to start a debate on the educational system, because that would pointless ... those who teach were once taught ... and quite frankly, since money was invented as means of control long before you and I ... this debate would be never endless.

So what am I saying?

Money has shaped the world in every aspect of our lives. Money IS our lives, it is vital we have money to live ... but it is not given to us freely. We are victims to that which we desire most, we are stuck in a money driven culture that makes us crave it, long for it and extremely ... there is no easy way to get our hands on it. We have to earn money, which is fundamentally by behaving and working in the controlled ways we are pre-programmed to accept as "life".

Money has one very curious quality. To the best of my knowledge, it is the only entity outside of nature ... that may use itself ... another of its kind, to make more (inflation / interest). I have raised this point many times before and quite frankly, disclosed in the amount of disruption it causes amongst friends. Cruel I know. The ultimate point of frustration is that no matter how hard they try to be clever, it always ends up being a natural event ...

Money was invented. Let me say that again. Money was invented. It was invented around 1500BC by the Phoenicians to regain control of the bartering of goods. It was invented as a means of control, a linear trading platform, a means equaling all transactions of any particular item controlled by one and one only. So in a day and age where "freedom" is on the tongue of every world leader, why are we still governed by a means of control invented 1000's of years ago? Well, because there is no alternative for a start. Because it is all that we know and our entire civilization is based on the ever changing foundation of money. It is ever changing because by concept it is flawed. It is flawed because of the many reasons we have been taught over the years; economic turmoil, crashing prices, lost equity and revenue ... etc ... blah ... etc. These are merely descriptive words used to analyze what is happening around us (might I add, descriptive words invented and taught for the means of such its purpose). As far as I am concerned it is all a waste of breath ... as the people preaching it are the largest sheep of all!

The main flaw in money, is not what it now stands for, what it equates to abroad, it's value, it's ever evasive nature ...

The problem with Money is us. The squidgy organic bit that needs it or will will die. Why are we as a species subject to an apparent 'law of nature' that was created by man? Money is domination. Simple.

I wrote an article recently which talked about similar concepts only it is based in more real life situations due to the recent economic turmoil. What both articles point out, is that money can not belong to any one individual entity or unit ... because in doing so it simply does not work. The concept of money, does not work. But how so and what now? Well, unfortunately ... except you believe you can convince others that this is a viable explanation then there is nothing you can do. The only way in this world you may be really free from money is to not need it, therefore relinquishing the factor of control and necessity it has. You may do this by one of two scenarios. 1) You find a thriving ecological habitat in which you may live without any influence from the outside world (not my personal preference I must admit), or; 2) You become a wolf. Someone so rich no amount of negative events would ever be of significant effect.

In physics the theory of relativity is unshakeable and a proven mathematical certainty. I would like, like to make a minor addition to their law; "Every action, MUST have an equal and opposite reaction". Put simply, if there is no consequence, no reaction, then there is nothing ... you have created something from nothing ... and left nothing in its wake.

Now let's apply this theory to money. For an individual to become 100 units richer, another must become 100 units poorer. There can only be so many units in the world and as such, if we were all to have an equal amount it would be worthless. My point? The basic mathematical, logarithmic, algorithmic, and scientific plain unarguable relativity of the concept of money states;

"For those at the top of the pyramid to be rich by power; the rest of the people MUST be poor by default."

Want to make yourself richer? Or do you want to make the world fairer ...

How to Select a Cost Effective Virtual Assistant

A personal assistant can help you in accomplishing numerous tasks but at the same time, an actual assistant becomes bit too much. Why do not hire a virtual assistant ? This is a creative idea of ​​providing real time support on call or on line. Virtual assistant offer you all the facilities, which you can avail from an office-based personal assistants. Their tasks range from appointment scheduling to internet research to offer you an ease in completion of your numerous tasks.

The idea tempted you and now you are looking for a great assistant, who can help you anytime and every time in completion of your works. But, how to select a cost effective VA?

Internet is crammed with information on online personal assistant service providers. Therefore, to select or recruit a good VA provider, you need to be specific. Checkout, how can you find a good on call / online personal assistant?

In the first step of a VA selection, you need to identify the tasks that you want your VA to conclude.

Next step of selection procedure includes preparation of job description and calculation of time (for which you want your VA to work.) In the job description draft, you must incorporate the major skills, which you want in your assistant)

Next stages of virtual assistant service selection include determination of hourly wage and more aspects. Many VA's offer their service on hourly rate while many offer it on daily or monthly basis. Normally, a good virtual assistant service can be found on $ 15-50 / hour.

To get a flawless service, intent research is must. You must look for all the possibilities that can help you in finding a good web research provider. Nowadays, web research services are offered all across the globe and there are many providers, who offer impeccable service on much-reduced rates.

An interview is considered must prior to hiring a virtual assistant. This helps you in knowing your VA and getting complete details of services provided by them.

If possible then you can ask your service provider for a trail service pack to check whether the facilities are apt for you or not.

The entire portfolio of VA service helps users in enjoying a service that holds ahead of time. This is one of the most revolutionary steps in the world of personal assistance.

If geared up to enjoy an outstanding service without spending much, virtual assistance services are your call.

3 Quick Ways To Make Money From Home

Now there are several different ways to make money online. But, if you're looking for a "Get Rich Scheme" or some miracle scheme to make money by tomorrow, you need to get that out of your head because in reality, it just does not exist.

Through this article I will list a few different ways you can earn money fairly quickly. However, truth be told, everything takes a bit of time and effort to really make it work, no matter which route you choose to take. There's no way of predicting how much you will make with any online work endeavor. It all depends on the amount of time and effort you put forth and your ability to follow precise instructions. Just remember, you need to start somewhere. A lot of people will never see any real money online because they're too busy looking for the "next best thing". To succeed in anything you really need to choose a system and stick with it.

A Few Ideas To Make Money From Home

1. Writing Articles: Can you write? There are many companies that seek people to write articles for their business. You do not need experience and you can make pretty good money getting paid per article you write. Some companies will pay between $ 5- $ 25 per article.

2. Translator Jobs: Can you speak another language between English? This is an excellent way to earn money from home. You can translate emails, documents or even books and make some really decent money doing this.

3. Social Media Jobs: If you have a Facebook or twitter account or are into any kind of social media you can make some good money just by using your own Facebook or twitter account. What's not better than being able to get paid for socializing and having fun!

These are three extremely popular and lucrative jobs you can do. If you have some experience in writing or just like to write and have good enough grammar skills you could always get a job writing articles for companies. You could go through a referral program and find jobs that way or you could always do this on your own as a freelancer and offer your services on a website like Elance. It can be extremely lucrative if you are any good at it.

Translator jobs are easy enough. If you have decent grammar skills and can speak, read and write in any other language other than English, you can qualify for this type of job.

With social media jobs you really do not need any type of grammar skills or experience. There are many online companies that will give you different projects to do with Facebook and twitter and you could even do this with your own personal twitter or Facebook account.

These are a few good ideas for anyone looking to earn extra cash from home. You should be sure to choose the one to which you feel matches your level of skills.

How to Make Money Using Your Passions

The Empire Formula Stage! Start With Nothing ... Follow the Formula ... Hit the $ 300,000 sweet spot. Do you have a passion for a particular product and want to use that passion to make money online?

Using these 4 simple steps. Nothing held back! You can start your own online empire formula.

Step 1

If so, you have the first principle beat for making money online. The best way to start marketing online is to use that strong emotion for a particular product and / or service to your advantage! Your enthusiasm for your product gives you the drive you need to learn more and share how great that product is with the world! This is Called the market formula Passion + Interest + Big Competitive Market x Data from Research Tools = Your Niche Market

Passion makes it easier and more interesting for you to do the investigation for the facts that you need to learn to be successful.

It is true that many online entrepreneurs are so good at what they do (market products for profit) that they ignore passion because they have learned how to sell anything. Before you get to that stage you have to pay your dues!

Step 2

Too many people jump in the online marketing game before they are ready to get started. Please do your homework. As with any profession one must learn, study and understand what they are doing before they can be successful. You do not go into a profession you know you will not enjoy. If you hate water you are not going to be a fisherman! As with any business venture there has to be something in it for you! This is called the Product formula Competitor Research + Type of Product x Automated Development (Outsource) = Empire Product # 1

Along with your passion of a particular product you also need to have some eagerness and devotion for learning how to market online. It does not happen overnight. You do need to put a lot of energy and thought into this business.

If you have that burning desire to work from the comfort of your own home, the research skills and discipline to learn and grow this business you will not have to punch a time clock and you have a tremendous opportunity to make a TON of money.

Step 3

To be successful you must also have a good website, good marketing, widespread advertising, effective keywords, etc. This is called the Marketing & Traffic Formula Free Traffic + Paid Traffic x Sales Funnel = Empire Building Sales.

Step 4

This all Results in the list empire Formula which is Leads List + Customer List x Strategic Promotions = Diversify & Explode Empire Revenue. Internet search engines are a great resource to learn about the Internet Marketing industry for business opportunities, USE IT! Find a product or service you are excited about and use that excuse to give you the energy to promote that product online. Start moving forward with your online marketing business today!

Quality Student Resume Examples For College Graduates

There is no better time to start accumulating work experience than the high school years. Working part-time is very popular among them, and they usually choose to work in retail or hospitality. However the first thing they need to apply for a job is a resume. Below you can read a few resume examples and writing tips, so you can begin work immediately.

At beginner level, a resume has the role of citing an applicant's education background, experience and expertise. There are various resume examples that can be downloaded from the internet. Basically it has to have four parts: an objective, summary, work history and education. This structure can be changed if you wish, so if you do not have any work experience at all, you can leave that out and focus on your objective or educational background.

Think about your resume as an advertisement: you are selling yourself. If you observe closely the great number of resume examples, you will see that most of those do not give only an overview of the candidate's background, but also add valuable information. For example you can write that you studied at a certain school, but this might not be enough.

So if you have any extracurricular activity, or you did anything outstanding, you should also include that. This information shows that you have a wide range of interests and skills, and that you are an interesting individual.

Resume examples also show you how to write about previous work experiences. Simply writing a list of the companies and groups you have worked for might not be enough: again, you should focus on the outstanding things you did. For example do not forget to mention in your resume if you managed to figure out a method that speeds up order taking or to cook faster. If you talk about the advantages you've brought to an organization you can give a proof that you have initiative.

No matter how efficient and convincing resume examples may seem, you should try to tailor them to your individual needs. This way you can make sure that it is really relevant for the type of job you are applying for, and that your skills and experience will be put in the best light possible. If you manage to write a cover letter, you resume will be even better.

History of Computer Software and Programming

Being able to program a computer or create software is akin to knowing another language. This is not something that comes easily to everyone, and in the very beginning, it was nearly impossible for most to master.

There was no conception of computing in the worlds of our ancient ancestors. Their concepts of computing were limited to math skills, and the technology used was an abacus. Simple devices that used pegs and cams were later used to control movements, but this is a far cry from what the world is used to today.

Real computer programming can be traced back to the 1880's and the recording of data that was then read by a machine. This was accomplished using simple punched cards, and became the foundation of the data processing industry. In 1896 the Tabulating Machine Company was found which would later turn into a small company now now know as IBM.

Before the 1950's it was likely to find that each machine was using a different set of instructions, even when they served the same purpose. This was due to each program being painstakingly created individually, which led to slight variations from one machine to the next.

You could liken those early days to trying to use your beard trimmer without any real beard style in mind. You hit the power button, and get to work, keeping your fingers crossed that your beard will turn out all right. Programmers were working willy-nilly, making up stuff as they went along and hoping all went well. The only difference is that when you mess up with your beard trimmer you just shave off the whole thing, and wait for it to grow back. This haphazard method of programming led to expensive machinery not having available programming to make it run right.

1954 saw the introduction of FORTRAN, and the computer programming world changed for forever. This had an actual functional implementation, rather than just design on paper. Punch cards were still used, but as computer hardware declined in price, programs could have been created by typing them directly onto the computer. This led to editors that could make changes and corrections, and eventually moveable storage in the form of disks that let one program be installed on a number of units at a time.

We have certainly come a long way, although it is not unbelievably that 50 years from now, our grandchildren will be looking at our programming as if it is archaic. The technological age is in full swing, with changes and improvements happening every second. The next time you are frustrated about trying to read code, just remember the punch cards. At least today, programming is like trimming your beard, where if you mess up you just hit delete and start again.

Are You Embarrassed by Your Sales Manager Job Description Skills? Here's What to Do

Supervisors, and especially sales managers, acquire their outputs from the group they manage. This requires behavioral attitude that enhance the company and accommodating attitudes.
• These abilities are created predominately from:
• An enthusiasm for individual needs and perspectives
• An eagerness to invest time and commit thought to analyzing states of mind
• A feeling of equity or reasonable management

RESPECT FOR OTHERS 'SPECIAL PERSONALITIES

Typically the business manager will have to work his or her way up in the company and will have to amaze product learning, a database of loyal clients, awesome thoughts regarding development of sales, and incredible compatibility with partners and customers alike. However, there is a likewise scope for experienced transactions directors to be parachuted into an organization to convey a crisp way to deal with dealing with the business department. Sales managers now and then decide and build up sales territories in accordance with the organizations' development plans. He or she will likewise be in charge of setting standards and sale objectives for the business officials and the business group in general. Successfully working in as the controlling hand for the business team, the business manager will likewise outline the staff's training programs, create methodologies for the business group to work productively and urge collections to outperform short-and-long term targets.

INBOUND MARKETING MANAGER JOB DESCRIPTION

If you're in a promotion department then you simply need to move to an inbound approach, it's conceivable every thing you'll have to demonstrate the accomplishment of your inbound marketing program. If so, you'll likely be looking to hire a holding nothing back inbound advertiser, someone who can build and grow your inbound marketing system starting from the earliest stage. Search for somebody who is exceptionally self-motivated and flexible ... also, completes stuff (what's more, in case regardless you're trying to persuade your manager to make the move to inbound in any case).

21ST CENTURY DEALS SUPERVISOR

The business profession has changed over the prior decade as an after effect of advances in IT, the expansion of correspondence channels and automation. "The administration job is trying to understand the change and sale supervisors are critical to its prosperity," says one encountered sales director. Sale administrators today should comprehend IT system, perceive the force of web-based social networking, and be fully informed regarding sales and customer trends. He or she will be great with figures and ready to analysis measurements and always monitor deal figures and the group's execution, as indicated by agreed KPIs.

CAPABILITIES REQUIRED FOR SALES SUPERVISOR JOBS

Employer hiring stuff tend to search for applicants with a bachelor or graduate degree in a business organization with a concentration in marketing. Education in business law, economic matters, business administration, bookkeeping, arithmetic, finance, and statistics will surrender candidates a leg on the opposition. Computer and Internet skills are likewise valuable for record-keeping and information services. Many business supervisors are promoting inside from the business executive part. A few companies likewise offer confirmation programs, a capability that is turning into a standard among managers. The Institute of Sales and Marketing Management offers a scope of Marketing and sales manager job description add qualifications for expert business people from little Awards to larger Certificates and Diplomas. These capabilities are on the Qualifications and Credit Framework (QCF) and are directed by the UK government education controller.

RESPONSIBILITIES

• Work with Marketing to assurance predictable lead era.

• Work together with sales manager to make and prepare prospecting process.

• Work together with sales leadership to make and prepare lead capacity handle.

• Hire high-performing business people as indicated by HR staffing rules.

• Prepare new sales representatives to guarantee achievement.

• Oversee everyday execution of all business collections and deliver reviews.

• Work with sales authority to produce thoughts for sale challenges and motivational activities.

• Lead and timetable week after week or potential month to month group gatherings with deals group and administration.

• When you hire, an employee must be stated in sales manager job description that that Prepare and guarantee adherence to sales handling.

Making Money in World of Warcraft - It's Possible to Earn 427 Gold Per Hour

If you're a regular player of World of Warcraft then you would most likely understand that owning adequate gold makes the game a whole lot more fun to play. The fact is that many players lack the right skills to earn huge amounts of gold and inevitably are missing out on a great deal of rare items.

Making Money in World of Warcraft is really so simple you just have to know the correct strategies and apply them accurately and you could quickly become mega rich. I have been a World of Warcraft player since it came out (back in 2004) and using these methods I have steadily earned quite a large fortune.

You're probably wondering "what if this guide is not right for me?". Well there's no need to worry because this guide is designed for both horde and alliance, level 1-80 and newbie to expert. You no longer have to wear average green gear and ride non-epic mounts, you would be able to purchase full sets of epic armor and weapons and your very own epic flying mount.

All this extra gold will not just benefit you, but it also lets you to enchant and repair your items whenever you feel like it. Nothings stopping you from becoming the richest player on your realm using these tested strategies of learning up to 427 gold (or more) an hour! Please do not consider buying gold from and online seller with your own money, it is against Blizzard's rules and you can get permanently banned. Its also majorly overpriced and it is not a dependable source of legitimate gold.

Resume for Chief Auditor

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Money Making Products

Top money making products on the internet are hard to find. There are literally thousands of work at home products out there. Which one should you choose? This is a question everyone seems to have.

I know from my experience that I have tried a bunch of them only to find out that they were beyond the real of internet marketing skills that I had at that time. These were good programs but too confusing for a person that did not know the skills required to make them work. This is why you must choose carefully.

For beginners in internet marketing you really should get into money making products that have a step by step procedure that tells and shows you what and why you are doing each step. This way you learn as you go and make money at the same time. Maybe not a lot at first but at least your throwing money away on things you do not understand. Some of these programs give you websites to start off with and you can build from there. With out a website you can not make money and without the knowledge of how to build a website you can not get started.

This is why it is important to get the programs that are at your knowledge level. If you do not, you usually get frustrated and give up. You do not what that to happen because the money is out there and you can share that piece of pie. After you get started in a program and start making some money from what you have learned in the process you can venture out to other money making products that you now know something about. It is all a learning process. You have to learn before you earn.

In the search for programs to start, a good place to go is money making products review sites. These will break down some of the affiliate sites that are out there. Some of them will give you the knowledge level that is required to be successful. From there you can just check out the link to see if you are interested. If you are, buy the product and get started.

There is a lot of money to be made out there, so go ahead and get going. Just make sure you do not get in over your head to start. Good Luck to you all.

Cover Letter - Six Essential Components With Examples

Every effective cover letter for resume should have the following components

Heading and salutation
The cover letter for resume and resume properly should have a matching look as though coming from the same family. Include your contact information such as Name, Address, Phone number etc. in exactly the same way as you did in the resume.

This should be followed by the recipient's name, title, company name, division and company address. Your salutation should set a professional tone for the letter. Do not use 'To whosoever it may concern', 'Good morning' etc. Start with 'Dear Mr./Ms./Dr. (Recipient's last name). Salutations such as Dear Sir or Dear Madam should be used only as a last resort if you are simply unable to find the person's name.

Opening paragraph
The objective of the opening paragraph in a cover letter for resume is to tell your reader the reason for writing this letter. For example, you may be responding to an ad or based on a lead from an acquaintance. 'I am writing today in response to your ad in' The Job Chronicler 'dated May 10,2008. My attached resume will show you that I have the skills and experience to fill this position. '

Main message paragraph
The next paragraph or two should convey the main message. The objective is to differentiate you from the competition and show that you are the best candidate for the position. You do this by addressing the employer's needs giving examples to show how you fill those needs.

'As you will note from my enclosed resume, I have more than three years experience in the field. I began as a secretary and worked my way up to an administrative position at Major Machines. I type 80 words per minute and am proficient in MS Word and Pagemaker. '

Supporting paragraph
The next paragraph in the cover letter for resume should explain why you are interested in working for the particular company. It demonstrates that you have knowledge about the company and the industry.

'Major Machines is a dynamic and growing organization, and I would love to be part of your team.'

Request for Action
This paragraph is very important and it should contain a request for the reader to take action and invite you for an interview. You can simply request that the employee email or call you for an interview.

'I look forward to meeting you personally and request you to mail or call me to arrange a meeting at your convenience.'

Closing paragraph
This paragraph thanks the reader for reading your letter and resume. You must also let them know that you wish to move forward in the application process. In some cases, you can include your request for action within the closing paragraph.

'I welcome the opportunity to prove that I can make an effective contribution to Major Machines. Thank you for your consideration, and I look forward to hearing from you. '

Why Are Computers A Necessity Now?

Computer systems now a days are everywhere. We can find that in places we can not see or would not expect to find them. This gadget are no longer specialized tools used only by scientists or engineers like before. They are not hidden behind sealed-walls under a climate-controlled environments anymore. They are a fact of life that companies can not live without and even individuals like us. It is a common thread that ties together our education, work, and home life. Thus, computer literacy becomes significant, with computers touching almost every facet of our lives. But why is it that computer literacy is very cruel?

Why do we need to spend time and energy studying books, enrolling to computer crash course, and becoming "computer literate?" Technically, to be "literate" means to have knowledge of that subject, wherein you understand its basic terms and concepts. We are not born with such knowledge and abilities, but it is hard to imagine living without computer skills today. Considering the fact that Computers are an essential part of business today, whether you are an auto mechanic or a surgeon, a journalist or a pilot. Like cars, that take us to work everyday, we also rely on computers more with each passing year. If there are still who do not use computers regularly, chances are great that you will soon.

But who will be the one to benefit from computer literacy? First, is the increased employability. Here, the basic computer knowledge along with specific job skills are mainly considered by the employers because a person would be more trainable in and adaptable to the computerized work environment. Next, is greater earnings potential, wherein, as you increase your computer skills, you become more valuable worker, especially if focused on high-tech skills like programming, software / network administration, hardware maintenance and many more. However, it does not follow that you must be a computer expert to increase your earnings. Skills that involve application of the computer to specific tasks are highly valued. Another benefit is that, it has a greater access to resources. Always bear in mind that computers are incredible learning tools, especially when you have access to data on CD-ROMs or the Internet. PC can be used to access vast knowledge bases on almost any topic, search archives of information dating back decades, even take online courses for credit.

You will also have a greater control of your assets, by using the power of the Internet and even a little knowledge only of computers, you can manage your personal finances and indulge your interests in ways that were not possible back years ago. Here, you can control of every dollar you earn through online banking and investing. Online shopping as also another benefit that makes it easier to buy something without tiring yourself & spending so much time going to stores with yourself. There are also new technologies that enable you to monitor your entire household via PC - to set your air conditioner or alarm clock, start your coffee maker or sprinklers, and even activate your alarm system. With this range of growth of computer technologies, we can not deny that we now live in an information society - where information is considered to be an extremely valuable community. The key players in this information-based economy are those who control important information, or those who simply know how to access and uses it. Computer knowledge and skills you can build with that literacy are vital to success in this society, not just in our working lives, but in the ways we learn, manage our finances, and improve our standard of living.

Although there are still many professions that do not rely on computers, they are becoming fewer all the time. Remember that computers do not need to take the form of PC, so there is a good chance that your career path will bring you in contact with some type of computer because many of the tools in today's' workplace are computer technology. That's why it is very important to have a basic understanding of computer technology. No matter what your career choice is, you can benefit from a knowledge of computer hardware and software, and how these components function together. Even your job does not require you to work directly with a computer, this knowledge may help you to envision new ways of using computers in your work, that would result in a more productive work environment. This can also lead you to career advancement opportunities. But still, if you think that this case is overstated, that computers are not being used that much, you should consider that computers are popping up in places & professions that my seem unintentionally.

Finding Finance and Insurance Careers in the Automotive Industry

Interested in finance and insurance (F & I)? Love cars? Looking for a way to merge the two into a long-repeating and fulfilling career in the automotive industry? It's time to consider a career in auto sales and F & I management. Now is a great time to invest in F & I training, which can provide everything you need to succeed in this career. That means you will acquire excellent leadership and communication skills and have the expertise required to handle the financial and legal aspects of a sales transaction.

Automotive Business Manager programs are designed to teach the skills required to oversee the financial and legal aspects of the automotive industry. Students in these automated training programs are trained in finance and lease options, sale of after-market products and the use of specialized software.

Becoming an F & I manager means you will be in the center of the action. It also means you will have a direct impact on profitability and be rewarded accordingly. Need another reason to invest in F & I manager? Job Futures 2000 precedents that more than one-third of all jobs created in Canada will require a skilled trade design or a college diploma.

What about the extensive restructuring of the automotive industry? There has been a lot of change, but the automotive industry remains one of the world's largest and most important business sectors. Moreover, a surge in demand is expected as consumers make purchases that would normally have been made in the last two years and additional demand is created by increases in population, new consumer offerings and improved manufacturing technology. Employment prospects for automotive sales and F & I management are good for the following reasons:

• A growing shortage of well trained individuals to fill sales occupations
• Service Canada predicts there will be strong demand for qualified candidates in Sales and Service, Business, Finance and Administration "because this sector will account for more than 45% of all retirements over the next five years."
• Significant worldwide growth within the automotive industry

You know what happens when demand for a specific job goes up. Salaries also go up. That's exactly what is happening for F & I Professionals. Key elements of F & I training programs can include the following areas of study:

• Business Manager's Role in the Dealership
• Financial Institutions and Their Requirements
• Getting the Contracts Purchased
• Credit Reporting Overview
• Understanding Credit Scores and Risks
• Reading Credit Reports
• Prequalification Using Credit Reports
• Cash Conversions
• Bank Conversions
• Use a Customer-Friendly, Aggressive F & I Process
• Qualify Your Customer, Use The Right Words
• Product Knowledge
• Effective Selling Techniques
• Menu Selling Leasing Skills and Techniques

What Can Auto Sales and Leasing Courses Do For You?

Do you already love being around cars? Do you get that excited feeling just being near a new car? Why not make car sales and leasing a career?

To earn a sale and - even more important - earn referrals and repeat sales, dealerships need expert sales staff who have the skills required to achieve extremely high levels of customer service and satisfaction. Anyone who can deliver this performance is going to be in high demand because potential employers understand their long-term success depends in large part on building and maintaining a strong sales force. With all the restructuring in the automotive industry, some people are asking whether it still pays to train for a car salesman job. They could not be more wrong. There is still strong demand for well trained car salesman, as car sales continue to grow. Salesmen, in fact, can earn a very high paying salary for a rewarding career.

There's more good news, too, for anyone searching for auto sales training. Economic forecasts indicate that sales and service sectors are the leaders in new job creation and will account for 31% of all new jobs in the next decade. It's also important to know that Japanese and European auto assemblers have become well established in North America, creating even more need for well-trained car salesmen.

You know what happens when demand for a specific job goes up? Salaries also go up too. Overall, there are three key factors that will drive up the alert potential of a qualified car salesman salary: a shortage of effective well-training automotive sales professions; an economy-wide shortage of sales reps in all industry categories; and the fact that 45% of the individuals in Sales and Service, and Business, Finance and Administration jobs are expected to retire in the next five years, according to Service Canada.

So what's the bottom line? A car salesman salary could be very attractive and top performers can expect to earn as much as $ 60,000 per year - or more.

Auto sales and leasing courses cover every aspect of the sales process from the "meet and greet" to automative sales and legal considerations. Graduates of these programs will be very well positioned to start a career, learning how to sell both new and pre-owned cars and trucks by expertly assessing a customer's wishes and needs.

The best auto sales & leasing programs will cover:
• Sales Consultants Role in the Dealership
• Retail Selling Performance Standards
• The Professional Selling Process
• Effective Presentation Skills
• Maintaining Customer Satisfaction

Find an car sales and leasing program today, and turn your passion for cars into an exciting career.

Math Activity For Fun And Learning

Math activity like drill and practice help a child gaining good mental number skills. Moreover, if the practice is done everyday through fun and games, children easily get familiar with numbers. Nowadays, we have a number of online math activities intended for children and the grown-ups alike. Teachers, parents and children have a number of games and number drill activities at hand. The online math exercises help a child practice computing skills, number and logic, geometric and money exchange skills. The number skill in a child grows along with daily shopping skills- how they can get an object in exchange of money.

In online math activity like Dinner Time, a child can practice and grow its skill in measuring time. We have task cards, through which a child prepares a meal for dinner in a fixed time frame. He or she is assigned a specific time frame in which the food item is to be prepared. This number game is played between a small group of children and a clock pattern is maintained in playing the game. Games like Body Parts help a child know how to measure length with the help of a string and mark them in a data sheet.

Want to make your child familiar with Perimeter and Area? Now you have online math activity to help your child. Your child can measure and co-relate between area and perimeter of a particular figure. In this game, a child uses specific design shapes and blocks. These blocks are used according to the instructions on a task card. The numbers are changed and so the area and perimeter of the given figures are also changed.
This game can be enjoyed more than two or three children in a small group. Not only solid blocks, we have number games in form of mold figures.

Play Dough is another mold figure game that children enjoy as a part of their online math activity. This game builds up number reflex in a small child easily. Through Play Dough, a child gathers number skills in measuring length, getting the volume of a particular object, area and perimeter of particular figures. Children use the playing dough to estimate and measure volume. An easy to follow task card is given to guide the children effectively. The child molds the dough to measure the lengths and areas of given figures and estimate the total circumference. The game is meant for classroom math activities and it can be played by one or more children.

Comparing Cylinders and Estimating Length are popular classroom math activity for children. Comparing Cylinders is played by children to estimate the surface area and determine the volume of given figures. Here students have to find the change in capacity of said containers made of the same size of papers. In Estimating Length, children have to find the length by calculating the units of measurement. Children can estimate the measuring units to use while measuring the given objects. The game is played in a group and children have to maintain an activity data sheet.

How To Start An Online Business - The Secret Is "Service"

If you're looking to cultivate any sort of business endeavour - online or otherwise - the most important thing that I have found is the role of SERVICE in what you're doing.

Service is NOT an arbitrary word used to describe whether you respond to customer support emails - it lies at the CORE of what determines whether a business venture will become successful or not.

Putting this into perspective, if you consider what a "business" actually "does" - we've witnessed a stark shift from a "production" to a "service" based model over the past 15 years.

Fuelled by the connectivity of the Internet & developments in engineering techniques, the way to "be productive" in the modern world (particularly the West) is to provision new products and tools. How they get made should be a secondary concern (very little profit in it).

The key - as opposed to historic production - is that it's no longer the case that having "production capacity" is a major deal... almost everybody has access to that.

What people don't have is a MARKET into which to offer their products. This market (depending on which type of company you end up cultivating) will then determine the PRICE of the product and whether it's something they'll consider using.

The point is that if you're looking to "get into" business, the absolutely most important thing you NEED to consider is what type of SERVICE you will be able to provide as a professional. This service - applied using either your own products/tools, or someone else's - is the real secret behind why some companies "always" seem to grow, whilst the majority struggle.

This tutorial aims to explain how it works, and what to do if you're looking to get involved in the world of enterprise.

Service Makes The World Go Round (Literally)

Most people get involved with "business" because they have an idea they wish to pursue.

Perhaps they wanted to create their own clothing line, have some sort of "lifestyle" business (winery/farm etc) or get involved with a particular field (cosmetics / modelling) - the hallmark of "failed" businesses typically starts with someone's wistful desire to "work for themselves".

This is a lie. People don't care that you started a "business" and all the stories you read about a 12-year-old CEO who's onto his fifth company are only there because the publication wanted some fresh hype to keep its readers coming back.

The simple reality is that the MAJORITY of people are only moved by necessity. How "necessary" they deem a product to be to their life is how much value they'll attribute to it (and thus a price).

The way to ensure that YOUR products are bought is to create a necessity for its usage. Don't even think about "selling" it - [most] people aren't stupid; they'll attribute a price to any product they deem as essential to their life. No one ever quibbled over the cost of life-saving heart-surgery... and the same principle exists in every other business. People pay you in direct proportion to how much you actually "give a damn" about what you're doing.

The most important thing is to realize is that "service" sits at the CORE of what makes people interested in a company.

It's not their "products" or even their "staff" - it's what they DO on a daily basis which drives RESULTS. This "activity" is what the market recognizes - and is ultimately attracted to.

Think about it.

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  Apple don't "manufacture" their products. They design them and come up with all the components etc. Their service is design.














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  Tesla do "manufacture" their products because no-one else can do it as well as them.














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  Amazon are really a digital logistics company - no one is able to store and send out as many parcels as effectively as them.

If you want to get into "business", come up with a RESULT that you can provide to a market.

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  10,000+ Twitter followers in the first 60 days














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  150+ YouTube subscribers in the next 90 days














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  Conversational Italian in 14 days GUARANTEED














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  Branding Lessons From Ferrari + Lamborghini














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  CUSTOM SHIRTS get you laid; CUSTOM SUITS get you paid

If you're looking to "start" a business, the absolute BEST thing you can do is look at what people are ALREADY looking to buy (just browse the "best sellers" section of any marketplace).

This gives you a direct indication of *exactly* what they have a budget for (what they're willing to PAY for). This allows you to provide this RESULT as a service (IE in your own way) - giving you the ability to start attracting clients by virtue of how effective you are at providing said results.

The BIGGEST issue I've seen is leading with a product, or even "solution". I hear it all the time - "what problem does your business solve"... hardly anyone buying a product actually thinks they have a "problem". Rather, they are looking for a particular SERVICE that can be provided to them to improve their life in some specific way. Or - as Gary Halbert said - "your marketing should make their pupils dilate".

Think about it like this - which would you rather do business with: "The World's LARGEST Social Media Agency" or "The ONLY Agency To GUARANTEE 10,000+ FOLLOWERS In The NEXT 30 DAYS Or Your Money Back ". Whilst the former works for established businesses, the latter works for ANY business - especially new ones.

Notice how you're not actually selling anything about the "process" of how you achieve the results? This comes afterwards; you need to stipulate EXACTLY what the buyer is going to get for their time/money, which in the case of "social media" is followers. For SEO, it's #1 Google ranks and for "programming", it's to create a "RECURRING SAAS BUSINESS".

Obviously, the way in which those various results are cultivated is vital. But the irony is no-one cares about how you do it... as long as it's legit.

This is why some companies "always" seem to win - their "service" is based around the provision of particular RESULTS. They ignore (outsource) everything else.

If Starting A Business, It "Pays" To Focus On Service

In conclusion, if you're looking at "starting" a business - the key is to forget yourself and focus entirely on the underlying results you can provide to the client.

If you don't have the skills to provide said results, you need to get to work building them up (which can be done on the job).

Think about every transaction from the perspective of what you can add to the engagement. Don't be afraid to "give away the family silver" (in terms of "secrets") - 99% won't compete with you, and the one guy who will rip you off will jump onto the next fad he finds.

The key thing you need to do from an enterprise perspective is to identify the various "services" which you're either able - or capable of - providing for anyone with the right budget.

A Birthday Is More Than Balloons - Involving the Kids to Be a Part of the Birthday Decor Prep

Well, it's your kid's birthday and s / he has turned a year older but you do not just want them to turn older but also wiser by the years.

There are many ways your kid can take DIY things at hand and contribute to her / his birthday celebrations. After all, it's not an out and out surprise for them. Oh come on, they are expecting things already. So, why not plan the jubilee with them and make it a learning experience for your ward.

Five steps to include the birthday kid in her / his hatch day festivals:

1. Let the kids hone their artistic skills and design the invitation cards for their birthday ceremony. This way they will be involved in a crucial step before hosting the gala ie to invite the guests with creative hand-made cards.

2. Let them revise their art and craft lessons and contribute in the decoration of the hall with innovative crafting skills. Quilling is a hit these days, why not exercise it with your kid and do your own decor. There are so many tutorials on Quilling craft ideas available on online platforms like YouTube and Pinterest. Your kid and you can later boast about it too.

3. We all know that the market is flooded with a variety of candles of different shapes and sizes, spotted ones too. But nothing beats the proud moment when your kid molds her / his own candles. You get these waxes in many stores and also molders to give various shapes. So, why not give your kid this opportunity to make their own illuminators and they can further personal the experience by writing one's name on them by using glitters. This will not only validate that the candles are your kid's own creation but will also give them the special birthday vibes when your child sees her / his name inscribed on the candles.

4. Involve them in the cake-making process. Yes, this can be their first step to the kitchen where they can get a hands-on experience of baking, using the microwave and garnishing as well. So, let's prepare your young ones to be the next promising contantant of Masterchef Junior.

5. And finally for the return gifts, if you are looking for simpler options, well you sure have introduced them to the kitchen already, so how about incorporating them in preparation some flavoured hand-made chocolates packed in mini paper bags. Or few of those molded candles can be kicked away and with guests' names inscribed with glitter on them, they will make for perfect return gifts. There are so many other ways your child can plunge into making innovative return gifts for friends, if your kid's birthday falls in the current month or say the upcoming December, it is The Time to introduce him / her to sewing classes, maybe hand gloves for the tiny guests or better let's start with simpler things like woolen caps. Or let them try clay pottery and make interesting things. There are so many DIY pottery toys available in stores.

With these many ideas and suggestions on mind, we are sure you are already planning for a unique and special birthday bash for your baby. This will ensure that your family will not just enjoy the party time and post birthday time of opening the gifts but the pre-birthday preparations will be equally a time well spent. Have a gala time!