How To Manage Your Money In Any Market To Make Profit

Many Forex traders are unsuccessful for one reason: they over-trade. If you are not having success trading, you must first determine whether you are over-trading before adjusting your trading strategy.

The 3 questions that follow will help you determine whether you are over-trading.

Are you using too many strategies?

Many unsuccessful traders use between 5-10 different strategies and, of course, they do not make any money. The main reason for that is that, the more strategies you use, the less you can focus on the market itself. I am not saying that you shouldn't know the market or master your strategy. Those are essential to become consistently profitable. However, this may be an impossible task if you are trying to master 3, 5, or 10 different strategies at the same time.

Are you risking too much on every trade?

Understanding the amount you risk is of more importance than knowing/setting the amount you are going to make. Money management is the most important step of your trading strategy. Many traders go from being unsuccessful to being extremely successful by simply implementing a sound money-management strategy.

What do you do when you are making money?

Greed is your worst enemy. It is human nature, we often get greedy when profits are running high. I've been there, done that, but, at the end, ended up losing it all. Greed leads many traders to reckless acting and committing mistakes.

After asking yourself these questions you probably know whether you are over-trading. Over-trading is really as harmful as using a strategy that has a low ROI (return on investment).

Now let's discuss how you can prevent yourself from over-trading.

Establish a trading plan: Before you enter a trade you should always know where you are going to exit. You should also have a set of rules to gradually take profits, where your stop loss will be if the trade goes against you, and, as you gradually take profits, where your trailing losses will be.

Your trading style should fit your personality: this is very important because your money management strategy should emulate your personality. Every trader has a different tolerance for risk and, while higher risk may lead to high rewards, it may also lead to bigger losses. As a scalper you will probably set small percentages for profit in each trade (0.5% to 2%) and, as a swing trader, a bigger percentage like 3% or 4% is the norm.

Your trading style and personality should be the driving force behind the Forex strategy you implement.

How To Choose A Boxing Gym

Health Clubs

Exercise fads come and go. If you don't believe me, sit up after midnight and watch the parade of info commercials on TV. The majority of them focus on the latest hot trend for shaping up. Some health clubs do offer boxing classes, but they may only view it as a temporary fad. In other words, the classes will be offered only as long as gym management thinks that what their customers will demand boxing training. If you want to do training for the long run, find out if the gym offers the class on a regular, on-going basis. This is important if you're going to put your money down. Health club memberships usually aren't cheap, and their contracts can be hard to break.

Some health clubs have fitness or aerobic boxing classes, which focus only on the workout itself. No sparring is involved. If you only want to hit the bags and the punch mitts, these classes are perfect. If you do want to compete at some point, talk to the trainers to see if they do prepare people for that. If not, seek out another gym.

Take into account the atmosphere of the health club. Some are glorified social clubs, while others cater to a certain crowd, like bodybuilders, for example. The culture of the club may have a bearing on how you may like or not like training there.

Traditional Boxing Gyms

A buddy of mine attends a gym where mostly professional boxers train. He described the boxing training atmosphere as being intense and no-nonsense. The fighters are hungry, and they want to win championships.

These types of gyms are usually privately owned. Some have a mix of amateur and professional boxers among their members. I have heard of a few gyms that are strictly for professional fighters only. Be prepared to work when arriving at the door of a traditional boxing gym. The trainers will expect that everybody who comes there will work hard on their training. They're not going to waste time on anyone who won't.

Prices vary. Unlike health clubs, some boxing gyms do not require people to be locked into long term contracts.

Participants can pay their membership dues on a monthly basis. On average, monthly fees can be as low as $50.00 all the way up to a couple of hundreds a month. Those who know they'll be going less often can pay a day fee, which may range between ten to twenty-five bucks each time. Paying a day fee is also a good way of checking out a gym before committing to boxing training there.

Personal training as well as group classes can be had at traditional boxing gyms, but keep in mind that separate fees are involved.

Some of the older gyms haven't gotten around to making their places welcoming to women, unfortunately. Don't be surprised to find there's no designated women's washroom or locker room in older gyms. If you can overlook having to use a converted custodian's supply room in order to change into your workout clothes, more power to you. Maybe if you push enough, management will make the changes.

Municipal Park District Boxing Gyms

If you live in or near a big city, boxing training via the park district may work for you. The fees to work out are much less than going to a health club or to a private gym. Another plus is that these types of boxing gyms often can be found closer to your neighborhood.

Their biggest asset, being open for all, can also be a park district's boxing gym's major drawback as well. All kinds of characters are drawn to boxing gyms. Private health clubs and traditional boxing gyms can put barriers up to keep some problem personalities out. Those who train at park district gyms may have to grin and bear some difficult people. It's a great idea to talk to the coach before signing up to get a feel for how those types of gyms operate.

Boxers in these types of boxing gyms often participate in local competitions, and some park districts do hold boxing shows throughout the year. If you find an adults-only boxing class through the park district, great! But keep in mind that the park district's main focus is being family-friendly and providing recreation for youths. Many of their boxing programs may be for all ages, in the same gym, at the same time. If it's not going to be a problem to train alongside grade and high school kids, then go for it. Being around people who are at different levels in terms of boxing skills is a good thing. Everyone can learn from each other.

These types of boxing gyms tend to be no frills. The field house, or building where the boxing gym is, may not be in the best of shape. There may not be locker rooms or showers, depending on the location. If the coach can't make it in on any given day, the gym may not open.

Getting personal attention once in awhile may be a challenge depending on how many people are in the class. Some people question the level of training and the quality of coaches who work within the municipal recreation system. But you may prefer training in these types of boxing gyms as opposed to privately owned gyms.

All Female Boxing Gyms

These gyms are a great alternative for women who want to avoid dealing with issues in predominately male gyms, such as sexism and macho attitudes. The emphasis is on empowering women. They tend to be more respectful of women who are only interested in becoming fit, as opposed to wanting to compete. Many offer classes for those who prefer classroom structure.

Ask questions, talk to the coaches, and talk to the people who attend the gym so you can get a clearer picture of which gym will work well for your training purposes.

Fleet Risk Management FAQ

Managing any business is tough, but when your employees are out on the road? Well, it only gets more complicated. The risk associated with managing a fleet is real and significant as mistakes can not only end up in damage to your property but, more seriously, a threat to life.

Most people know that if you're operating a fleet of vehicles you need to partake in fleet risk management, but that leaves many questions unanswered. In this guide, we'll take on the most commonly asked questions regarding fleet risk management. Let's get started:

Q: How often should my drivers be tested?

A: Bad driving habits do not take long to form, and even habits which have been taught out can creep back into our driving style if we are not careful. It's a consequence of idle habit, and it means that testing your drivers regularly is essentially essential.

In general, it's recommended that major training is undertaken on an annual basis, however, quarterly mini-evaluations are also recommended in order to correct minor issues with driver style.

Q: My staff drive vehicles which are not cars, do I still need fleet risk management?

A: It does not matter what type of vehicle your staff are in control of, whether it's bicycles, motorbikes, buses, trucks or lorries, fleet risk management is a legal and moral obligation. Most fleet risk management firms will offer support for the wide variety of vehicles which are owned and operated by businesses like yours.

Q: Who in the company is responsible for fleet risk management?

A: Unlike certain legal obligations, there is not a set position within a business which is liable for FLR. However, it is recommended that the role is taken upon by those at the very top of the business as this sets an important precedent for road safety within the business.

Ultimately, your business should not enforce a fleet risk management program, your business will be held personally liable for any accidents that occurs. Thus, it's recommended that FLR is taken seriously at the top of the business and, ideally, an individual is given the responsibility of exceeding it through the year.

Q: What kind of data can you get from a telematics device?

A: An optional aspect of FLR which some businesses choose to install are telematics devices. These boxes are effectively cousins ​​of flight 'black box' technology and monitor everything that goes on in the car.

These devices can provide information on speeding, dramatic acceleration or braking, corner performance and other, vital, risk management issues.

Writing Your Affiliate Home Business Plan

Here's a typical scenario: You are deciding to start a home business and suddenly everyone you know has his nose in your business, literally. What do you tell them? And how do you answer your own questions? What should you expect from the company in terms of stability, longevity, vitality, trust, income, and so forth? First the bad news: there are no guarantees. Then the good news: there is plenty of information from which to draw your own conclusions. The internet is huge, and any good company will offer free marketing tools and training.

But back to the WHY of that business plan. You're going to be starting small, slow and boy! is there a lot to learn. What's the point of actually sitting down and writing a business plan? You're not Bill Gates, this is not Microsoft, just you in your home office a few hours a week, slowly building an online business presence, not really understanding what the heck you'll be doing.

Relax and breathe. Unlike Mt. Rushmore, your plan will not be designed to withstand the weathering of the ages. You can expect it will change and bend with the flow of your real experiences, which will be totally yours, not identical to anyone else's.

What writing your plan will do is cause you to pause, think, dream, study and focus. The written document, whether it is one page or twelve, will give your business a framework to work within. The internet is vast and seemingly endless. It is easy to lose focus and drift away on a different whim or idea every day. Understanding where you are today, what tools you have to work with, what your goals are, and how you can best achieve them and measure your success, will help you stay on target and not waste what few hours you may be investing in your business at start-up.

Whenever you feel lost or confused, you can return to what you have written. When you analyze your situation and decide to make a change, rewrite that part of the plan. Understand that it's a living document, intended to grow with you and your business. Your business plan is your friend.

Getting Started with the Business Plan

First you need to study the company and its management. You need to read and learn about the products, the compensation plan and the network structure. See you next month. Just kidding.

Plan on doing SOME reading each and every work day for the next few months, if not indefinitely. Keep up with the company forum entries every day; read something in the training reports every day. Your education will continue. Plan for it.

When you are ready, open up a Notepad window and answer these questions:

What service / products does your business provide and what needs does it fill?

Who are the potential customers for your product or service and why will they purchase it from you?

How will you reach your potential customers?

Where will you get the financial resources to start your business?

Ok. Maybe your company offers many products and services. What do you want to focus on? I suggest that, at first, you focus on one or two products and / or the affiliate opportunity. In other words, keep is simple. Once you get the hang of what you're doing, you will KNOW when it's time to expand. Do only what you are comfortable with, every step of the way. This is YOUR business, it's your right and privilege to decide on your approach.

Internet marketing hinges on building trust. How will you do this?

Reaching customers means marketing. Your decision, once again. And again, the options should be in your company's training materials.

So we're talking developing a reading / study schedule. Here's a possible list, once you've read enough to make your own decisions to answer the above questions, start writing. Your writing can be lists of words and phrases, free-form brainstorming, outlines, mind maps, whatever works for you. Just write it down, and do not forget to save often. If your home office is affiliated by cats or small children, they have the tendency to press on random keyboard keys. Documents do occasionally just disappear. Saving avoids total disaster.

1. Study the products.
2. Read the training materials.
3. Read about decisions, bonuses, etc.
4. Study the marketing aids and strategies
5. Find out what free tools are available.
6. Visit the forums on a regular basis. Read everything about getting started.
7. Ask questions.

Your final written business plan will have at least four parts:

Introduction / background: history of the company and its founder, internet marketing trends, why THIS company and why NOW, and so on.

Goals: I suggest you think of what you would like to be learning in two years, but mainly focus on goals for your first year. Realistic goals can be planned based on info on the company website, in newsletters, searches on the forums, and focused questions to other affiliates.

Marketing plan: based on your answers to the first 3 questions above and your study of marketing aids and tools.

Action plans: the specifics of what you will do on a monthly, weekly, and / or daily basis for the next year.

I can not tell you what your answers should be, because you have to decide how much money you have to invest. Only you can decide how many hours per day, week or month you can invest in your business. What products you feel most comfortable marketing, and who you decide to target as your customer base, are all decisions only you can make. If you get stuck and do not understand a question, do not know where to find information, or do not know how to ASK a question, contact your sponsor or someone in your upline. If they can not help you, they should be able to send you to someonewho can.

You should NEVER feel alone. Work should be FUN! ...

Block Spam with An Easy Behavioral Change

E-mails now have a connection back to their servers. I will
leave the technical aspects out of this article. Instead, I
will walk you through how information from your computer is
getting back to them.

You have probably already experienced this, an e-mail lands
in your box with many symbols in the subject line created
with the Shift Key plus a Number Key. This is the most
common one. For example, it may look like this:
& *) (* & ^% $ #! Exception the length of the symbols are longer.

When you click on it to delete it, any further action,
including the deletion of the e-mail looks to go into la-la
land. In other words, you can do anything else. This may
last up to a minute or two depending on your computer speed.
You have just been pinged and information is going back to
their server saying there is a live connection.

In addition, because the symbols change all the time, it's
difficult to block them without you use a program like Spam
Arrest.

Here is an easy way and excellent way to protect from this
and all you have to do is change the way you dial in and
out.

If you have a DSL line or any other type Internet connection
that is open all the time. Control how frequently you allow
e-mails to upload into your system. If you use Outlook, you
go into Tools, Options, select the Mail Delivery tab and
change "check messages every" 30, 60 or 90 minutes. This
also helps on time management if e-mails are eating up too
much of your time.

Next, after all your e-mails are uploaded into your
software, whether you set the time management feature above,
close off the Internet connection. It will not stop the
lost 30 or 60 seconds these e-mail lock up your computer but
you have cut off any possible pinging.

After you close the Internet connection, read, review and
delete the e-mails. After completing this, you can go ahead
and reopen the Internet connection, and send your responses.

If you have a dial-up connection, you can do this same
method, except you will ignore the Mail Delivery option
mentioned earlier.

This actually is not just happening on e-mails with these
symbols. There are other programmed e-mails dumping cookies
on your computer. I will not address how to remove cookies
in this article. To find out how your software can remove
your cookies use F1 (help) on your keypad in your e-mail
software to find the answer before. WindowsXP also has
additional information for removing cookies under: Start,
Help and Support.

4 Steps To Building A Business Online

Did you know that there are well over 3 billion people online today and they are constantly searching for something and entering search phrases (keywords) into the search bar?

These people are searching to buy things, searching for information, and solutions to an unlimited number of problems. This is where you come in as the affiliate with your website to help these seekers and show them the solution, or the answer to their search. The affiliate helps people and earns a commission in the process.

In this article, I'll show you one of the most fundamental and the absolute best way of building up a steady, long-lasting and consistent income online.

Building A Business Online Is Easy

There is a system that 100,000's of affiliates use and believe to be the ultimate online money-making system that worked years ago, works now, and will work for many years to come. It's a system that will show you just how huge the online world is and the limitless potential that only depends on what you are setting as your goal.

But before any money is generated, a website needs to be built, in a specific niche, and a traffic flow of visitors needs to have begun. The # 1 attractant of visitors to your website is the quality content on each page. Five minute videos are also great to use on website pages. Until the website is built up with quality relevant content and drawing a flow of traffic, no money can be generated.

So there's no race pace, you'll get to feel the thrill of making online sales soon enough but a solid foundation first needs to be created. Then an empire can grow from there with a lot of hard work, dedication, and great management.

There are said to be almost 4 billion people using the internet and with that great number comes to a very large group of people who you can hook up with in any direction you choose to go.

A Quick Look at How To Build A Business Online

The 4 Steps to get rolling:

Step # 1 - Choose an interest. This can be anything and everything you can think of. So choose a niche that you will enjoy of any interest, or passion, something that you are an expert at or have no experience with at all.

Step # 2 - Build up a website which is the foundation of your online real estate store property. First, your site must be built up and filled with information and content that visitors are searching for. This is similar to opening a brick and mortar store, one would not open for business until the store was ready.

Step # 3 - Draw traffic to the site, attract visitors. There are many ways to do this so it's best to start out with the free traffic options. One basic strategy is that traffic from organic searches, social media or YouTube video drives traffic to your site blog page which then leads the viewer to a product offer or recommendation.

Article marketing is a great way to enter a lot of content online for the search engines to rank, and for the viewers globally searching for that content.

Another strategy is to put one or more of the paid traffic options to work to reach targeted groups of viewers from any niche and draw as many as possible into your funnel, or onto your website page.

Step # 4 - Earn Income - Once there is a traffic flow to the site you can start earning revenue. There are said to be over 50 ways to monetize a website, which shows an unlimited e-learning potential.

7 Top Tips to Car Salesman's Or Saleswoman's Success

Given that car sales account for 19% of total US sales in 2000 (source: US Small Business Administration), a lot of people are buying cars which mean that they are a lot of people selling cars. Additionally, new car sales have dropped from 63.4% in 1989 to 60% in 1999. Selling cars is not easy given that many still have a negative perception of car salesmen or women. Hopefully, these 7 tips may help you to sell more cars.

1. First and Foremost YOU need to think of yourself as a business. Car sales people work for an auto dealership, but most work on a salary and commission basis. When your compensation is commission based, this means you have more control of your destiny and should view yourself as a business instead of just a sales person.
2. Adopt a Planning Attitude. If you do not have a plan, then you are on some else's plan - usually the successful car saleswoman or salesman. As a practicing performance improvement consultant or coach for the last 10 years, I have observed that most people plan less for their own lives than they do for a simple visit to the grocery store.
3. Learn how to prospect. There exists a fundamental belief that the auto dealership is responsible for bringing traffic through the door because the dealership owners have all those "big bucks" for media advertising. Given that 80% of all new sales comes from referrals, would it not make more sense to prospect individually rather than simply on outside resources to control your destination? Those media efforts usually bring in suspicions, not prospects. Use your time wisely by focusing on prospects those who have a need, dollars and are a decision-maker. Do not rely only on the auto dealer to send out letters. Take the time to write some handwritten notes.
4. Improve your sales skills to make more money. Today's buyers are far more savvy than years ago. Learn how to cultivate and develop long term relationships. Consider a proven buying / selling sales process where marketing and selling skills are united to deliver to the desired results of another sold car. New car sales to used car sales are far more relationship based selling than years ago when car sales was a commodity sale.
5. Establish your sales goals using your great planning attitude. If you are a car salesman or car saleswoman and have 300 customers and the industry average sales cycle is 3 years, then every year you should be selling 100 cars. Focus your efforts of those who will be buying a car this year, but remember to continue to touch those who will potentially be buying another car in 2 or 3 years. HINT: Use the WAYSMARTcriteria for goal setting.
6. Identify the attitudes or beliefs that are obstacles to your success. Working with those in the auto industry, I have heard countless reasons why sales can not be made. However, when these reviews are reviewed, they are usually unfounded reasons based upon existing attitudes and beliefs. For example, "corporate has ruined the car industry by posting prices on the Internet. Everyone knows everything about the car." My response is "if price was a real objection, then everyone would be driving a Yugo or a Chevette. HINT: When you change how you look at things, the things you look at will change.
7. Make managing yourself priority number one. You must learn how to maximize your time especially in the area of ​​time management, ongoing professional development such as through business coaching training and personal life balance. The auto industry is truly a 24/7 business given that cars are with us each and every day of our lives. However, it is important not to lose sight of your personal life including family, friends, physical health, etc.

Yes, you can be an incredible car salesperson who can increase sales through these 7 simple car salesman tips. Just remember, sales regardless of industry is all about knowing your numbers and then multiplying your activity to secure those desired results.

An Introduction to CNC Turning Machines and How They Can Help Boost Productivity

For those that are not sure of what CNC turning machines are, these devices are machines that would make your milling, drilling and machining tasks a lot easier with the help of Computer Numerical Control (CNC). Highly thought-after in the world of manufacturing and processing of components, these machines are able to produce precise, accurate parts and components in fast and cost-effective manner. Some of the parts that are manufactured precisely through the use of these devices include aerospace components, automobile parts and many other different components. If you are unsure of whether you need these CNC turning machines or not for your business, going through the benefits of these devices and exploring how they can help to boost productivity might help you decide.

Wondering how CNC turning and milling machines can help enhance your productivity and increase your profit margins? Here are some of the reasons how:

1. CNC-based machines work based on CAD / CAM software that can produce and manufacture large output numbers without any compromises in terms of precision or accuracy. In return, you would have an advantage over your competitors that do not own such machines, as they would be limited by the limitations of manual labor. One good example is the outstanding capacity of these CNC milling and turning machines to perform multi-axis cutting processes, for instance a machine can work on 5 or 6 different axis, so you can produce fine and precise components when you own such a machine


2. You would be able to save your design and re-fabricate the same design over and over again when required. The utilization of CAD / CAM software allows this to happen, so you would save plenty of time once you have a design saved, all you have to do is retrieve the design and start manufacturing


3. These CNC turning machines come with good waste and chip management modules, so you could rest assured that you will minimize waste and your device would also be able to manage your wastage well


4. By owning a CNC turning machine, you are also making your plant environment a lot safer to work within. Instead of exposing your workers to the dangers of cutting, milling, drilling and other machining processes, let the machine take all the danger and shield your workers from such dangers. Your machine can also work for long hours without much issues, so instead of having a manual worker perform the same task (he would be given to fatigue), opt for a machine to do the task instead. You would automatically increase your productivity rate!


5. You would be able to produce a wide range of products without much restrictions when you own a CNC turning machine. When you are able to manufacture different products with varying levels of complexity and difficulty, you have found yourself a niche in the marketplace to distinguish yourself from your competitors

CNC turning machines are suddenless expensive, so if you can not afford these machines, consider outsourcing the processes instead and continue to reap the benefits. All the best!

6 Steps to Effective Customer Relationship Management

Nurture Your Customer Relationships

Simply put, customer relationship management is a way of tracking and nurturing your customer relationships throughout the customer's life-cycle, as they move from prospect to customer, to repeat-buyer. Once a customer buys from you, it is much more profitable to make efforts to keep that customer, than it is to acquire a new one, because there is now trust between you. If your customer is happy with your product, then that customer is much more likely to buy from you again in the future, much more likely than a new prospect would be. That's why customer relationship management is so crucial.

Don't badger your customers to death with every product and affiliate offer you come across, especially if the products are unrelated to the product the customer originally purchased. Email your customers ONLY when you have something good to give them, some really helpful information, or when you have a really good, high-quality offer that would interest that particular customer. For instance, don't email your Internet Marketing customer a "Free Gift Certificate" to your gift store.

Automate Your Customer Relationship Management

Well, how do you automate customer relationship management in your e-business? You use email, and a dynamic database. You use auto-responders to stay in touch. I'm not talking about your regular auto-responders that deliver a vacation or "out of office" messages while you're away, either. I'm talking about sequential auto-responders.

Use Sequential Auto-Responders In Your e-Business

Sequential auto-responders allow you to pre-format and load a series of pre-typed messages to your prospects and customers. You benefit by not having to follow-up with these customers manually each time. Instead, your auto-responder delivers your messages on a timed interval set by you. To your customer, it looks as if you sent out each message yourself. This way, you stay in touch with your customer and not let them forget about you. When they have a need for one your products or services, your business will hopefully come to mind first and they will re-visit your site directly or by clicking a link in one of your emails, as a loyal repeat customer.

Personalize Your Messages for a Warm Feel! (Mail Merge)

Most decent auto-responders have mail-merge capabilities. This is the ability to merge personal information into your emails, like your customer's first and/or last name or their email address, etc. This personalizes your email messages even further and gives your customer some "warm and fuzzies". What's more you set all this up just one time, and any new prospects or customers will get the same message series without you having to lift a finger.

If the sequential auto-responder you're using has mail-merge capabilities, then it will automatically take that customers name and incorporate it into the email series you have set up. Usually the auto-responder service you're using will have some sort of tokens set up for this purpose. Look at the example below. Let's say your customer or prospect's name is Bob.

Hello, $firstname, - That translates into: Hello, Bob.

You could also do this with a customers email address too, like "$email". The token would be replaced with the customer's email: bob@bob.tld













Do you see the power of mail-merge?

Use Lead Capture and Subscription Boxes

For instance, you could set up a simple box on your sales or download page that asks the customer for his/her name and email address in return for some free product, or simply just to subscribe to your newsletter. If you set up a page specifically for this purpose this is called a "lead capture page". The information entered by the customer into your subscription box can be mail merged into the follow-up messages sent by your auto-responder.

Stay In Touch

Keep in contact with your prospects and customers. Set your auto-responder series to deliver your messages over an extended interval. There are several e-books and articles dedicated to this topic; however, if you want the first, most informative and still the king of auto-responder help, get "AutoResponder Magic". This e-book once sold for about $17, but you should be able to find it free many places on the 'Net. It has a plethora of information regarding auto-responders, as well as many examples you can build from.

Direct Sales Team Vs Distributor - Which is Better For an International Market?

If you're looking to expand your sales to new markets, then there's one big question you must ask: do I build a direct sales presence or use a distributor? Each method has its benefits and drawbacks, but we're going to make a strong case to use one method over the other in almost every instance.

What's the difference between direct sales and distributors?
A direct sales presence means that your company establishes, manages, and pays a sales team of one or more people in the target market.

An outside agent is any entity that will sell your product in exchange for a service fee. One example is a sales rep, who sells your product in exchange for a percentage of the sale. A distributor is similar to a rep, except they would buy product from your company and sell it directly to the end customer.

Is Direct Sales Better?
For most businesses expanding into new markets, especially international markets, hiring a distributor is a better decision-at least until there is enough return from the market to justify building a direct sales presence.

Sure, there is one major advantage to having a direct sales presence-control. Control over the day to day activities of your sales personnel is appealing to most business owners. But this control comes at a heavy price. To start, you'll need to spend the time to hire someone in that market, then train them, then equip them with sales material and management, if not office space and equipment. These costs are prohibitive for most small businesses looking to expand internationally.

And there are even more costs that we have not mentioned yet. Each market has it's own unique laws, cultures and customs that are essential to master if your company wants to establish a successful sales presence. Japan is a classic example of a marketplace with unique legal structures and business customs that, if not followed, guarantee the failure of any sales efforts. It's hard to pin down an exact monetary value to this learning, but ask yourself this: Can you afford to establish, manage, and pay a sales force in a foreign country for at least a year while they learn the routes and generate no revenue?

What about a Distributor? Is a distributor better for new markets?
Distributors are a cost effective means to enter a new marketplace successfully. Here are just a few of the reasons:

• No Overhead: Unlike running your own sales team, a distributor will take care of the hiring, managing, payment, and optimization of its channel. You're just borrowing their distribution, while they handle the maintenance.
• Established Channel with Local Knowledge: A good distributor will already know all the laws and customs of the market you're entering. You do not need to reinvent the wheel-you can use someone who already has local local knowledge.
• Understanding Pricing and Purchasing Power of Market: Along with knowledge of the laws and customs comes knowledge about the most successful ways to price and market your product locally.
• Cost Effective: Since you will not be paying for the above items, distributor relationships are much more within reach of a small business trying to enter a new market.

Using a distributor has some downsides as well, but they can be minimized by building a good relationship with a distributor.

• Not your own people: You will not be able to directly manage every step of the process. While it may make you nervous to lose some control over the sales process, you can manage the risk by building a transparent relationship with your distributor with constant updates and feedback from both ends.
• Distributor has many products to represent: You may not be the distributor's top priority at any given time, and you want to be sure your product is not getting shuffled to the back of the line. Once again, a well-established relationship with constant contact will ensure that your product is getting the attention it describes.
• Not a "turn key" solution: You can not just give the distributor your products and expect success. You'll have to manage the relationship. This takes time, but it's still less costly than trying to install a direct sales team from scratch.

So what do I do next?
If you are not convinced that a distributor would be better for your organization than acquiring a direct sales team, seek help from a consultant who has experience establishing a presence in new markets. A consultant can use his or her experience to analyze your opportunity and recommend the best course of action.

Before you choose a distributor, you need to know ....
Choosing the wrong distributor will set you up for failure. The wrong distributor simply will not generate sales, and you'll have wasted at least a year finding and setting up an unprofitable relationship.

There are certain things to look for in a distributor, and they are different for every market. The best thing to do is to find a professional, one with experience in distributor relationships, and hire that professional to help you search for and identify the right distributor.

Debt Relief & All About It

In this era of plastic money we all tend to swipe our credit cards mindlessly or loan large sums of money to pay off our previous debts or purchase assets, without thinking about the debt that we are getting ourselves into! Most of us have huge debts to pay off to credit card companies or banks or other creditors and the inflation does not do much to help us out of this situation. The result is sleepless nights and loads of worries about the consequences of our credit card debts.

In fact the problem of debt often tends to make many people bankrupt and leads to immense tension and helplessness. Yet, we need not worry anymore because there are a number of debt relief schemes that are being offered by professional debt relief companies. These are reliable and efficient ways to get us the much needed credit card debt relief as well as they lend us of all other kinds of financial debts!

So we now have a guaranteed way to manage our debts without having to borrow money at high interests to pay off one that in turn drags us deeper into more and more debt. There is an easy way to jump out of the vicious circle of debt that worries us all in this era of financial crisis.

You can always rely on these companies to bring you the debt relief that you are looking for. They are trained in negotiating with various kinds of creditors who are giving you sleepless nights. Whether bank and credit card debt or even mortgage debt, these companies can take care of all your debt problems!

Even if the debt is not fully done away with you can expect almost up to 70% of your debt amount being reduced. In a situation where you are neck deep in debt this can come as a real relief to you. All this is thanks to their expertise and experience in interacting with various kinds of creditors and companies.

Moreover, such debt relief companies can also manipulate creditors in a way that will treat you of your high interest rates so that the principal amount of your debt does not keep adding up with complex and high rates of interest. In fact high interest is an important reason that leads to an ever spiraling debit situation.

Debt can often lead you to dire situations and these companies can actually lend a lot of your stress related to high debt rates! By negotiating well with your creditors these companies actually improve your debt situation. Often due to our stress and hectic schedules we are able to manage our finances properly. Such companies also show us how to manage our existing finances in a way that can help us pay off our debts more easily.

However, if your debts have crossed your capacity to pay; then these companies are of great help to you as they can bargain on your behalf with your creditors in an efficient manner so that you get the best deal possible.

The companies will show you how you can manage your debts better through debt consolidation, they also help you to settle your debts easily and can get you extensions for paying your debt off, and they also help you through debt negotiation and reduction to assist you with debt relief. Further they also train you in debt management and may be able to help grant you debt elimination depending on your financial situation and the stand point of your creditors!

With the help of such debt relief companies you can pay off your spiraling debts and get yourself out of the dreadful debt circle to make a fresh and tension free financial beginning!

Make Money and Love It

Someone once told me that play is work that we enjoy. I began to wonder why people do not play at work. There is a stigma that surrounds the word work. It is a necessary evil; it forces you to work for your weekend - the time you enjoy; it is just to be endured. But I do not believe it. Work can be fun, sure there will still be tough days, but there is nothing wrong with looking forward to going to work on Monday. Many things factor into whether you will enjoy your work: the people, the environment, and the work itself. These factors can keep you from enjoying work, but when used to your benefit, they can also help you find and retain enjoyment at your work.

What you excel in doing will affect if you enjoy the work you do. This is because individuals find satisfaction in accomplishes. I am a great goal-setter, planner and executor. I worked for a company where I severely got to use any of those skills. Instead, my time was focused on encouraging people to do things that did not want to do, which required skills in reading people, customizing messages to each individual person, and being a cheerleader; none of which are my strengths. Knowing this, each day I would try to improve how I talked to people and to influence them to smile at customers, and each day when my goals were not reached I went home feeling like a failure. Being in an environment where you can use your strengths allows you to go home with a sense of accomplishment. Spending your day toiling in areas where you struggle, leaves you feeling empty.

Many books have been written that will help you discover your strengths and weaknesses. Some go so deep as to help you find your undering motivators. These are fantastic resources which I recommend. For now, however, I want to focus on a quick analysis.

Think of your best day at work where you felt a sense of accomplishment. What happened? What activities were you doing? Did you land a tough deal? Did you overt a crisis? Did you create a successful plan? What attributes did that day's activities have? By boiling it down you will find the basics of what you enjoy doing.

What do people say you are good at? Does your boss ever refer co-workers to you for advice because you do something well? Do people seek you out as the expert in certain activities? What do you get recognized for? These are all great indicators of your strengths.

What do you find yourself doing when you do not have to? Are there activities at work or home you find yourself participating in even though you do not have (are not required) to? I am constantly creating plans and setting milestones for projects I do outside of life. My friend will sit down and pound out a book in a day. My husband will design and build things, not because it needs to be done, but because he enjoys the process. Figure out what you enjoy that can be translated to work.

Just knowing what you are good at is not enough, it is important to understand what you do not do well. What do you dread doing at work? Do you avoid paperwork like it is the plague? Do you make as few client calls as possible? What activities do you do that never seem to measure up to the status quo? My first internship I asked to cold call potential investors to see if they would be interested in speaking with a broker. After four hours of cold calling I went home crying. Each time I made a call that day, I would feel apprehension: afraid they would ask a question I would not have the answer to; afraid they would be rude to me; afraid I would get yelled at. Talking to strangers and trying to sell a product was not my strength.

After you know what you do not do well, there are two things to do: either manage those weaknesses or avoid situations that require them. To manage a weakness you need to leakage other skills to help you do that activity to the (level of the) status quo. Do not expect to ever make your weaknesses a strength. That same time you could use practicing and improving your current strengths and yield a much higher return on investment. Look at the activities you do not do well and see if there are ways for you to do that activity a little differently and still achieve it. Some things you can avoid absolutely. Is there someone at work whose strengths compliment your weaknesses? Maybe you can share the work. Do you have the authority to hire someone to take on the work you do not do well so you can focus on your strengths? In my business I am good at the organizational management piece where my partner is better at the sales piece (remember my cold-calling experience). I focus on directing the vision of our organization while he brings in the business. Would this work for you?

By understanding your strengths versus your weaknesses, you can begin shaping your job to fit you (or finding a different career). You will find you have much more satisfaction after spending your day being successful versus struggling through a workday by trying to rely on weaknesses. And go ahead, play at work.

The Advantages And Disadvantages Of 3rd Party Motor Insurance

Insurance coverage is some of the best tools available when it comes to risk management. Understanding 3rd party car insurance is essential if you wish to learn about the pros and cons which go along with it. This article will talk about the definition of third party auto insurance as well as the pros and cons that come with it.

Understanding 3rd party car insurance

Third party auto insurance is also referred to as liability coverage. These terms are used to describe a kind of insurance which will pay out a certain settlement to 3rd parties if your vehicle should be involved in an accident. Many countries have laws in place which state that is the minimum quantity of insurance coverage that all car owners need to have. This is because 3rd party car insurance will pay for any and all damage to a third party's property that is a direct result of any sort of accident involving your automobile.

Various insurance providers have different deals available with regards to 3rd party vehicle insurance. It is up to you to determine which package and just how much coverage will be the best choice. If you choose a low amount of coverage then you may find yourself in a situation where your insurance policy doesn't cover all costs related to damage to a third party's property. However, high coverage limitations can cost you a great deal more in monthly premiums.

The Pros Of Third Party Vehicle Insurance

The biggest pro of getting third party vehicle insurance coverage will be the proven fact that you would be financially protected in the event that you are liable to pay for damage inflicted to another's property as a result of an accident. Your insurance company would settle the total amount owing. If you did not have third party insurance you would then be taken to court and would need to pay for all damage from your bank account. Many people don't have this kind of cash readily available.

The Disadvantages Of Third Party Automobile Insurance coverage

There's truly only one notable disadvantage or downside when it comes to third party insurance coverage. This is the fact that many car owners feel like they are paying for something they will never make use of. Actually, numerous car owners are lucky enough never to require this insurance coverage. However, one cannot know when something like a collision or car crash will happen and therefore, you always need to be prepared if you wish to safe guard your own financial situation. In the event that a separate 3rd party car insurance policy is working out to be too costly every month then you should consider shopping around for an umbrella policy. These policies are comprehensive and are made up of some different types of insurance policies but because of the fact that you are opting for a package deal, you'd benefit from a huge saving.

The advantages that come with 3rd party car insurance policies far outweigh any potential disadvantages.

Developing Innovative Products

Phase 0: Feasibility Analysis

The goal of this phase is to identify existing technology to achieve the intended high-level function. If technology can be purchased as opposed to developed, the scope of consequent development forms changes.

Simply put, product development companies research and assess the probability that the current technology can be used to reach the intended functionality of the product. By doing this, the development efforts are reduced, which in financial terms represent a great reduction in development costs.

Moreover, if the technology is not yet available, then the assessment can result in longer development cycles and the focus moves into creating the new technology (if humanly possible) that can accomplish the functionality of the product.

This is an important part of the in any product development process because it is safer and financially responsible to understand the constants that a product can have prior to starting a full development cycle. A feasibility study can cost between 7-15 thousand dollars. It may be sound very expensive for some, but when it is much better than investing $ 100k + to end up with a product that no manufacturer is able to produce.

Phase 1: Specification or PRD (Product Requirements Document) development

If your product is feasible, congratulations! you are a step closer to creating your product and you can move into documenting what is going to go into the product itself, aka the guts (product objective, core components, intended end-user, aesthetics, User interphase, etc).

In this phase, product design and engineering focus on documenting the critical functionality, constitutions, and inputs to the design. This is a critical step to keep development focused, identify the high-risk areas, and ensure that scope creep is minimized later.

This document will help you communicate the key features of your product and how they are provided to work to all members of your team. This will ensure that you keep everyone involved on the same page.

Without one, you are more likely to stay off track and miss deadlines. think about the PRD as your project management breakdown structure (BDS)

Phase 2: Concept Development

Initial shape development work identifies options for form, as well as possible approaches for complex mechanical engineering challenges. Initial flowchart of software / firmware also happens here, as well as concept design level user interface work. Aesthetic prototypes may be included in this Phase, if appropriate. Prototype in this phase will not typically be functional.

Phase 3: Initial Design and Engineering

Based on decisions made at the end a concept development phase, actual product design and engineering programming can start. In this phase, Level 1 prototypes are often used to test approaches to technical challenges.

Phase 4: Design Iteration

This part of the project is where we focus on rapid cycles, quickly developing designs and prototypes, as the depth of engineering work increases. This phase can include Level 2 and 3 prototypes, typically through multiple cycles. Some products require as many as twenty prototype cycles in this phase. Others may only require two or three.

Phase 5: Design Finalization / Optimization

With all claims tested and validated, the design can be finalized and then optimized for production. To properly optimize for production, product design and engineering teams take into account the target production volumes, as well as the requirements of the manufacturer. Regulatory work may start in this phase.

Phase 6: Manufacturing Start and Support

Before production starts, tooling is produced, and initial units are inspected. Final changes are negotiated with the manufacturer. Regulatory work also should wrap up in this phase.

Call Center - More Than Just a Career

Call center workers across the world enjoy the one of a kind taste of accomplishment. Millions of people are employed in this industry because of the blissful way in lifting the career opportunity. Yuppie workers especially Filipinos believed that working in a call center are more than just a career.

The picture of the Philippine economy is never before before when the outsourcing industry came in. It was an open book that the country is struggling against millions of people who are unemployed. The unemployment and unemployment rate was the battle cry of the Filipino especially that poverty led the cause-oriented and militant groups to dramatize their concerns by staging a street protest.

Militant groups underscored their outline to the government to consider their sentiment by urging the Senate and the House of Representatives to pass a law that will add 125 pesos to the previous 198 pesos in terms of the daily minimum wage. In Metro Manila, the existing minimum wage is 360 pesos a day.

On the other hand, workers in the Visayas and Mindanao set by the Regional Tripartite Wages and Productivity Board (RTWPB) are receiving a minimum wage of 209 pesos every day. The setting up of a competitive salary hike to every Filipino worker is a long demand since the previous governance.

But the entry of contact centers and the BPO (business process outsourcing) companies in the Philippines save the Filipino workers from receiving poor pay and benefits. This is a magnificent development today because yuppie and fresh graduations are welcomed to work in any of the call center in the Philippines. And also, the starting pay is bigger with night differential, overtime pay, responsibilities, and fringe benefits.

For the past years, Filipino contact center workers provided their skills and competency in understanding the concerns of their customers as far as the United States, Canada, United Kingdom, and Australia. The opportunity continues to receive positive feedback in every client that caters by the call center workers.

Aside of the attractive pay, BPO workers receive discounts in shopping malls, spa, disco bar, restaurants, and even travel opportunity to any of their favorite destinations. This is true because contact centers usually usually tie up in different kinds of establishments which is part of helping their employees enjoy the lifestyle. In addition, facilities like fitness gym, entertainment area, sleeping quarters, and spa are also offered by some major call center companies.

Imagine the joy and excitement in boosting your lifestyle. This is the reason why Filipino workers want to build their promising career in call centers. Hundreds of seats are offered by these outsourcing companies in response to the increasing demand of the customer relationship management.

Filipinos should be proud that off-shoring business continues to receive wonderful feedback from the international investors. To date, thousands of Filipinos are engaged in this job and continue to dominate in the global market. The expanded services like outbound and inbound, chat support, web content writing, and other jobs related to BPO jobs can be handled by Filipino workers with no hassle.

SAS for a Great Career

SAS certification has assisted thousands of candidates by enhancing their level of personal development. The popularity of SAS is noticeable as it deals with different types of structured and unstructured data belonging to different destinations. It is one of the customized integrated tools used for predictive modeling, data mining, and analyzing multivariate and forecasting purposes.

Working of SAS

The major industrial sectors using SAS are banking, pharmaceuticals, education, government and other commercial sectors. For users' convenience, the SAS data is saved in HTML, RTF and PDF formats. However, the original data is either available in SAS format or tabulated Excel format. The data in rows are referred to OBSERVATION and columns as VARIABLES. In addition, the data is comprised of two phases; compilation phase and execution phase. This business-intelligence-software programming offers the facilities to manage and analyze enormous data sets with just the click of a few buttons or programming.

The compatibility of SAS over flat and un-formatted files encourages users to use the software in various data analysis disciplines. Here are the industrial sectors listed below, which have explored SAS reliability:

• Financial analysis, Publication, Psychological testing, Sales forecasting













• Study consumer behavior, financial risk analysis, Academic research













• Website, Data analysis, Business Intelligence













• Banking and Pharmaceutical analysis

Participants, who have high career aspirations, can opt for a SAS Global Certification program. There are ten best reasons provided below to become SAS certified professional:

1. SAS certification helps to develop logical thinking and changes your perception when you look at the data.













2. It empowers your industry validation and SAS expertise.













3. Develops rapport with your employer and enhance the chance of personal growth in an organization.













4. It offers a good career and strengthens earning power.













5. SAS credential comes with a digital badge, which is easy to share documentation.













6. SAS certification makes you ready for immediate relevancy to real-world needs.













7. SAS is in high demand around the global industry.













8. Defined training paths and certification assist in easy preparation at affordable prices.













9. SAS certified individuals have the plethora of opportunities available in the field.













10. SAS certified participants are listed in the Directory of SAS Certified Professionals, which has the access to all employers that validate your credentials.

Acquiring a SAS certification validates SAS skills in Programming, Analytics, Data Science, Administration, Data Management and Enterprise Business Intelligence.

Aspirants keen to understand SAS, skill the programming, and want to master the technology, they must opt for SAS training course for the beginners. Later, opting for advanced SAS training and certification will assist them in finding a great and exciting career ahead.

Stock Market Guide to Investing For Beginners

As a general guide to investing: the stock market and investing for beginners is a bit like a riddle. All investors should understand the stock market because stock investing is the key to higher investment profits. At the same time, investing DIRECTLY in the stock market is not smart investing for beginners, because it often leads to unnecessary losses. So, here's a basic guide to investing in stocks without playing the stock market, so you can make money and sleep at night.

No matter what anyone tells you, the stock market is not predictable over the short term. For example, not one person on the face of this earth predicted that in early May of 2010 that the US stock market would fall 999 points within one trading day. Most people do not even know what 999 points means. The good news is that you do not need to understand the day to day rhetoric of the market to make money investing in stocks. But you should understand how the stock market works; and how investing for beginners can be simplified.

Stock prices fluctuate based on only one thing: buying and selling activity. Every second the market is open, some people are placing BUY orders and others are placing SELL orders. If these orders are in balance prices change little. If buy orders far outweigh sell orders prices soar; and if sell orders swamp buy orders prices fall like a rock. The stock market is simply an auction where buyers and sellers (buy and sell orders) are hooked up with each other. What prompts investors to buy or sell? More than anything else, the news events of the day influence investment decisions.

For example, there was bad news on debt problems in Europe the day the Dow Jones Average dropped nearly 1000 points before recovering most of the loss before the market closed. Why the move was so extreme was a bit of a mystery, but one thing is for sure. Big sell orders swamped buy orders and prices took a dive. The Dow Jones Average started the day at about 10,000 (it was actually a few hundred points higher), so a 1000 point move translates to about a 10% drop in stock prices in one day. Now, let's move on to our guide to investing for beginners.

You do not need to play the stock market game of outguessing the market on a daily basis in order to make money in stocks. The good news is that over the long term stocks have been good long term investments, with average annual returns of about 10% over the last 80 years or so. There have been years when the stock market and stock investors on average lost 50%, and years when it gained 50% or more; but these are the exception.

Stock investing for beginners should focus on long term investing in stock mutual funds. As a basic guide to investing ... if you own stock funds, bond funds and money market funds in about equal amounts ... you should do just fine over the years without wild swings in the value of your total investment portfolio.

In mutual funds professionals do the management for you. By owning all three basic fund types (stock, bond and money market funds) your overall risk is lowered. When the stock market has a bad day or year, you've got money in safer investments to cushion the blow. The real secret to investing for beginners is this: allocate your assets to stocks, bonds and the money market by investing in mutual funds. Decide how much (what percent) to invest in each, and keep your money invested that way. Let's say you go with 50% in stock funds and 25% in each of the other two categories. Once a year review your results, and move money if your percentages have changed. For example, if your stock fund (s) is now only 40% of your total investment, move money from the others to bring it back to 50% ... ditto to keep your other funds in line with your original allocation.

If you keep your money invested across all three asset classes (like above) the stock market and its unpredictability should not longer be a major concern.

Fleet Managers Using Geofencing to Monitor and Track Company Assets

Asset monitoring using geofencing is a cost effective way for businesses to track inventory and high valued content.

Asset monitoring and protection is an important part of fleet management.

An essential part of monitoring and protecting your company's equipment, fleet, or high valued content is being able to know where they are and what they are doing at all times.

This is what makes geofencing so valuable.

Geofencing or geo-fencing, is the process of using GPS tracking software to create a virtual boundary around a specific geographic location to be tracked using GPS tracking hardware.

Aside from just being a way to track activity within a specific geographic location, geofencing is a powerful tool used in establishing driver accountability, improving daily operations, and increasing overall company productivity.

Creating geofences to efficiently begin monitoring activity into and out of a specific location is very simple.

Step One: To begin creating your geofence, select the polygon radio button. Then give your geofence a name.geofencing

Step Two: Draw a polygon around the geographical location you want your geofence to encompass.

Step Three: After completing the polygon shape, type in a contact name and email for the geofence alert to be sent to. Click 'Set Geofence' go create.

NOTE: When creating a geofence, you want to make sure to create an entry / exit point to be used to trigger incoming and outgoing geofence alerts. If the location you are creating a geofence for contains a wash area, make sure to create an entry / exit point for it to trigger it's own event when trucks / vehicles are done unloading and need washing before being reloaded. Geofence alerts can help businesses to further manage a positive customer experience with real-time data about a drivers current location and whether they are loading, unloading, or even in a washing event.

Once a geofence is established, anytime traffic enters or leaves that specified area, alerts will be sent to fleet management specifying either an entry into or an exit out of the location.

Geofence alerts and reports allow dispatch to not only know where their fleets are, but also gives them the ability to know if their fleet, whether it is a vehicle, loaded trailer, or a piece of equipment, is moving or not.

This is especially important in cases where construction equipment left on a site sets off a geofence alert after-hours.

It may also indicate a possible theft or off-hours use of company equipment by an employee or someone else.

Either way, asset monitoring using geofencing means being able to catch both instances of activity and could mean a savings to the company bottom-line.

Money Management Tip - Paper Or Plastic?

Think carefully about your spending patterns. When you are going into your purse or wallet to pay for a product or service do you pull out cash or a plastic card with a magnetic strip? If you are in debt, there is a very high likelihood that you are pulling out plastic to pay.

Maybe what I am about to say is blatantly obvious, but read it anyway. One of the reasons why we end up in debt is because we know all the "obvious" things but we do not change our behavior that that knowledge.

Do not Use Plastic ... Only Use Cash!

Here's why:

1.There is no emotion associated with spending money through plastic.
2.When you pay cash you can see and feel the money going away.
3.You can see how much is left and your next purchase will be considered carefully.
4.Credit cards incur Riba / Interest. Since you are in debt, obviously you can not afford what you are buying on credit.
5.Fees, fees, fees ... Save on those gosh darn fees!

If this is not enough to convince you then let's try a little experiment. It would be best to try this as of your next pay day, but if it is more than 3 days away, then start this experiment tomorrow (I really want you to try this).

• For the next one month, act as if there is no such thing as plastic cards. The only means for you to purchase something is cold, hard cash. Also there is no such thing as checks for the next one month.
• Document your emotions as there is less and less money in your purse or wallet.
• Document your spending during the month.
• Compare it to the previous month which was mostly plastic. That should be easy because all the activity is available online.

After the month is over, you will see then that giving up plastic while in debt, is like staying away from an addiction while in rehab.

How To Play Time Management Games Online For Free

1. First a warning, playing games can be addicting so remember to manage your playing time. Also be sure to download time management games from sites that you trust and always keep your anti-virus program up to date.

2. Check your browser some time management games require the Internet Explorer browser and will not work with Firefox and some other browsers.

3. Decide if you want to play time management games online or download them and then play. Please check our "Times Management Games" section for resources that is updated regularly.

4. Let us look at some of the games that you can play for free online. As you will see there are many time management games to choose from so take the time and try several of them, you will soon find out which one you like the most.

Belle's Beauty Boutique:

'Belle's Beauty Boutique' you must help run a beauty parlor single-handedly. The owner, Belle, needs your help to give all of her customers the treatments they want. Help her wash, cut, shampoo and color a crazy cast of characters. Watch them gossip, flirt, and help Belle realize her dream of creating the ultimate beauty salon.

Big Island Blends:

After arriving on Big Island you discover that the "fortune" you've just inherited is an orchard? Well, what better way to turn your fields into a real fortune than opening a smoothie stand Serve your delicious fruit concoctions to the thirsty inhabitants of Big Island in level after level of fast-paced fun. Then, use your hard-earned money to purchase a wide variety of sparkling upgrades to make your smoothie stand the best on Big Island! Colorful, fast, and fun, try Big Island Blends for a unique taste of the tropics.

Burger Island:

Help our heroine Patty turn around a run-down burger stand located on deserted Mount Tikikola Beach in 'Burger Island'. Juggle orders from demanding customers, purchase over 30 exotic mouth-watering recipes, unlock more than 40 delicious ingredients, combining up to 9 per order, all while keeping an ever-watchful eye on the clock. With 60 increasingly challenging levels, see if you have what it takes to help Patty build the best burger stand on the island!

Burger Shop:

After receiving a set of strange blueprints in the mail, you build an extraordinary food-making contraption and open a restaurant. Your goal? Make food and satisfy customers until you discover the truth behind the mysterious blueprints. Burger Shop is a fun and addicting time-management game with several play modes including: Story Mode, Challenge Mode, Relax Mode and Expert Story Mode, each with different trophies you can collect. Utilize unique food making devices to make over fifty different food items during your quest. With four play modes, over sixty upgrade items and ninety-six trophies, you can play Burger Shop forever!

Cake Mania:

Baking runs in Jill's family. Help Jill upgrade her kitchen with state-of-the-art baking tools, while serving her ever-increasingly difficult customers. Help Jill earn enough to reopen her grandparents' bakery in this fast-paced culinary crisis.

Cake Mania 2:

After re-opening the Evans Bakery, and sending her grandparents on an exotic Hawaiian cruise, Jill is back in an all-new, out-of-this-world adventure! Explore six far-flung bakery locations; serve up deliciously original creations to 18 quirky customers, ranging from Federal Agents to mysterious Aliens, and choose the path Jill will take in 'Cake Mania 22!

Delicious 2:

Uncle Antonio needs Emily's help to get out of a financial fix. Help Emily rescue her family's finances in five all-new restaurants, each with a unique menu and theme. Use your earnings to purchase decorations sure to make your customers smile. Emily's friends and family are on hand to help, but it's going to take your serving savvy to get Uncle Antonio back on track. Featuring two game modes, all-new customers, and hours of fast family fun, 'Delicious 2 Deluxe' is just the thing to satisfy your craving for fun.

Features:

* Two Game Modes

* Five All-New Restaurants

* 60 Challenging Levels Featuring New Customers

* Decorate Your Restaurant Your Way

Delicious Deluxe:

Join Emily on her quest to make her dreams come true in two game modes and seven different restaurants. Success means more tables, bigger restaurants, and a menu full of uniquely delectable items. Tasty treats may keep your customers happy, but it's going to take quick clicks and careful timing to get Emily's ambitions off the ground. Take a bite out of Delicious today!

Features:

* Two Game Modes

* Seven Different Restaurants

* Bonuses Like Bigger Trays, Chocolate, and Stars

* Five Types of Customer

Diner Dash:

Diner Dash is the action-puzzle that brings out the entrepreneur in all of us. Poor Flo! Sick and tired of pushing paper in the world of finance, she ditched her desk job and is setting out to build her very own restaurant empire. Flo's on her own now and heading for the top! It won't be easy, though. To get there she'll have to start on the ground floor and she needs your help to survive and thrive. Diner Dash combines fast-paced puzzle action with a build-your-restaurant-empire theme. You'll start with a run-of-the-mill greasy spoon and end up in a dream restaurant that will take your breath away!

Features:

* 40 challenging levels of addictive, skill-based game play that allows you to grow your restaurant through 4 complete re-models

* Five different types of customers, each with different behaviors

* Two modes of play: Career and Endless Shift

* Fun sounds, cool visual style, flashy effects, and humorous animations

* High score tracking and automatic game save

Diner Dash®: Flo on the Go:

Flo trades in her apron for a passport to paradise! But will our hard-working waitress get a chance to relax? Seat customers, take orders, collect tips and dress up Flo in hundreds of vacation outfits in the all-new Flo's Closet".

Wedding Dash":

Help Quinn, a hopeful wedding planner, make wedding bells ring! Featuring the hilarious ups and downs of wedding day drama, 'Wedding Dash"' incorporates the plate-spinning fun from the 'Diner Dash®' series with the added challenge of pulling off the perfect wedding reception. Can you keep the bride and groom happy and Quinn's business afloat? Help couples select all the details - from tasty cakes to gorgeous flowers - but once they've tied the knot, lookout for obstacles preventing the perfect party, such as tipsy guests, falling cakes, and catty bridesmaids. When the going gets tough, keep an eye out for extra help from everyone's favorite server, Flo! It's a fast-paced challenge to execute a flawless event, but for the determined Quinn, it's all in a day's work!

5. There are several types of games available, some give you resources that you have use or spend to advance to the next level. Some time management games you must complete a number of tasks within a fixed period of time while in other games you have a certain number of lives, when you have lost them the games are over. Also there are games where you can continue to play until you figure out how to advance to the next level.

6. By now you have decided what time management game you want to play. Before you start the game check the game options, select the easiest level or story mode (where available) first time so you time to become familiar with the game.

7. As you become more experienced move through the different levels or game modes. Remember one of the advantages of playing time management games online is that you can communicate with other people playing the same game, so you can always ask for help.

8. Have fun but remember playing time management games can be addictive so take a break away from your PC every now and then.

Shortly we will look at time management games that you can download and play for free, so please re-visit or subscribe to our blog.

Warm regards,

Henrik

PS. Where can you find the games mentioned above? Please go to: http://games.aol.com/browse-games/arcade/time-management/