Car Wheels

To understand on the best possible way what are car wheels all about and why they are usually the first thing to go when talking about upgrade let's see some information on a research that took place on 1990.

That research was done after the brake down of the wheels on some cars during race. The wheels were heated and this thermal energy could normally result in aging of the material. We talk about aging when the material is in conditions that greatly reduce its normal life.

There is a whole branch of science that is called "material resistance" and it's about how materials can be made to sustain a long life with minimal resources. This science analyzes the stress caused by various reasons.

Researchers found residual stress that was held in the wheels. When wheels are manufactured the material is processed on many ways. The annealing, forming and some other techniques leave the material in internal stress. This makes it vulnerable and after sufficient load a thermal cracks will appear and after that the material will most likely damage. This could quickly lead to its complete destruction.

When we say temporary stress we refer to all the stress that remains after the object is processed and then freed of all load.

After some further discoveries scientists found that the cracking was done by fatigue of the material. It was a result of the fraction that was caused by the brakes. The thermal cracks were found on the axis of the wheel.

The real material resistance plan is about calculating both residual stress made during manufacturing and the stress caused during the service of the wheel. The second one could be done by setting math variables in proper formulas to watch for how the material is damaged during the process. This will help us pick the right material for the time that we need to have before the product become unusable.

To see how we can control the residual stress we have to understand the manufacturing process in depth.

To make the wheels in the proper shape a multi-step process is used. This is about making the inceptive form of the product. Then the residual stress has to be released. This happens when a high temperature is applied. When we do that the particles of the material begin to move more quickly and reorganiz in a better way. Usually the temperature that is used is around 871 ° C. After the part is reheated it is cooled with a water spray. This helps to gain the proper microstructure of the material.

For conclusion about the research we have to point that after it there is a way for simulation of service and checking how the wheels will respond then it is easy for experiments to be made and better products that will end more and cracks will be not likely to appear.

One criterion of the wheels is its size. Simple mechanics can tell you that its one of the most important things about wheels because the size is linked to the speed. Imagine a bicycle with small wheels and then with big one. The one with the larger wheels will move more quickly because one turn of the wheels will pass a greater distance. It's the same with cars.

When picking wheels you have to know that different cars have different suspension and you have to insure that the wheels are good for your car. You can see the specification of the wheels to secure yourself from a mistake. In Car Parts Accessory you can see different wheels with different sizes and this will certainly help you with your choice. The wheels are the component of the car that interact with the road and let it move so you have to be very careful when picking them.

My Husband Is Always Compare Me To Other Women - This Hurts Me - What Can I Do? Insights To Help

I recently heard from a wife who was being hurt by her husband's constant comparisons between her and other women. Sometimes, he compared her to her sisters, friends, coworkers, or acquaints. Other times, he compared her to complete strangers. She had been trying to ignore this for a while, but laately, it had been angering and grating on her so badly that it was very negatively affecting her marriage.

The wife said in part: "My husband compares me to everyone. And the comparisons are never favorable. I'm not as thin as my sister. A mom as our neighbor. I'm not as good a cook as his best friend's wife. I'm not as good as a lover as his old girlfriend. goes to open his mouth. At first, I used to ignore him, but this is starting to happen all of the time and become much more hurtful. with something equally as nasty. How would he like it if I compared him to other men? I would never do this because it would hurt his feelings and he's my husband. him on this, he says I'm too sensitive. It's gotten to a point where he will openly stare at other women right in front of me. uch longer I can take this. What do I do? "

After a little more clarification, it became apparent to me that the husband would make these comments and the wife would withdraw and give him the cold shoulder for a short period of time afterwards. Over time, she had learned that bringing this up would only make her husband accuse her of being over sensitive. And if she tried to snap back at him, then he would become angry and things would just get worse. So instead, she would say nothing and she would stew. This caused resentment and deteriorated their marriage. More and more, she was being avoiding spending time with her husband because of this and other problems. So this was something that I felt had to be addressed and could not be left in the hopes that it would just work itself out. In the following article, I'll offer some tips on understanding why a husband may regularly compare you to other women and how to best deal with it.

Why A Husband Might Compare His Wife To Other Women: The wife could not understand why her husband would be doing this. He did not act this way when they were dating. It was only within the past five years or so that he had begun this type of behavior. There are various reasons that a husband might act this way. Sometimes, this is their passive aggressive way of drawing your attention to something they wish was so. And, they may be saying it's about your parenting skills or your work ethic, but it is usually about something else completely.

Many men criticize you for reasons that have nothing whatsever to do with you. They are often trying to get your attention in the hopes that you will pay more attention to them or to things at home (as illegally that this sound sound.) So they will often hit you with very low blows in an attempt to push your buttons just to get a reaction.

Other times, a man will point out your perceived flaws because he is very aware of his own. Sometimes, a man's comparison of you is really driven by his own lack of self esteem or because of his own worries. Sometimes, when I speak with the men on the other side of this situation it's clear that they try to pull their wife down because they deserve her. They secretly worry that if she knew how special she really was, she would leave him so one way to make sure that this never happens is to point out her shortcomings. And sometimes men react to stress by being critical of who is most convenient.

I am not defending this behavior. I am just trying to let you know that if you are in this situation, you can be assured that these comparisons are not reflective on you. They are reflective of him and you have to decide if you want to change it, continue to live with it, or remove yourself from it. (My recommendation is to attempt to change it if you can.)

How To Handle It When Your Husband Always Compares You To Other Women: The wife in this situation did not want to walk away. She asserted that there were other redeeming qualities in her husband. But she did not want to continue to live this way either, nor did she deserve to. And each time her husband did this, it deteriorated her marriage even more. I know that she dared to confront this because it appeared to only make things worse, but ignoring it just ensures that it keeps happening.

I suggested that the next time her husband compared her to someone else, she should make a note of it and vow to bring it up at a time when things were calm. If you try to address it when you are hurting or angry, you run the risk it becoming even worse. So, when things are going well and you are calm, that is the time to address it.

I would suggest saying something to the effect of: "I need to discuss something with you that has been weighing on me. Yesterday, you compared me to (fill in the blank.) This was hurtful and unnecessary. Honestly, this happens a lot. this makes me feel like I'm not making you happy or that you wish I was different. I worry that over time, it will make me resentful. And I know that you do not mean to hurt me. So, from now on, when it happens again, I'm going to draw your attention to it and ask you what is really bothering you. "

This is just a suggestion. You can use the words that are most appropriate to your husband and your situation. But the point is to address it in a constructive way, to open the door for him to tell you what is really bothering him, and to let him know that in the future, you will address it each time it happens. This lets him know that he can no longer have a free pass to keep up the comparisons.

Sometimes, just approaching it when you are both calm can inspire open communication that allow you to get to the real root of the problem. Because the comparisons are often a good indicator that your husband is trying very hard to get your attention and this can sometimes indicate some issues in your marriage that should not be ignored.

Finding Happiness - The Benefits of Volunteering

A lot of people seem not to be happy with their lives because of their work. Working people as well as students seldom have time to unwind which is why most studies show that people who are too busy are definitely stressed all the time. The thing is, there are a lot of ways for people to be able to unwind. One of which is consider volunteering. This does not only help people to help their chosen charities or chosen organizations to volunteer for, but it also helps a lot of people find happiness in doing simple things. Below are some of the benefits of volunteering:

• The first benefit that you would get when you consider volunteering is the fact that you would get to meet new people. By meeting new people you would learn new things. You would get to meet people that have the same interests like yours so you would surely be able to find someone that you can relate to.















• Aside from meeting new friends, volunteering can also help you improve the community that you are helping. This is good especially if you live within the community. You are helping other people who are part of the community in terms of improving their lives.















• You also get to improve your health. If you volunteer helping some organizations, you would no longer feel stressed since you would have time to unwind. In some studies, it is said that people who volunteer are more likely to improve their mood and they find some sort of joy in the things that they do. Since volunteering requires a lot of work, you no longer have to work out in fitness centers in order for you to stay fit and healthy at all times.















• Volunteering is also a great way for people to find their chosen careers. By volunteering, you get to improve your skills and you would also find time to pick your chosen career based on the recent experiences that you have learned by reason of volunteering.















• You also get to improve your skills since you would be able to practice these skills when helping out a community or organization.

These are the things that you need to know about the benefits of volunteering. Make sure that you try volunteering since this can definitely provide you with happiness which is important in our daily lives. With these things, you would no longer feel bored during your free time and you also get to combat stress all the time.

Conquer Your Mind With Positive Thinking: Free Yourself From Depression, Worry, Anxiety, And Fear

Negative thoughts reduce energy in you and make you to lose focus The more you give in to your negative thoughts, the stronger they become. Likewise, a small positive thought can have the same effect blossoming into a beautiful outcome. Negative thoughts should be avoided at all cost. When we start to have negative thoughts, it's hard to stop them. And it's much easier said than done to shift your focus to positive thoughts. But it's the only way, especially if you want to avoid going down a path that is painful and unnecessary.

Please find below what I did that help me overcome my negative thoughts

I Exercise for at least 5 minutes early in the morning everyday

Any form of exercise is OK. It took my focus away from my thoughts and brought my attention to my breath. Exercise is very relaxing, which helped ease my mind. You could also practice Yoga. Yoga is one of the best exercises that get rid of negative thoughts in your mind.

I surround myself with positive people and I make friends with them.

When you are feeling depressed, or various negative thoughts just fill your heart, talk to people of integrity to help you. People have a huge impact on your life. "You are the average of the five people you spend the most time with," says American entrepreneur and motivational speaker Jim Rohn. With this in mind, you should think about the people you're spending time with the same way you think about what you eat and how you're exercising. Some people can be parasites. They suck out your happiness, energy and maybe some of your tangible resources as well. Some people will even help you to instinct negative thinking into your mind, so be very careful whom you associate yourself with. Who are good people by the way,

They are people that will inspire you to be a better person, provide you with motivation to achieve your goals, empower you to make the changes you need to succeed and cheer on your success.

In the workplace, good people tend to be productive people. They're organized, create schedules they stick to and don't get easily distracted from the end goal. And all this help you be more productive!

I Smile regularly

Smile regularly preferable every day. Smile prevents negative thoughts, improves your mood, helps reduce stress, and makes you more appropriate.

I change the tone of my thoughts from negative to positive.

For example, instead of thinking negative, I think positive. Always allow positive thinking to occupy your mind. Believe that God, our creator is always there for you, so why thinking negative. "We will face some challenges in our living situation, but we will come up with solutions that we will both be happy with."

I help people in need and in most cases solve their problems. Helping someone will help in removing negative thoughts from your mind, take the focus away from you and do something nice for another person. I decided to make a tray of food and donate it to the Salvation Army. It took my mind off of things and I felt better for helping someone else.

Remember that no one is perfect and let yourself move forward.

It's easy to dwell on your mistakes. I felt terrible that I acted this way and that I wasted our weekend. The only thing I can do now is learn from my mistakes and move forward. I definitely don't want to have a weekend like that again.

I sing especially gospel songs

I don't remember lyrics very well and it's probably the reason that I don't enjoy singing, but every time I do sing I always feel better. When we sing, we show our feelings and this provides an amazing stress relief.

I List five things that I am grateful for right now.

Being grateful helps appreciate what you already have. Here's my list: my children, health, a four-week trip to West African Countries, a new yoga class that I'll be teaching, and for my mom's speedy recovery from illness.

I Read positive quotes.

I like to place Post-It notes with positive quotes on my computer, fridge door, and mirror as reminders to stay positive. Also, I'd like to share with you a quote by an unknown author that was shared in a meditation class that I attended:

Watch your thoughts, they become words.

Watch your words, they become actions.

Watch your actions, they become habits.

Watch your habits, they become your character.

Watch your character, it becomes your destiny.

Prayer Points

O Lord, allow me to promote understanding and peace, and rid me of negative thoughts, in my mind in the name of Jesus Christ.

O Lord, let me understand that ignorance isn't bliss; allow me to be wise and steadfast

O Lord, help me see the good in life, and prevent me from thinking negative thoughts.

O Lord my Father, forgive me for my impure thoughts.

O Lord, turn me away from the darkest thoughts, that I may learn to view things in a different light.

You said to your apostles, "I give you peace, my peace I give you." Grant me peace, Lord Jesus.

O Lord, I pray to you, Lord, to let goodness reign in my heart and good thoughts in my mind.

O Lord, help me see my true calling. That I may discard the thoughts of taking my life because of all the failures I have done.

O Lord, may I learn to control my temper to avoid hurting others in what I may say or do that I could never take back.

With everything that happened in my life, I have become so bitter. I pray to learn to be free of this and live life with happiness in my heart.

I ask you, Heavenly Father, to put my thought processes in order so that faith, hope, and love will be in my main thoughts.

O Lord, help me, Lord, to think of and meditate on things that are pure, noble, true, and praiseworthy. Change my way of thinking, Father, as you mold my life into your ways.

Heal my thoughts, O Lord. Purify them, Lord Jesus.

Grant me peace of mind, so I may do your will, O God.

O Lord, free my mind of evil thoughts, and Cleanse me of negative and impure thoughts.

At times the Devil put negative thoughts into our mind.

Scripture: Isaiah 12:2 "God indeed is my savior; I am confident and unafraid. My strength and courage is the Lord, and he has been my savior"

At times, the devil apparently does put evil thoughts in our head, or even directly incites us to do evil. According to John 13:27, Judas made a secret arrangement to betray Jesus to His enemies. When Judas went to inform them where they could find Jesus, the Bible says that "Satan entered into him". Judas did not really believe John 12:6, the Bible let us know that Jesus was the Savior sent from God to save us from our sins. In fact, the Bible further says that Judas "was a thief; as keeper of the money bag (for the disciples), he used to help himself to what was put into it" The lesson is clear: The farther we are from God, the more vulnerable we will be to Satan's attacks.

Don't be like Judas, but make certain of your commitment to Jesus Christ. If you've never done so, turn to Him and by faith ask Him to come into your heart and life. Then ask Him to fill your mind with His truth and His Spirit every day. The Bible says in James 4:7 "Submit yourself, then, to God. Resist the devil, and he will flee from you"

Not all evil thoughts come directly from Satan, however. Often they come from within - from our own sinful hearts. When they do, ask God to cleanse your mind and fill it with Christ.

Prayer points

I decree and I declare that all negative thoughts from the Devil in my mind is removed right now by the power in the blood of Jesus Christ.

By the power in the blood or Jesus Christ, I bind and rebuke any demon that will try, have tried and succeeded to disturb our peace o mind by polluting mind our soul and body in the name of Jesus Christ.

I command you Evil and Misfortune to live me a lone so that I can get rid of any type of hardship caused by you, nature and circumstances which includes financial hardships, emotional battles, spiritual burdens, frustrations caused by you right now in Jesus name.

O Lord, my Father, I ask for healing, abundance of blessings and miracles to reinstate what I have lost, I regain confidence in God and His people and I live peacefully without the fear of people's evil thoughts, words, deeds and even bad spirits in the name of Jesus Christ.

I bind and rebuke any evil and misfortune that would try to come against my prayer for the goodness of my soul, sound finances, great health, and peaceful living in Jesus name.

I pray and command that anyone or any spirit who causes trouble will never come back to hurt me, to take anything from me, never come back to my life as thieves, blasphemer, and nature's wrath in the name of Jesus Christ.

O Lord my Father, help me to renew my life for your glory and salvation of my soul. Help me to forgive and forget all the evil done against me in Jesus Name.

O Lord, I claim and proclaim the richness of life here on earth as well as in heaven.

O Lord, I claim and proclaim, peace, contentment and true happiness from within.

O Lord, I claim and proclaim, freedom from fear the of the unknown.

O Lord, I claim and proclaim complete confidence and dependence on God. I will be triumphant in life without the evil works, thoughts and doings.

O Lord, I claim and proclaim that I will all live with the abundance of God's provisions and promises as wealthy children of God who inherited His choicest blessings and the salvation of souls.

O Lord, I claim and proclaim that I am accepting Jesus as my Lord and personal Savior and through baptism I became son/daughter of the Father.

I thank You, Heavenly Father for Your Love. I thank You, Holy Spirit for empowering me to be aggressive against Satan and evil spirits. I thank You, Jesus, for setting me free. I thank You, Mary, for interceding for us with the holy angels and the saints.

O Lord Jesus, fill me with charity, compassion, faith, gentleness, hope, security, humility, joy, kindness, light, love, mercy, modesty, patience, peace, purity, tranquility, trust, truth, understanding, and wisdom. Help me to walk in Your Light and Truth, illuminated by the Holy Spirit so that together I may praise, honor, and glorify Our Father in time and in eternity. For You, Lord Jesus, are, "... the way, the truth, and the life" (John 14:6 ), and You "... have come that I might have life and have it more abundantly" (John 10:10 ).

How can your brain stay positive? The following exercises will help.

Be thankful every time, show gratitude,

"Gratitude is the quality of being thankful; readiness to show appreciation for and to return kindness. When you wake up each morning, make it a habit to write down at least three things you're grateful for. It can be anything from family and work to a good night's rest or the morning sunrise - whatever is positive in your life deserves a little thank you note from your soul. If it's difficult to think of something right away, realize that something JUST happened that you can be grateful for... you woke up today. Not everyone gets that opportunity.

Balance your mind with many activities

You can find balance in many activities, such as yoga, meditation, deep breathing, walking in nature or any other activity that puts your mind at rest. When you the mind ceases, the soul is allowed to speak. The calming energy produced from a good centering exercise surrounds the body, bringing about an unshakable spirit that will surely help you stay positive.

How to Free Yourself from Anger

a strong feeling of annoyance, displeasure, or hostility. Anger is often nothing more than an intense emotion caused by an apparent injustice. The destructive outcomes of anger are well known. When even a slight annoyance arises, it is capable of growing quickly and overwhelming your state of mind.

Anger results in (1) a loss of perspective and judgment, (2) impulsive and irrational behavior that is destructive to both yourself and others, and (3) loss of face, compassion, and social credibility.

Anger is often pointless, as the following Buddhist parable will illustrate.

In the New Testament, Ephesians 4:26-27 advise, "In your anger do not sin. Do not let the sun go down while you are still angry, and do not give the devil a foothold."

Free yourself from anger

There is no benefit to anger at all. All anger can beget is negative energy, which can aggravate an already volatile situation. Anger can also impede sound judgement and inhibit your ability to consider the negative consequences of your abrupt reactions.

The next time you're angry, consider the following response:

Stop. Don't respond immediately. Walk away from the situation that has instigated your anger.

Breathe deeply. Become fully aware of your state of mind. Assess what's going on.

Calm down and compose yourself. Invoke mindfulness to appeal to your wisdom. Anger and other emotional arousals often stem from a lack of self-awareness or mindlessness, and can simmer down if you just wait long enough.

Consider the matter from other points of view. Ask if there could be other possible explanations for what happened.

Identify the reasons for your anger by asking three questions:

a. "Is this matter serious enough to get worked up about?"

b. "Is my anger necessary and warranted?"

c. "Will getting angry make a difference?"

Reflect about what response will be most effective. Try to develop a wise and measured course of action.

Idea for Impact: A low-anger life is a happier life

Patience is the definitive antidote to anger and aggression. With patience, you may not always be able to eliminate anger, but you can usually control it. Patience can build and fortify your intellectual and psychological resources.

As Proverbs 19:11 tells in the Hebrew Bible, "A person's wisdom yields patience; it is to one's glory to overlook an offense." Ultimately, developing greater patience enhances your romantic, personal, professional, and casual relationships-as well as that all-important relationship: the one you have with yourself.

How to free yourself from worry

Worry pollute your mind and it can never be positive, But in the last decade I have found several habits that have helped me to greatly decrease my worrying and to more easily handle such thoughts when they pop up.

1. Most of things you worry about have never happened.

I love this quote by Winston Churchill:

"When I look back on all these worries, I remember the story of the old man who said on his deathbed that he had had a lot of trouble in his life, most of which had never happened."

I have found it to be very true in my own life.

So when you feel worries starting to pop up ask yourself this:

How many of the things I feared would happen in my life did actually happen?

If you are anything like me then the answer will be: very few. And the very few ones that actually happened were mostly not as painful or terrible as I had expected.

Worries are most often just monsters you build in your own mind.

I find that asking myself this question regularly and reminding myself of how little of the worries that actually came to life makes easier and easier to stay calm and to stop a worried thought before it becomes a big snowball of negativity.

2. Avoid fears. Be bold, don't be afraid of anything. Believe in God at all times. When fears feel vague in your mind, when you lack clarity then it is very easy to get lost in exaggerated worries and disaster scenarios.

So find clarity in a worry-inducing situation by asking yourself:

Honestly and realistically, what is the worst that could happen?

When I have answered that question then I follow it up with spending a bit of time on figuring out what I can do about it if that pretty unlikely thing happens.

In my experience, the worst that could realistically happens is usually not as scary as what my mind could make up when it is running wild with vague fears.

Spending a few minutes on finding clarity in this way can save you whole lot of time, energy and suffering.

3. Don't try to guess what is on someone's mind.

Trying to read someone's mind usually doesn't work too well at all. Instead, it can very easily lead to creating an exaggerated and even disastrous scenario in your mind.Communicate and ask what you want to ask. By doing so you'll promote openness in your relationship and it will likely be happier as you avoid many unnecessary conflicts and negativity.

4. In a situation you cannot think straight, say stop, don't say anything

From time to time when I am hungry or when I am lying in bed and are about to go to sleep I can become mentally vulnerable. And so worries can more easily start buzzing around in my head.

5. Remember, people don't think about you and what you do as much as you may think. They have their hands full with thinking about what other people think of them. And with thinking about what is closest to their hearts like their children, pets, a partner or the job or school. So don't get lost in worries about what people may think or say if you do something. Don't let such thoughts hold you back in life.

6. Work out.

Few things work so well and consistently as working out to release inner tensions and to move out of a headspace that is extra vulnerable to worries. I also find that working out - especially with free weights - makes me feel more decisive and focused.

7. Share your worry with someone close to you. This is one of my favorites. Because it tends to work so well. By letting someone close to you know about your worry, it becomes a whole lot easier to see the situation or issue for what it really is.

Just venting for a few minutes can make a big difference and after a while you may start to wonder what you were so worried about in the first place.

If you do not have anyone to talk to at the moment about the worry bouncing around in your mind then let it out by writing about it. Just getting it out of your head and reasoning about with yourself either on paper or in a journal on your computer can help you to calm down and find clarity.

8. Spend more time in the present moment.

When you spend too much time reliving the past in your mind then it easy to start feeding your worries about the future. When you spend too much time in the future then is also easy to get swept away by disaster scenarios.So focus on spending more of your time and attention in the present moment.

9. Refocus on the small step you can take to move forward.

To move out the worried headspace I find it really, really helpful to just start moving and taking action to start solving or improving whatever I am concerned about.

Prayer Points

Father, I thank you so much for delivering me from the activities of the kingdom of darkness

Because, Jesus Christ has set me from the law of sin and death I commit to live free from worry in the name of Jesus,

I humble myself under your mighty hand that in due time you may exalt me.

I cast away from myself, my husband, my wife and children, - all my anxieties, all my worries, all my concerns - once and for all in the name of Jesus Christ.

O Lord, take wrong thoughts captive, because you care for me affectionately and care about me watchfully. You sustain me. You will never allow the consistently righteous to be moved - made to slip, fall, or fail!

O Lord, I cast down imaginations (reasoning's) and every high thing that exalts itself against the knowledge of you, and I bring into captivity every thought to the obedience of Christ.

O Lord, I lay aside every weight and the sin of worry. I run with patience the race that is set before me, looking unto Jesus, the Author and Finisher of my faith.

O Lord, help me fix my mind on those things that are true. I thank You Father, that You are able to keep that which I have committed unto You. I thank you for fixing my mind on those things that are true, honest, just, pure, lovely, or good report, virtuous, and deserving of praise. I will not let my heart be troubled.

I abide in Your Word, and Your Word abides in me. Therefore, Father, I do not forget what manner of person I am. I look into the perfect law of liberty and continue therein, being not a forgetful hearer, but a doer of the Word and, thus, blessed in my doing!

Why You Should Enlist the Help of a Debt Recovery Service Today

As anyone who runs a business will know, collecting the money owed is easily one of the most challenging aspects of administration. One of the things you realise after going into business is that clients will always get away with what they can. The majority, of course, will pay up faithfully and on time every time, but there is always a percentage who will--for whatever reason--drag the chain when it comes to payment. Often, it seems, the exact same clients who were exceedingly demanding of your prompt responses during prior transactions. One way in which to take the stress, lost productivity and frustration out of chasing up invoices is to engage the help of a debt collection agency.

What Does a Debt Collection Agency Do?

In terms of managing outstanding accounts, a debt collection agency can provide holistic, big-picture solutions that take the worry, stress and administrative work out of chasing up funds owed to you. From early-intervention call services all the way through to (last resort) legal proceedings, a debt collection agency is your answer to staying on top of who owes what! Depending on the services you need most, you can set up a system whereby overdue invoices are immediately referred to your agency after a certain number of days. You can then agree upon a course of action--for example, how many days you are willing to wait before certain proceedings are undertaken, and you can expect detailed reporting on the status of your unpaid invoices at every step of the way.

Why Outsource?

Depending on the size of your company, chasing up overdue invoices can at the least be a gross misuse of valuable time and productivity, and at worst an entirely impossible undertaking. Debt collection agencies take all the guess-work out of the process, and instead of having to continually spend time and money with back and forth exchanges, it's simply a matter of entrusting the right company to get you the payment you're owed--often far more effectively than you ever thought possible. A debt collection agency holds the added weight and threat of a bad credit rating--something nobody wants--so you'll find that it is often a lot easier for an agent to get results faster. In addition to this, a debt collection service can cater payment plans for clients experiencing financial trouble, and the added 'middle man' can take some of the heat out of situations.

If you're experiencing difficulty with getting clients to pay up, or even if you just want to reevaluate the amount of staff time and resources you expend on following up financial issues, consider enlisting the help of a debt recovery service. The peace of mind and efficiency you'll experience will be almost as beneficial as the cash you'll start to see more of!

Influences Affecting the Lifespan of Your LED Bulb

The longer the amount of time a bulb is in use then the greater the economic advantage and the smaller the carbon footprint. Traditional bulbs lifespan finishes when the filament breaks, LED bulbs however have differently. The decrease in the amount of light produced by an LED over time is a normal process so by slowing this process down you will get the maximum benefits and use out of the bulb.

Electrical Stress:

Operating above a fixtures recommended power requirements will reduce the life time of the LED due to the electrical stress being put on the bulb. An example of this would be using the wrong driver for the fixture such as a driver that produces 700mA when the LED only needs 350mA. Using higher currents than necessary will not only shorten the lifespan of the driver, but also shorten the life of the LED itself.

Heat:

High temperatures will affect the life span and the quantity of light that your LED bulb is producing. If you are buying an LED knowing it will be exposed to high temperatures then a Heat Sink is the answer for you. They provide a path for heat to travel from the bulb to outside elements. They dissipate power in three ways: transfering heat from a solid to a solid, transferring heat from a solid to a moving fluid (air for the most part) and transferring heat from two bodies at different temperatures through thermal radiation. The cooler the bulb temperature, the longer the LED works effectively and the lighting quality remains at a high level.

Humidity:

The LED element itself is very resilient to damp surroundings; it is the metal elements, connections and electronic device that will get damaged and corrode very quickly. If you are buying for such an environment then there are certain things that you can look out for. You need to select LED lights that are IP rated against water and wet conditions which will be rated IP65-IP68. This rating means that they are specifically intended for use in wet surroundings.

Aside from the factors that are mentioned above, mechanical stress, vibrations and extreme ambient temperatures can all contribute to reducing the lifespan of an LED bulb. To ensure that you get the maximum use out of your bulb you need to make sure that they are placed in a dry and stable environment. If you know that the environment is going to be different however, then you need to make sure that you get a bulb or fixture suitable to withstand those conditions. For example for a wet or damp environment you will need to look out for an IP65-IP68 rated LED bulb, this rating means it is water proof.

How To Make Money Online From Home On A Regular Basis

When it comes to making money on line from home, it looks like most people are too relevant to try. They either think that it is impossible, or that that is just too much work. However, learning how to make money online from home is not that hard at all, so long as you have the right information. If you are sick of your normal job and would like to start making money from your home computer, then here are a few more reasons that will propel you towards taking that first step.

More Family Time

Eight hours or more a day away from your family is something that most people must deal with. However, when you are approaching your income from home over the internet, you will have more time for your family. There is an awesomeness about being able to work from home while also being in the company of family members.

Less Stress

Working from home has the potential for reducing the stresses associated with the typical nine to five jobs. Traveling to work in itself is probably one of the largest contributors of stress for most jobs. Traffic jams, car break downs, and irate drivers can make for a horrible commute into work. And how about those mornings when you over sleep? When you work from home, the anxiousness from waking up late is a thing of the past! Also, working from home eliminates having to deal with annoying bosses and coworkers. Less stress is enough of a reason to learn how to make money online from home.

Low Expense

The basic financial requirements for making money from home are a computer and an internet connection. You will also need to invest a small amount of money in starting your business. However, the money you save from not having to travel to work each day will more than cover your monetary investment in your business. Lesser expenses is another reward for those who choose to figure out how to make money online from home.

If you are serious about working from home, then you should start doing your research now. There is nothing like being able to make money while you are enjoying spending quality time with your family and friends! There are countless ways to start making money on line from home without having to work endless hours for an unappreciative boss. Become your own boss and understand that you can definitely make a living by working on line at home. Decide now to learn how to make money online from home, and you will be well on your way to the life that you have always wanted!

Discover Three Keys To Unleash Your Innate Power

Everyone, who comes to me for mental / emotional healing, is seeking to step into their DESTINY-not just for their own fulfillment, but for the future of our world.

Do you desire to step into your DESTINY?

However, when thinking about what it might take to get there, do you feel overwhelmed by your day-to-day responsibilities, limitations, lack of connections, or weighed down by your 'To-Do' list?

For centuries many philosophers have intensively researched human capacity, they each added to the discovery that each of us has 5 "Quantum Powers" that are dormant inside us, just waiting to be unleashed, that can allow you to overcome these perceivable limits and step into the larger destiny the Universe has for you.

In my 50+ years of studying philosophy from Thales of Miletus (c. 624 BCE - c. 546 BCE) (pre-Soctratic) Greek philosopher who is often considered the first philosopher and the father of Western philosophy to modern-day philosophers, I am sharing their discoveries, and how you can access your innate powers.

There are 3 keys to unlocking Your Quantum Powers. Overcome Your Limitations. Accelerate Your Evolution. You will have Greater Impact in your life and on the world.

While these powers do not include the ability to grow wings to fly, turn invisible, walk through walls, or leak tall buildings, they allow you to ...

• Quickly increase your skill-building
• Profoundly improve your health
• Expand time in your day
• Reduce stress
• Expand your creativity and success
• Attract more money and support the projects that are important to you

These "Quantum Powers" are primarily undiscovered in the majority of people, but some of the most successful people in history have used them to somehow seemingly impossible things. Think of first inventors, people's lives that seem to flow through calm or choppy waters.

After mastering these Quantum Powers myself and provoking their effectiveness with hundreds of people the past 30+ years, I am confident you too will be glad you discovered the 3 keys to unlocking Your Quantum Powers.

This moment is the first moment of the rest of your life ; it is time to step into your DESTINY-not just for your own fulfillment, but, your family, friends and for the future of our world.

These are the 5 Quantum Powers I will explore with you to discover what you need to shift:

• Expand time so you can do more in less time than ever before without adding stress to your life
• Experience "sustained fire" to keep you operating at your highest energy level through even the longest, most challenging days
• Partner with the energy of the Universe to more easily accomplish your goals and fulfill your dreams
• Expand and express your creativity without sacrificing your daily responsibilities
• Attract the money, people and resources you need to move your projects forward and achieve the level of success you're driving for and deserve.

Allow me to assist you to overcome your limitations and step into a life of true power, connection and fulfillment.

I will assist you to take the steps you need to take to claim your happiness, success, fulfillment, and empowerment? You can take advantage of the opportunity to create a new reality for your life?

You may need to ask for assistance to clear out the self-doubt, fear, guilt, shame or unworthiness.

Here's to living your empowered life NOW.

There is no justification about asking for assistance to create happiness and success. If you have read the books, taken workshops, had psychic readings, taken prescriptions and OTC drugs and still struggle; you may have mental / emotional blocks preventing you from moving into your happiness and desires.

This is an investment in your Self, your happiness, your success, your fulfillment, and your empowerment. Following these principals will change your life forever. My desire is two-fold to assist you to experience it for yourself as soon as possible and to see the joy, happiness and success you create. Remember only you can create your happiness and professional success.

It is your DESTINY ... You can do it! Call me if you need assistance to overcome any blocks or sabotaging behaviors!

For your convenience, I offer a 20-minute FREE no-obligation phone conversation to answer your questions and discuss how you can discover and create personal and professional success. http://drdorothy.net And you will receive value in the 20-minute conversation.

What's Your Money Secret?

You're hiding something ...

That secret recording, your secret recipe, your secret crush, or your secret talent! Everyone has a secret. Even in money matters. In fact, only a few people would really know your actual money records, spending habits, or financial history - and for sure there are one or two financial matters that you have been keeping to yourself ... unknown even to your life partner. You probably had a spending or credit memory you've been wanting to forget; Unfortunately, for money matters 'past is past' does not really apply strictly.

When was the last time you asked your partner about his spending history or give him or her feedback about his or her appetite money habits? Probably a long time ago if not never. According to the book Get Financially Naked, How to Talk Money with your Honey by Manisha Thakor and Sharon Kedar, money is one of top causes of arguments in marriages, top reasons for divorce, and top drivers for general life stress. Generally, men have fairly different spending habits vs women - and I'm sure a lot of women would agree, with their heads nodding. It is usually from illogical and tactless spending behavior and money habits that most of our financial mishaps or failures root, typically giving birth to financial secrets.

But what are the common money matters we keep from people around us, even to our partners. Here's an interesting list of the money secrets based from our interviews.

Closed Card

You were probably young, and wild, and free back then when spending through a credit card was hyped. It started when you've established quite an impressive credit or salary record enough for you to qualify for a credit card. Whether you applied for it, or it was just delivered straight to your house or office address, this ultra-powerful plastic card was once on the hand of the wrong person - you! Thinking it was a bottomless gift from the skies, you've probably made uncontrolled and unnecessary purchases. Just amazing! In the beginning, the bills look really small, and they do not even move a fingernail. But time and persistent bad habits are not the best of friends. After making payments, your credit card bills do not seem to be affected, and they just continue to be tougher than you were back when you're almightily spending. Then, powerless, these card bills take over your regular spending habits and your usual utility bills have then multiplied with the card company's contribution to the pie.

Needless to say, a good chunk of credit card users who have lost control over their expenses and have been overpowered by the plastics have sunk into the deep irresponsible card usage trap, resulting to debts with continuously growing interest rates and penalty charges. A few have been trying to forget this sad experience, but I bet they never did.

Midnight Purchases

This pertains to your purchases which are unknown to others even to your better half, probably because it was purely unnecessary, irrational, illogical, or even illegal. For instance, boys and husbands purchase gems, diamonds, and / or steam for their online games - while some may be unfamiliar with these, guys, especially gamers, would know these and would have probably had the experience purchasing them at some point in time to advance in whatever game they play. Of course, these can be considered unnecessary, especially when you are in a tight budget. Extravagant shoes or bags which you do not really wear or use could also belong to this section.

Deadly Debt Cycle

Have you ever borrowed money or applied for a loan to pay another loan or a credit card bill? Of course, you have! With or from a relative, a friend, a neighbor, or an actual financial institution, you could have attempted to resolve debts through borrowing once again. Going for consolidation of debt through a cash loan is not a bad route at all, by the way. But in essence, if not properly calculated and assessed, your consolidation attempt could lead to more difficult circumstances and further financial struggles.

The short-term sporadic survival within the debt cycle is certainly relieving, but may also just be keeping you in the gloomy zone longer than you should have, had you executed enough effort to pull yourself out of this financially disastrous situation. There are institutions out there who can help - but a trusted friend or family member can absolutely help you make the first step in ending the cycle, through their support and your sincere efforts.

Bamboo Bank

Heard about our kababayan who made a piggy bank out of a bamboo tube? In case you do not know the end of the story, all the paper denominations were destroyed by weevils. The insects almost powderized all the cash inside the bamboo coinbank. Good thing he was able to salvage a few and had those replaced in a government institution with the help of a television program team.

Many of us have a secret piggy bank slot or spot at home or in our cars. Be it in the window, under the bed mattress, somewhere in the kitchen, or any place where no one would probably guess money would be placed in. Unfortunately, in many occasions too, we tend to forget where the actual spot was. Sounds family? But beyond forgetting the actual spot where your money was placed, these money sitting somewhere and not saved in the bank or used in any type of investment, are considered underutilized and may actually come out with a diminished value later, partly influenced by inflation and other factors. Your five thousand pesos today might only retain 98% of its purchasing power in the future. Frozen money does not really aid in the economy as well, without circulating in the communities.

But do not get me wrong - short term saving in piggy banks is good and the habit is definitely encouraged, but saving in banks and investing are particularly better options, especially long term.

Awareness is golden, and so it is highly recommended that you realize your money secrets, revisit your purposes, and review the impact of those to you, your life, and your family and friends. Reveal these secrets to your dearest friend or spouse to seek for support or help. Remember, in many major decisions in life affecting people around you, your financial standing, capability, and habits are of importance. Without facts on actual state, yours or other people's decision may be pessimistically impacted. The truth hurts, but it will set you free. And with freedom comes peace, and peace contributes to better decision-making.

Secrets do not necessarily mean problems. They just have to surface not just to our conscious mind, but to our finnishly literate self, as well, to be improved or be addressed in the right manner - because, again, in money matters, 'past is past' does not always apply.

For questions or comments regarding this article, please email cpguanzon@gdfi.ph .

Money Savings Techniques

How to save more money is a simple question that often begets a simple answer, make more and spend less. This is certainly a case of easier said than done. Just like losing weight, all you have to do is just move more and eat less. I wish it was that simple. However, it's always harder to do because it involves changing our behavior.

More specifically, I'm talking about habitual behavior that we all rely upon. All of us have our own patterns of behavior at work, home, with friends, family, and even in money management. These behaviors allow us to rely on prior adjustments to maintain a sense of control over our environment. Its human nature to want consistency, reliability, and even predictability in life. Otherwise, life seems chaotic and we feel out of control. This can lead to stress and anxiety.

We can all agree that habitual behaviors help make life easier, but what if some products? A common example is someone who makes a good wage, but does not save. We do not want to alter the habitual behavior of approaching a good wage, but we want to change our behavior to be a saver.

Our saving habits most likely started in childhood. Our parents were our role models, but our socioeconomic status matters too. Many of those from a lower income family are very cost conscious even as they move into the middle class. They often keep frugal habits continuous learning more. These patterns from childhood can become deeply ingrained. Occidentally, the news reports a homeless man who has a million in the bank. He lives that way due to these deeply ingrained frugal habits from childhood.

If you were raised middle class or higher, you are likely to have less anxiety about money. But, you may end up saving less and spending more due to this complacency. I'm not saying you need to feel anxiety to save, but you do need a plan . It seems that the middle class, most of America, has fallen into this pattern of not saving enough for retirement.

By the time you are near retirement, your behavior patterns are well developed as a result of the many years of use. Changing these long term patterns is very difficult and often fails. It's natural to return to behaviors we are comfortable with. So, if we involve automatic savings before we receive the money , we do not have the nagging pressure of saving.

I like automatic savings because you often forget about it. There is no requirement to monitor or change your behavior as the amount to save is pre-arranged. The best automatic savings are the many retirement plans that invest your money pre-taxed, IRA, SEP-IRA, 401k, 403b, etc. You must maximize these plans whether there is matching or not . However, it's a mistake to stop there since we are still not saving enough even with these plans.

Because saving does not come naturally, we must have an after-tax plan like a Roth IRA or an investment account as well. Since this is after tax, you'll need to set up an automatic deposit yourself. The best method for all our savings is pre-arranged because we do not have to consciously decide to save each payday, we do not feel stressed or deprived, and are more likely to continue the saving program as a result. After all, Social Security is pre-arranged and its been successfully paying out benefits for a long time. We're just extending this model.

How much to save for leading up to retirement? Of course, this answer is different for each person. Some say 10% or 15% is good, but they are not retired. I'm retired and I can certainly tell you the more you save, the better. I forget percentages and save as much as I can . I notice that people adjust their lifestyle to accommodate whatever their income tend to be. Getting used to living modestly is a good idea and a prelude to retirement sustainability.

Many writers claim you'll need a huge nest egg of millions to last 30+ years in retirement. I see this as a narrow tactic to get you to buy their product. The truth is that income streams are the foundation of retirement for most of us , not a huge savings. Social Security, annuities, dividends and interest, and any work income are distributed to us over time. So, it's a continuous income stream that provides us with security and sustainability in retirement. In other words, do not panic if your savings are low, just work on maximizing the income streams.

A great method for reducing day to day spending is to use cash. When we pay with plastic cards, we become detached to the amount spent. Counting out the amount with cash heightens our awareness and reduces our spending (1). There are certain times when credit card protection is needed, but for day to day spending, cash can help balance your budget.

A realistic attitude is also needed to accept some economizing leading up to retirement. We know we have to spend less, but we do not want to feel deprived. So, our retirement identity is a successful person who creatively manages their money and lifestyle to adapt to the ever changing economic conditions of our time.

Money Saving Techniques:

1. Maximize your contributions to your pretax retirement plan

2. Set up additional automatic contribution to an after-tax retirement plan

3. Contribute as much as possible in the above plans

4. Use cash instead of plastic cards for daily purchases

5. Learn to economize and view yourself as someone who successfully adapts to the ever changing economic conditions

6. Increase you financial education with classes and investment clubs

1. Chatterjee, P., Rose, RL (Vol. 38; 2012) "Do payment mechanisms change the way consumers perceive products"; ideas.repec.org; Retrieved on 2-5-2014 from: ideas.reped.org/a/ucp/jconrs/doi10.1086-661730.HTML

9 Benefits of Playing Video Games

Today's games are ambitious, challenging, and complex. The games are getting better with the passage of time. As a matter of fact, the benefits go beyond the entertainment. Given below are a few surprising benefits of playing video games.

1. They are good for surgeons

Reading latest research is a must for surgeons. According to a study of laparoscopic, it was discovered that surgeons who have a habit of playing video games for over three hours in 7 days are more likely to perform better during the procedures they perform.

2. They Help You Overcome Dyslexia

According to some research studies, attention difficulties is one of the main causes of dyslexia. As a matter of fact, a study found that patients shown better reading comprehension once they have played a video game. Actually, what happens is that video games change the environment on a constant basis in order to make the player focus more.

3. They Improve Your eyesight

You may have heard that sitting too close to the TV is bad for you vision. However, today, scientists found that if you play games in moderation, your vision will get better. Therefore, it's a good idea to spend a bit of time playing your favorite video games.

4. They boost your career

Some game genres make players develop better leadership traits. As a result, they provide better services for the society. According to researchers, players show a correlating motivation to choose a better career.

5. They Make You Physical

Some games improve your body interaction. Even if you play with a handheld controller, it will be considered a physical activity. As a matter of fact, sports games, such as tennis, basketball or skateboarding games may help your kids practice the required skills.

6. Games slow down your Aging Process

Today's brain games help you improve your memory, puzzle components and problem solving skills, especially if you are a senior player. According to a study, a few players played these games for 10 hours. In the end, they showed an improved cognitive functioning.

7. Games help you lessen your pain

What do you do to distract yourself from pain? Of course, you focus your attention on something else. However, you can also play video games to achieve the same purpose. As a matter of fact, playing games helps your body produce a pain-killing response in your body. You don't feel the pain at all if you are paying full attention to the game that you are playing.

8. Games help you get social

People think that gamers are too insulated; however, this is not true. Nowadays, you have multi-player games that let you get in touch with new players. People from different corners of the world get together, play their favorite games and solve mutual problems.

9. Games help you reduce stress

Some games induce stress, but you can also find some that help you reduce your stress. According to a study, players who played video games had stable heart rates compared to the ones who didn't play video games.

So, these are some of the benefits that you can enjoy if you play video games.

Making a Girl Wet - 3 Simple Tips to Make a Girl Wet

Are you looking for ways to make a girl wet?

Girls do get wet when you arouse them to a certain level. However, it is not easy to get a girl wet. But don't worry, I can help you.

Getting a girl wet can be emotionally satisfying for you - Well, I guess every man in this world wants to see his girl squirt during lovemaking.

However, do take note that not every girl can squirt. A woman gets wet and squirts because of orgasm. There are dry and wet orgasms: so if your lady falls under the first category, then you have no choice but to accept that she won't squirt.

But before you can know, you need to try the tips I am going to share with you here.

In order to get a girl wet in bed, what you do here is to try all ways to make her reach orgasm. There are basically 3 ways to make her orgasm:

1. Engage in prolonged foreplay. I can't stress seems to stress enough how important foreplay is. Many men tend to skip this and go straight to intercourse. Don't do that.

Naturally, women take a longer time to get aroused. When a woman is not aroused, she can't reach orgasm.

Foreplay is a good time to use your skills to make her reach maximum arousal level. Use your hand and tongue to stimulate all her erogenous zones such as breasts, neck, inner thighs, earlobes, abdomen, armpit, etc. Be thorough, but don't spend too much time on each area.

2. Go down on her. Cunnilingus or oral sex for women, is the single best way to make a woman orgasm. Spend at least 3 minutes to perform cunnilingus on her. Start with the outer lips and make your way to the clitoris. The clitoris is very sensitive to stimulation. If you use the right tongue techniques to lick her clitoris, she is going to explode into shaking orgasm.

One thing to note: Don't bite the clitoris. You will cause serious pain to her and this is a BIG TURN OFF.

3. Fingering her g-spot. Insert your finger into her vagina with your palm facing upward. Your first task is to locate the g-spot. It is situated somewhere at the front wall of the vagina. So use your finger to make a "come here" motion and try to feel a round, roughened area on the front wall. This is the G-Spot. Once you have located the g-spot, apply pressure to it. It should enlarge and feel more solid.

If you stimulate it correctly, you will feel her legs squeezing against your quads. This shows that she is near to orgasm! Go for the finishing line.

Making your girl wet by giving her an orgasm is a great way to satisfy her sexual desire. However, if you can't last long enough during intercourse (premature ejaculation), you are throwing your efforts to waste.

89% of all women asked, who admitted to being unfaithful to their male partner, said that they were driven to betrayal due to their man's inability to last long enough to allow her to have a vaginal orgasm.

Don't be one of them. If you are having problem to last long enough to satisfy her, check out the bonus tip below:

Dangers Of Lacking Financial Education And Giving Value To Others

In this article, I am going to talk about the dangers of lacking financial and values education which are just as important as our school education which mainly and still focuses on theory and academic score having read and understood the books by Robert Kiyosaki like Rich Dad Poor Dad as well as watching all videos of Eben Pagan on what it takes to succeed in business, relationships, wealth and improving all areas of life as his subscriber and customer which are in contrary to what we have been taught and conditioned to think and do by our parents, grandparents and teachers.

Truth being said, most of us only think of making money for ourselves, families and loved ones if we are married and have kids without understanding that in order to make money, we need to give and deliver value to others which is just as important. That also ties in with what Zig Ziglar said that you can have everything you want in life if you give enough people what they want in life. The only knowledge we have is that we have to study hard to get good grades and qualification so that we can get great jobs with high pay in order to have our homes, marry, retire, and live happily ever after. While our parents - especially those from low and middle-income families - told us this out of concern, this sort of mentality is sadly outdated in the current 21st century. And even more so with digital technology looking to shape and change the way we live, study and work.

A rich parent - for instance the current US President Trump - will never tell his children that. Sure at first glance, they will tell their children to respect others in public and tell them off if they are disobedient and do not behave. But behind closed doors of their homes only known to family members and maid serving them, they will share with them other things that poor and average parents will never share with their kids.

Which is while making and saving money are important, delivering value and smart investing to maximize it are just as important.

According to Eben Pagan in his YouTube videos, he said after years of studying about business and wealth, he learnt two critical things. One is that people do not like to give away their hard-earned money without getting any value in return. When I say value, I am not talking about anything that sales and marketing people offered them. But what people really need and want for themselves and loved ones. Second is that money has a hole in its bucket and unless you know how to earn, you will lose every dollar you spent never mind on what things.

Here is another truth of life which I discovered after my very own study and research on other articles and blog posts besides reading and watching videos by those gurus. That is money is never given or distributed evenly all the time. It is only for those who delivered the most value as in helping and making a difference to others' lives as well as those that others feel closest to. Even if it is otherwise, most people will squander on things they like short-term but are not essential long-term. Especially luxury items such as cars, condos, gadgets and jewellery to name a few. And when they spend all their hard-earned money with little or no savings, they will usually resort to those things.

1. Taking on 1 to 2 part-time jobs on top of their main one just to be able to cope with the daily expenses and support their family.

2. Borrowing from families and friends,

3. Asking for loans from creditors, loan sharks and banks,

4. Applying for credit cards,

5. Gambling in casinos, lottery and sports betting

While there is nothing wrong with the first though it might put additional stress on individuals' health and well-being, there is everything wrong with the other four which I myself was guilty of in the second and fourth.

Because every time you borrowed, you needed to pay back as we Asians have a very strong ethnic and principle on it. If they are not carefully abided by, tragedies may occur. Not just on individuals who cannot pay back and lose everything but their families as in their parents, parents-in-laws, spouse and children as well.

And the saddest truth is when the family is poor, the spouse have to work or take extra job as well to bear the costs and the children will have to give up their passion, interest and even studies just to work early to copy with the family burden costs.

For the rich, it is another story. Suppose if one or both your parents are running the company as bosses or CEOs, you will be required to help them out upon completing your studies.

Otherwise they will be judged as "selfish and unfilial who only think of themselves, inconsiderate and uncaring about their families' well-being."

That is if they want to pursue their ambitions, interests and passions they once have as children but are dismissed by most parents as naive child words, play and who are just asking them what they like to be when they grow up simply to make fun of them.

It may sound weird to you but that is the situation in my country Singapore.

Which explains why most people are conditioned to study hard, work hard, save hard and retire comfortably with just one working job income they see as honest earnings.

Any income incurred outside are dismissed by baby boomers in particular - as fraud from cheating other people of their hard-earned money which is partially true with some entrepreneurs but it is wrong to dismiss every business owner because of a few rotten eggs.

Given the fact that government supports them because they are our pioneers, very little room is given for youth development not just in terms of creativity and innovation but in terms of money and wealth management be it creation, multiplication and preservation.

The only things they know are saving, working and borrowing money as well as buying insurance policies from financial advisors who may or may not be acting in the interest of their clients.

Hence their ignorance, overspending and not earning enough leads them to be over-dependence on government to the extent of asking more and blaming the government when things are not going the way they expected and wanted. That will cause serious implications on our economy and society well-being in general be it relationships and the daily essentials of life we, our families and future generations need.

I don't mean to sound arrogant but if I am in the shoes of Minister for Education, I will make financial education compulsory as one of the main subjects. Especially when it comes to generating, growing and saving money while still acting in the interest of others as in giving value.

Which most people need to know but in actual truth, they don't which is absolutely critical.

Except for a selected few.

Like Warren Buffet, Donald Trump, Robert Kiyosaki and Eben Pagan I earlier mentioned.

The Need for Truck Scales

It's no secret that most of America's goods are transported by truck. Because of this, states have enacted various laws and taxes to regulate the industry. Each state has its own laws on how much a truck can weigh when transporting goods. A common standard for the weight allowed is 34,000 pounds or 15,400 kilograms. The amount of weight carried per axle is called axle weight. The gross weight is the total of all the axles of the truck. Most states receive taxes from the truck weigh stations, which goes to improving the roadways. Trucks that are overweight are subject to heavy fines, which is why there are many high quality truck scales available for companies and contractors.

Truck scales are made out of concrete and steel. They are built to handle a large amount of weight each day all year long. The scales can handle up to 80,000 pounds or 36,000 kilograms per load. The weight is calculated by sensors that receive signals from a junction box. Strain gauges, which are wires are embedded in the concrete and have an electrical current running through them. These wires will compress when pressure from the weight of the truck is sensed. The weight is then displayed on a monitor in a booth where the attendant records the weight. It is vital that these systems are reliable and functioning, because if they are not it will directly affect their pocketbooks.

Another way that is used is called one-axle. In this instance the truck driver needs to place each axle on the truck scales one axel at a time. Once all the axles are weighed a total is given. This takes a lot of time out of the driver's schedule. One stop weighing is where the driver can place the truck on one large scale and the controller will give a gross weight. The one popular method of weighting trucks is when the truck is in motion. The truck does not have to stop at all. The sensors on the truck scales will pick up the weight and record it all while the truck is in motion.

Another reason that a company uses truck scales is because running an over loaded truck all the time would cause more wear on the truck. The engine would have to work harder which means you need to change your oil more often to accommodate the extra stress. Tires would also wear out at a faster pace. Running an over weighted truck is a safety hazard as well as being illegal.

Fines for running an over weighted truck in some states have become much higher. Some fines ran 10 cents a pound for every pound you were over the weight limit, up to a fine of $ 500 per load. Those same states are now charging fines of 12 cents per pound with no limit to the amount of the fine. States are getting tired of trucks running loads that are overweight and ruining their roads and endangering other drivers. The heavy weight of the trucks does enough damage to the roadways at the normal weight. When to many over weighed trucks continuously use their roads it causes repair needs to be done often. The taxes they collect go towards keeping the roads safe for all drivers. So we all have truck scales to thank for not only getting us our goods, but keeping us safe as well!

Automotive Rapid Prototyping Fail First Paradox

New product development and innovation is much more difficult and time consuming than most other business activities. Automotive rapid prototyping greatly advances learning speed and reduces the risk of new automotive parts development.

Historically, the automotive industry has been using rapid prototyping as an important tool in the automotive parts design process. The extremely fast-paced automatic design cycles require an extremely fast prototyping system which can produce car parts fast and inexpensively.

The main objective of automatic prototyping is to learn quickly: how a new automotive product behaves in its natural working environment, before transferring the prototype to the production line. Many times, mistakes are learned only after a new automated part is launched. This is the main explanation for poor automotive parts design, from product mismatch, poor engineering and function or finish, and overpriced production. In order to accelerate the learning curve, before these costly automated prototyping mistakes are made, one must accelerate and facilitate feedback loops from tests in the lab and market trials.

Automotive Manufacturing Technologies

Working with an assortment of rapid prototyping equipment, automated prototyping engineers utilize the most advanced 3D printers, in their quest for perfect form, function and utility. Working in advanced manufacturing centers, the automotive engineers use the technology to verify what they are doing, and, equally important, to save tremendous depths of time, and money.

Automotive Rapid Prototyping Compresses Development Time

The advantages of 3D rapid prototyping model creation versus viewing a cad / cam model on a computer screen is palable. Automotive parts engineers get together discuss the pros and cons of a rapidly produced automotive parts model and discuss the pros and cons of the design, as they pass it around, twisting and viewing the prototype, and decide if that is what they had in mind. This way, problems get solved up front, before going to the assembly line! Once determined that the automotive prototype design is a go, the model can then be sent to a die maker.

Automotive Prototyping and the Die Maker Process

The die maker can not use model to make the die, but because they have it in their hand and can look at it and feel it, they can determine where the parting lines will be and exactly how much steel they will need to produce it. The timing of the die process is greatly compressed.

Examples of Automotive Rapid Prototyping Parts

· Engine castings and parts

· Car Engine parts

· Auto Mechanical parts

· Car Dashboards

· Car Handles and Knobs

· Auto Body Components

· Car Trim parts

Fail first Paradox in Automotive Rapid Prototyping

The automated rapid prototyping paradox is to fail sooner rather than later. By failing earlier, the design engineers unexpectedly succeed in accelerating the project; this greatly reduces development cost risk. By considering all automotive prototype failures as learning experiences, the engineer has much less stress, knowing that they are practicing the old adage, that success comes from ninety-nine percent failure and introspection.

The Most Popular Programming Languages of the Year 2018

Technology is an unavoidable necessity that has opened the expectant and long anticipated heart of the universe to exciting and amusing innovations. It has always dared to be at the forefront and vanguard of inventions, technical creativity and a novelty at its peak. One would almost not find a single company that has not been influenced by technology. Undoubtedly, technology is the cruise of this era.

However, programming languages as an aspect of technology are vast and to select preferred ones as the most popular amongst a hundred of equally popular ones is, no doubt, an incredibly difficult and challenging thing to do, knowing fully well that such selections have to be done carefully and most importantly, by being unsentimental. Below are the lists of the most popular technologies:

Java language

Java programming language has been on the top chart since its introduction in the '90s. Most the world's renowned companies use Java to build their mobile and desktop apps and also their webs. Similarly, Java can run almost on all systems. Wow! That is huge! Also, they are the most popular language for Android gadgets. Little wonder why Android applications are Java-based built. Java has something very peculiar and interesting. The long-time and seemingly old-fashioned rendition of languages can run without stress on it because newer versions have introduced. What a programming language Java is! This simple characteristic of Java has and will always put a smile on the users face as they will not have to bother themselves with any code rewrite once newer versions of Java are out.

"C" language

"C" programming language is also a popular programming language. Invariably, it is one the oldest programming languages that have been adopted by technology's huge brands such as Apple, Microsoft, Oracle and many more. In this present age, there is hardly a thing that we make use of technologically, this programming language has not influenced that. The "C" programming language possesses qualities that enable it to work, without a second thought, for operating systems and also systems that are hidden. More so, it is amongst the first most popular programming languages today.

Python language

Python programming language is different in a way. It has a fighting spirit of consistency and steadiness, thereby, struggling its way out to be at the top of the chart. Astounding! Interestingly, python is a significant and widespread language in some very relevant technologies in this present point in time. Cyber-security is one essential software of this age, and it will tickle you to know that Python runs it. It is used as a preliminary software for beginners at our tertiary institutions for learning and also, artificial brainpower.

JavaScript language

JavaScript, no doubt, is one of the most popular programming languages ever known. JavaScript enables those that are developers to include responsive impression to pages on the web. Many times than none, it works with HTML to create documents and websites. It is quite simple and easy to operate and this why businesses that are newly starting are opting in for JavaScript.

Ruby language

Ruby is considered the best for new companies and technology developers that are just beginning. There are many reasons why it is marked as very important. The way words put together on Ruby is quite beautiful and attractive to behold. This beauty allows the technician accompany more work with a little code. Again, a running web app does not take as much time as how others are framed, and this is why the beginning tech developer loves and is familiar with the language.

18th Birthday Present Ideas - Best Gift Idea For Him Or Her

If you are looking for a gift idea for an 18th birthday present, you are certainly faced with a challenging task. Like all great gift ideas, you need to understand who you are buying for and what is happening in their lives. Only in this way can you find the perfect 18th birthday present idea.

Coming of Age
The 18th birthday for most teenagers is one of the largest millions in their lives up to that point. High school is finished along with all the accompanying stress of homework and in many cases, peer group pressure. Life is changing and adulthood is upon them. Some of their old high school friends may fade away or even move away to college. The prospect of deciding their future seems to be an unfathomable event. Confusion, elation, and uncertainty form a cocktail of emotions.

Yet in the midst of this excitement comes the opportunity for celebration. And of course, one of the ways we celebrate occasions such as this is by giving a gift.

The Teenage Mind
Having a teenage daughter myself, I can tell you with great confidence that you are facing a monumental task. Teenagers tastes seem to change by the week. One day, a certain clothing brand is popular and the next day they would not be worn dead wearing a t-shirt with the company name on it. Music and electronics trends also change at lightning fast speed.

I have chosen to avoid buying my daughter electronics because I feel that if I did, she would spend even more time plugged in than she is already. Since my attempts, her part time jobs always allow her to buy her own electronics and I can tell you, the iPods and portable devices change faster than I can keep track of.

My point is that if you are trying to decide on the perfect gift for an 18 year old, you're going to have a very difficult time finding something that they are going to love. And do not you want that for them? Buy something for them that they are going to love.

Gift Cards - The Best Solution
My daughter absolutely loves gift cards because she loves to shop. Shopping is a form of creative expression for teenagers because it allows them to express their choice without any influence from the parents. In a survey by the National Retail Federation, 98% of teens surveyed had either received or given a gift card in that year.

Because my daughter does not have a credit card (thank God), she has not been able to shop online yet. Teenagers are just dying to experience more online shopping because they have not been old enough. A gift card allows them to do that. It's also difficult for a teen to go shopping by themselves if they do not have a car. So make sure you buy a gift card that allows them to shop online.

Find a Gift Card With Many Product Categories
It's of no use to give a book store gift certificate to an 18 year old when all they really want is a new hoodie. Or what if you bought them a gift card to a clothing store, but it turns out that they've just decided that the store brand is out of style? The best solution is to buy a card from an online merchant that offers multiple product categories such as clothing, music, DVD movies and electronics. Let them decide and they will love you for it!

The Perfect Gift Card
When it comes to gift cards, I always buy my daughter the Amazon gift card. It's really an amazing no fee, no expiration date, card that offers all the product categories that a teenager could want with literally millions of products to choose from. Amazon is a marketplace, so you will find all the name brand products being sold by a multitude of local and global merchants, all under the trusted umbrella of Amazon.

Top 5 Benefits of ATM Placement in Retail

An ATM placement can make a great deal of a difference to a retail business in a plethora of ways. Here are the top five benefits of installing an ATM in retail and how it can improve the performance of a business in terms of sales, customers, competition, and profits.

1. Pulls Customers like a Magnet

Merchants are bound to pull potential customers like a magnet with ATM's placed in retail locations and advertised properly. Many customers today prefer cash transactions over credit cards mostly because of the increasing number of cyber-crime cases. However, carrying cash all the time is often not feasible. So, many buyers prefer to draw money through ATM at the time of purchase. Having an ATM inside a store, can attract as well as facilitate cash buyers.

Studies show that when prospects enter the store to use the ATM machine, they are most likely to spend up to 25 percent of the cash withdrawal at the same store where the ATM is placed. This means that ATM placement will not only increase foot traffic but will also increase sales.

2. More Revenues and Profits

Another great benefit of installing an ATM in a retail store is that it acts as a revenue driver. Not only through sales but, through many other ways too. For example, a merchant would already know the fees that the customer has to pay for credit or debit card purchases. This fee is variable on total purchase price. Although it is small, it adds up. However, cash only transactions with an installed ATM would eliminate card fees thereby improving profit margin.

The merchant can set a transaction fee on the ATM to charge customers when they draw money. This fee goes directly to the retail owner, providing an additional stream of revenues.

3. Gain a Competitive Edge

The retail industry is booming and growing overly competitive. To stay ahead of the competition, retail must deliver excellent shopping experiences and services to customers. With an ATM placement, retail can cater to more customers as some may want to use the ATM as they may not have cash in hand to make purchase. So, instead of leaving the store to draw money, they can easily make transaction within the store and buy their desired products with ease.

4. No Risk to Customers

The increasing number of cases related to money snatching from ATM users and even ATM thefts is alarming. However, an ATM inside a store, customers can easily withdraw money from the machine without any risk. This most certainly contributes to a great customer shopping experience as customers get to make cash transactions and shop without any worries, stress or risk. They have the peace of mind that they will not be robbed. And that is what customers want. They want to enjoy a stress-free shopping experience which gives them the flexibility, the power, and the convenience to select their choice of payment mode.

5. Happy Customers Means More Business

Having an ATM installed in retail, business are giving customers the convenience to select their choice of payment mode. This convenience translates into happy customers. And statistics show that on average, happy customers tell approximately 9 people about their experiences with a company. This helps find new customers and sell more to existing customers.

Good customer experience further helps in creating buzz. Studies show that most people would like to share their good and bad experiences with a business online through tweets, Facebook and online reviews. This exposure is great for a retail business because 81 percent of the US population uses social networks translating into 207 million people.

TUNING-IN: A Key Element for Improved Functional Movement and Overall Wellness for Your Workouts!

When you think about health improvement, it can cover a lot of different things. Your focus for health improvement will depend on your wellness goals. What do you want to achieve? Better fitness, strength, balance, flexibility, improved sports performance, weight loss, stress management. There are many components to a well-planned health improvement program for optimal wellness and whole-body health.

Fitness however is one of the most important parts of any health improvement plan. Performing daily exercises and maintaining an active lifestyle is vital to maintaining good health. Good functional movement habits will help you achieve a strong, fit, flexible body that works well to keep you safe and injury-free for optimal wellness!

Evaluate this question; How often when you workout, do you "tune-out?"

Many people rely on their electronic toys to distract them from what the body is doing during a workout. Almost everyone works out watching TV, reading on their Kindle or iPad, or listening to music on their headphones. People do not realize that they are losing their focus on what the body is paying by paying more attention to the book, show, or song they are watching or listening to then what they're doing! The body ends up working out on auto-pilot. Who knows if the right muscles are doing the work, because we're too busy singing along with our favorite tune, or watching TV to really pay attention to what we're doing.

To get maximum benefits from your fitness activities, it's important to "tune-in" and pay attention to what the body is doing while it's moving! This is one of the great benefits from Pilates training. Usually there is no music, you HAVE TO pay attention to everything your body is doing from your head to your toes through the whole entire workout. Breathing, Control, Concentration, Flow, Rhythm, and Precision are all consistently adjusted and corrected because you're consciously moving the body.

Striving for balanced muscle development to stay fit and injury free takes focus. It takes brain-power to tell the body what to do and how to move. And then it's important to pay attention and notice if the body is doing exactly what you've asked it to do.

This is why "tuning-in" is so important! You can get much better results if you are aware of what your body is doing. Not only do you have the chance to notice if you're working well, but you can also quickly evaluate whether you're doing things right, or wrong, and make adjustments. Why waste time during your workouts. Tune-in to practice efficient functional movement habits for improved health!

By focusing on what you are doing, you will become more aware of how things feel, what muscles are really working or are not working, how easy or difficult the challenge is. Learn to be conscious of your body's posture while moving, feel the right muscles do the work, and notice if you are breathing properly!

These may all seem like simple, small things to pay attention to, but when you start taking them into consideration during every single second of your workouts, BIG results will come your way! Get the best results possible from your health improvement program, start by re-evaluating your health and fitness goals. Check out your wellness routine, then "tune-in" and see what you notice!

If you need help optimizing your form, function, and being sure you've got the right exercises in your workout program to get results, consult with a Pilates teacher or functional movement specialist. Quickly improve your functional movement habits and increase the results from your training efforts!

Better Functional Movement Habits + Repetition of Good Habits with Exercise = Amazing Health Improvement Benefits!

Make the most of your efforts for health improvement all the time! "TUNE-IN" and pay careful attention to form and function for optimum fitness.

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Father's Day Luxury Gift Giving Ideas

Prepare for Father's Day this Sunday, June 17th, 2012 by getting a thought and personalized gift ahead of time. Avoid the last minute stress of searching for the right gift for your dad by shopping now - buying a Father's Day gift with plenty of time allows you the freedom to be really creative and thoughtful in your gift giving. We specialize in supplying high end gifts and hope to provide insight for you into how to make some of our favorite men's gifts personal to your dad.

1. L'Objet Crocodile Leather Picture Frame
For a sentimental gift with a personalized element, browse the crocodile leather picture frames from L'Objet. Your dad will love placing this designer frame in his office or room - not only does it exude luxury, but it will remind him of his loving children. We love the idea of ​​including a black-and-white photo of the two of you from childhood; the black-and-white augments the nostalgia and looks classy and timeless.


2. King Baby Lion's Head Ring
For a less traditional gift for possibly a more edgy dad, look to the King Baby Studio rings, like this Lion's Head Ring. The King Baby Studio Lion's Head Ring is one of the more popular rings from this designer - the handcrafted sterling silver ring embodies both high quality materials and rebellious images of a lion. It's chunky, masculine and trendy, a great gift for dads.


3. MacKenzie-Childs Magazine Bin
MacKenzie-Childs latest collection of business gifts will have his office or den dressed for success. Look to this masculine & stylish Courtly Checked magazine bin to keep his favorite reads organized. This sturdy magazine bin from MacKenzie-Childs is perfect for the number 1 man in your life - place it in the mud room, office or living room and he can toss magazines, books and other items into one, organized place. You can trust the quality and craftsmanship that are central to the MacKenzie-Childs name but do not fret about the girly, romantic themes typical to the MacKenzie-Childs furniture or serveware. Include a subscription to a manly magazine to further personalize this gift for your father.


4. Michael Aram Carving Board
If your dad is an entertainer, enjoys cooking or simply enjoys fine cuisine, think about getting him a food-oriented gift. This carving board made from oxidized Acacia Wood is a gorgeous, and manly, option for any dinner party or special occasion. With this Michael Aram carving board, your dad can carve and serve the meat on the same place. Add a Michael Aram meat fork as a finishing touch. Perfect for the grill master in your life.


5. GG Collection Memo Note Holder
A memo note holder from the GG office collection is the perfect gift for a career-minded man. Whether he works from a home office or the corner office, this gorgeous and high-end memo holder will daily serve as a reminder of his loving gift-giver. To better personalize this gift, you can include customized sticky notes or memo pads with his name or initials - or a cute memo! Go the extra mile and combine this GG Collection memo holder with some of the other designer desk accessories- like a stacked document tray, letter holder or desk blotter.

Use your creativity and intuition to take each of these ideal Father's day gifts and make them special for your own Dad.